Tag: very cheap van insurance

Van Insurance: Discover the Latest Premium Rates in 2024

Posted on by News Desk

Introduction

Van insurance premiums have fluctuated in recent months.

But they remain elevated compared to last year.

Understanding these trends can help van owners navigate the market for the best deal.

Whether you’re under 25 or over 50, knowing premium trends can save you money.

This article delves into the latest van insurance premium rates.

It explains how they’ve changed and what factors are shaping these shifts.

Learn more about how to secure the cheapest van insurance.

As of September 2024, van insurance premiums have started to decline.

Premiums have dropped by 0.8% over the past three months.

However, they are still 9.5% higher than they were a year ago.

In July 2024, a 3% drop was due to aggressive price cuts from competitive insurers.

But after this drop, prices began to rise again.

This shows that the van insurance market remains highly dynamic.

For van owners, this fluctuation means varying costs depending on renewal timing.

It’s clear: while premiums are decreasing, they remain higher than last year.

So, shopping around for the best deals is critical.

Find out how telematics can help you save on van insurance.

Van Insurance Premiums By Age Group

Different age groups have seen varied trends in van insurance premiums.

For drivers under 25, premiums dropped by 2.2% over the past year.

This decline is crucial for younger drivers, who typically face higher insurance costs.

Meanwhile, premiums for drivers aged 25 to 49 rose by 11.5%.

Those over 50 also saw a rise, with premiums increasing by 10.2%.

The takeaway?

Younger drivers have a better shot at lower rates, while older drivers are paying more.

Understanding these trends can help adjust your expectations when seeking cheap van insurance.

Check out our blog on van insurance options for new drivers.

Common Van Insurance Premiums Ranges

In September 2024, most new van insurance premiums ranged from £500 to £749.

This range accounted for 18% of all quotes.

Meanwhile, another 17% of drivers received quotes between £750 and £999.

These numbers offer key insights for van owners.

By knowing where your quote falls, you can better judge whether you’re getting a fair deal.

Still, keep in mind that the average cost of van insurance remains high.

So, being vigilant and exploring every option is essential.

Discover more ways to cut down your van insurance premiums.

Increased Competition In The Market

One positive trend in the van insurance market is the rise in competition among providers.

Price comparison websites now feature more brands than they did a year ago.

This increase in competition has helped bring down premiums.

In fact, it’s one of the reasons behind the slight premium reduction in recent months.

Insurers are competing harder, offering attractive deals to win customers.

But here’s the catch:

Younger drivers still face fewer options than older ones.

While the market is more competitive overall, not all age groups benefit equally.

The Role Of Price Comparison Websites

Price comparison websites have become an indispensable tool for van owners.

They allow consumers to compare quotes quickly from multiple providers.

This transparency has made the market more competitive.

For those seeking cheap van insurance in the UK, price comparison websites are essential.

By using these sites, you can access deals that might not be available elsewhere.

More brands on these sites mean more chances to find a bargain.

However, this benefit varies by age group.

Older drivers have more options, while younger drivers may need to search harder for the best deals.

Find out how business van insurance compares to personal policies.

The data clearly shows that van insurance premiums have shifted dramatically over the past year.

Drivers under 25 have seen the most favourable changes.

Quoted premiums for this age group dropped by 2.2%.

On the other hand, drivers aged 25 to 49 experienced a significant rise of 11.5%.

Over-50s weren’t spared either, with premiums increasing by 10.2%.

Younger drivers are catching a break, while older drivers face higher costs.

For younger drivers, the increase is nearly 95%.

Those aged 25 to 49 have seen premiums rise by an eye-watering 233%.

Clearly, long-term trends show van insurance is getting more expensive, regardless of age.

Learn more about how vehicle compliance can impact your van insurance.

Van Use and Its Impact On Premiums

How you use your van can also significantly impact your insurance premiums.

Van owners using their vehicles for personal use saw a 13.1% premium rise last year.

In contrast, tradespeople using vans for their businesses experienced an 8.4% increase.

The difference?

Vans used for business purposes tend to be driven more often and in riskier environments.

But some tradespeople are benefiting from tailored insurance offers.

Since Consumer Intelligence began tracking, social-use premiums have surged by 269%.

Meanwhile, business-use premiums have risen by 183%.

Clearly, how and where you use your van plays a huge role in determining your insurance costs.

Understanding these factors can help you choose the right policy and save money.

Check out why having van insurance is essential for tradesmen.

Future Of Van Insurance Premiums

Looking ahead, it’s difficult to predict exactly where van insurance premiums will go.

Recent trends ease costs for younger drivers, but premiums will likely stay high for most.

Market competition is expected to continue playing a key role in shaping premium rates.

More brands entering the market could drive down prices, especially for older drivers.

However, Inflation, increased claims, and changing driving habits may keep premiums high long-term.

The good news?

Price comparison websites will continue to be a powerful tool for van owners.

By comparing offers, van owners can secure cheaper insurance and avoid rising premiums.

Read more about what counts as a modification for van insurance.

Conclusion

In summary, van insurance premiums have experienced some fluctuations in recent months.

While younger drivers have seen slight improvements, most other drivers are facing higher costs.

With price comparison sites and more competition, van owners now have more chances to secure better deals.

Stay informed, shop around, and understand how age and van usage affect your premiums.

Looking for ways to cut your van insurance costs?

Check out some of our related blogs for more tips:

When Do You Need Specialist Van Insurance? Find Out Now!

Posted on by News Desk

Introduction

Van insurance is essential.

But did you know that standard policies might not always cover all your needs?

In fact, there are certain situations where you might require specialist van insurance.

Why?

Because standard insurance isn’t always tailored to cover every unique scenario.

Whether you’re a young driver, have previous convictions, or use your van for unusual work purposes, specialist insurance could be exactly what you need.

It can also help you find a cheaper cover that fits your specific situation.

In this guide, we’ll dive into different scenarios where specialist van insurance is necessary, and how it could save you money.

Van Insurance For Young Drivers

If you’re a young driver, you’ve probably noticed one thing:

Finding affordable insurance can be tough.

But why is that the case?

Insurers often see younger drivers as a higher risk due to their inexperience.

This means that many standard van insurance policies have age restrictions.

Some policies may only cover drivers over 21, while others hike up premiums for those under this age.

But don’t worry!

A specialist van insurance policy could be the perfect solution for young drivers.

How?

These policies are often tailored for young people who have some driving experience with other vehicles, such as cars or motorbikes.

Even better, if you’ve been a named driver on someone else’s policy, you might be eligible for even lower premiums.

So, why stick with expensive standard policies?

Young drivers should explore specialist insurers to get a better deal.

You might be surprised at how much you could save.

To learn more about getting cheaper van insurance as a new driver, check out Can I Get Van Insurance As A New Driver?.

Previous Convictions

Do you have a criminal conviction or a series of driving offences?

If so, you probably know that finding affordable van insurance can be an uphill battle.

But should your past define your future driving costs?

Not always.

Standard insurers tend to increase premiums for those with convictions—especially motoring offences like speeding or dangerous driving.

However, there’s a better option:

Specialist van insurance providers often take a more personalised approach.

These insurers will look beyond your past and focus on your current driving abilities.

They might offer a much more affordable policy, based on your specific circumstances.

Some even take into account whether you’ve taken proactive steps, like enrolling in a driving safety course, to reduce your risks.

In many cases, this personalised approach results in cheaper van insurance.

If you’ve struggled with finding affordable insurance because of past convictions, a specialist insurer could be your best bet.

Van Insurance For Unusual Work Use

Do you use your van for work?

If so, you’ll likely need commercial van insurance.

But here’s the catch:

Even if you only use your van occasionally for work, standard policies might require you to have commercial cover.

That can be annoying, especially if you mostly use your van for personal purposes.

But there’s good news.

Specialist van insurance offers far more flexibility than standard policies.

If you use your van for haulage, courier services, or even just for carriage of your own goods, a specialist insurer can tailor the policy to your exact needs.

This way, you’ll only be paying for what you need.

No more, no less.

For more insights on different van uses, check out Why Proper Vehicle Compliance Is Crucial for Road Safety.

Short-Term Cover

Sometimes, you don’t need van insurance for a full year.

Maybe you only need cover for a few weeks.

Or even just a few days.

If that’s the case, short-term van insurance could be your best option.

How does it work?

Short-term van insurance operates similarly to annual policies but only covers you for the exact period you need.

This could be anything from a single day to a few months.

Specialist insurers often offer flexible, short-term policies that can save you from paying for cover you don’t need.

Just be sure to check the details of what’s included before purchasing any policy.

If you only require insurance for short periods, standard insurers might not provide the flexibility you’re looking for.

But a specialist provider could.

For more details on short-term van insurance, visit What is the Cheapest Van Insurance Group?.

Van Insurance For Imported Vans

Do you own a van that was imported from outside the EU?

If so, finding the right insurance can be tricky.

Here’s why:

Most standard insurers offer cover for European imports, but when it comes to grey imports from countries like the US or Japan, the options are limited.

And expensive.

That’s where specialist van insurance comes in.

Specialist providers are experienced in offering tailored cover for foreign vans and trucks, often at a much more reasonable cost.

They understand the unique needs of imported vehicle owners and can provide the right level of coverage that standard insurers may not offer.

If you own a grey import or a van from outside the EU, don’t settle for overpriced standard policies.

A specialist insurer will likely offer a better deal.

For more information on getting the right insurance for imported vans, check out Are You Driving a Car or a Van? Check Your Insurance Policy.

Conclusion

In conclusion, specialist van insurance can be a valuable option in many situations where standard policies fall short.

Whether you’re a young driver, have previous convictions, use your van for unusual work purposes, need short-term cover, or own an imported van, specialist insurance could save you both time and money.

So, why limit yourself to standard policies that don’t meet your needs?

Explore your options with a specialist van insurance provider to ensure you get the best possible deal.

For more tips on how to save money on your van insurance, check out our blog How Telematics Devices Can Save You Money on Van Insurance.

Top Van Insurance Groups Revealed: How to Get the Cheapest Rates Today

Posted on by News Desk

Introduction

Cheap Van Insurance.

Finding affordable van insurance in the UK can be challenging.

But there’s good news.

Understanding how insurance groups work can help you save money.

Each van model is assigned to a specific insurance group.

Why does that matter?

It helps insurers determine the relative risk of covering that vehicle.

The lower the group, the cheaper your van insurance is likely to be.

That’s important to know, right?

What Are Van Insurance Groups?

The Association of British Insurers (ABI) has a system for categorising vans.

It’s called the Group Rating System.

What does it do?

It assigns every van and light commercial vehicle (LCV) to a group, based on its relative risk.

The lower the insurance group, the less it costs to insure your van.

Why should you care?

Because understanding which group your van falls into can save you money.

But don’t forget.

Your van’s group is only part of the equation.

Other things matter too, like your personal driving history, modifications to your van, and even where you park it.

Here’s the deal.

Checking a van’s insurance group before purchasing is a smart move.

It helps you estimate costs and avoid nasty surprises.

Vans are split into 50 groups, with lower groups costing less to insure.

Insurers factor in your van’s group, but they also look at things like the van’s value and modifications.

Checking your van’s insurance group early helps you gauge potential costs.

Want to reduce your insurance premiums? Click here.

How Do Van Insurance Groups Work?

Here’s where it gets interesting.

If your van was made before 2016, it will fall into one of 20 groups.

The lower the group, the cheaper your insurance.

But here’s the twist.

Vans produced after 2016 are grouped differently.

They now fall into groups numbered 21 to 50.

So what does that mean for you?

Vans in group 21 (post-2016) typically have lower premiums.

On the flip side, vans in group 50 are considered high risk and will cost more to insure.

But here’s the thing.

Don’t make the mistake of choosing a van based only on its insurance group.

Why?

Because insurers consider other factors too—like claims history and custom modifications.

So, what’s the takeaway?

Always compare quotes from different insurers to find the best deal.

Compare van insurance options here.

How Are Van Insurance Groups Decided?

So, how do insurers decide which group your van belongs in?

It’s all about the van’s characteristics.

Let’s break it down.

The Size and Weight of the Van

Big vans carry big risks.

Why?

Because they’re more likely to cause serious damage in an accident.

That’s why heavier vans are placed in higher insurance groups.

Performance and Engine Size

Vans with larger, more powerful engines tend to cost more to insure.

It’s simple.

The more powerful the van, the greater the risk, and the higher the insurance group.

Security Features

Want to lower your insurance group?

Make your van more secure.

High-security door locks, immobilisers, and alarms can make a big difference.

The more secure your van is, the less you’ll pay.

Check out these tips to secure your van.

What Insurance Group Is My Van In?

Now, let’s move on to the crucial question.

How can you find out which insurance group your van falls into?

Fortunately, it’s quite simple.

By using the Thatcham Research vehicle search tool, you can quickly identify your van’s insurance group based on factors like the make, model, year, and fuel type.

But that’s not all.

The tool also provides a letter, which gives insight into your van’s security level.

Here’s how it breaks down:

  • A: Meets the security standard for the group.
  • D: Falls short of the standard, so the group rating is increased.
  • E: Exceeds the security requirement, thus lowering the group.
  • P: Provisional rating, used when the necessary data was incomplete.
  • U: Unacceptable security, meaning insurers might require upgrades.
  • G: This applies to imported vehicles, with group ratings only applicable to UK models.

So, how does this help?

When you purchase van insurance, your insurer will automatically have this information.

You don’t need to worry about providing the group yourself.

Find out more about van insurance groups here.

What Else Will Influence The Price Of My Van Insurance?

While your van’s insurance group plays a significant role in determining your premium, it’s not the only factor.

In fact, several other elements come into play when insurers calculate how much you’ll pay for coverage.

Let’s take a closer look at these additional factors.

Your Age

To begin with, your age is a big consideration.

Typically, if you’re under 25, you’ll face higher premiums.

Why?

Because younger drivers are statistically more likely to be involved in accidents.

Your Address

Next, your location is another critical factor.

Living in an area with a higher crime rate can increase your premiums, as the risk of theft or damage to your van is higher.

On the other hand, if you live in a safer, low-crime area, you may benefit from lower insurance costs.

Your Occupation

Your job also influences your insurance premium.

For instance, high-risk occupations—such as those involving manual labour or extensive driving—can result in higher insurance costs.

In contrast, lower-risk professions may lead to cheaper premiums.

Your Driving History

Another major factor is your driving record.

Any claims or accidents in your past will likely increase your insurance premiums.

However, if you have a clean driving history or have built up a no-claims discount (NCD), you could see a substantial reduction in your insurance costs.

Where You Park

Where you park your van is also important.

If you park in a secure place, like a private driveway or garage, your premiums could be lower.

Conversely, parking your van on the street might increase your insurance costs.

Your Van’s Modifications

It’s also important to consider any modifications to your van.

Certain modifications—like adding extra security features—can reduce your premiums.

However, cosmetic changes or performance upgrades could increase your costs.

Annual Mileage

Finally, your annual mileage plays a role.

The more you drive, the higher the risk of accidents, which results in higher premiums.

If you drive less, you could save on insurance costs.

For more on what influences van insurance prices, click here.

Conclusion

So, what can you do to keep your van insurance premiums down?

While choosing a van in a lower insurance group is a good start, there are additional strategies to help you save money.

Let’s go through a few key tips.

Improve your van’s security.

Pay annually.

Paying your premium in one lump sum is usually cheaper than paying monthly installments.

Limit your mileage.

Take an advanced driving course.

Want more tips to save money? Click here.

Unroadworthy Van Stopped by Police for Multiple Violations

Posted on by News Desk
Wilts Special Ops tweeted – #RPU stopped a van after the passenger failed to wear their seat belt…

Another issue was the driver using trade plates that expired in 2018.

The driver used the plates in an unauthorised manner.

The vehicle had no tax, MOT, or proper documentation.

Looking for cheap van insurance?

Traffic Stop Made On Van For Serious Violation Of The Seatbelt Law

Last week, the Wiltshire RPU stopped a van for a serious traffic violation.

The passenger wasn’t wearing a seat belt, breaking the UK’s Road Traffic Act.

This law requires all passengers to wear seat belts when the vehicle is moving.

Wearing a seat belt is one of the best ways to protect yourself in a crash.

Driver found to be using expired trade plates in unauthorised manner

The van was operating on expired trade plates, which had expired in 2018.

In fact, trade plates are temporary registration plates.

Typically, dealers and manufacturers receive them for vehicles they transport, demonstrate, or test.

However, they are not intended for private use or conducting business.

Van Found To Be Unroadworthy 

The situation grew even worse when officers discovered, in addition, that the van was unroadworthy.

The vehicle did not have any tax, MOT, or insurance, which is a clear indication that the vehicle is not roadworthy.

The MOT certificate is a legal requirement in the UK and confirms a vehicle has passed its annual safety inspection.

Drivers must also have valid tax and insurance to legally operate a vehicle on public roads.

Consequences For Driver And Vehicle Owner

These violations are extremely serious and can have severe consequences for both the driver and the vehicle’s owner.

The driver could face fines, points on their licence, or even criminal charges.

The authorities could penalise the vehicle’s owner for allowing it to operate without insurance, tax, or an MOT.

Legal Requirements For All Vehicles On Public Roads

It’s important to remember that all vehicles, whether they are cars, vans, or lorries, must meet legal requirements in order to be operated on public roads.

This includes having a valid MOT, tax, and insurance.

Additionally, all occupants must wear seat belts while the vehicle is in motion.

Restrictions And Laws Regarding Trade Plates

Drivers should be aware of the restrictions and laws regarding trade plates.

These are not meant to be used for private or commercial purposes, and can only be used under specific circumstances.

In Conclusion

This news reminds all drivers and vehicle owners to ensure their vehicles are roadworthy.

Make sure all legal requirements, like insurance, MOT, and tax, are in place.

Always check these before driving on the roads.

Van Driver’s Near-Disaster: How Quick Help And Cheap Insurance Can Save The Day

Posted on by News Desk

Introduction

Accidents can happen to anyone.

Even the most experienced van drivers.

But here’s the thing…

Whether it’s a careless mistake by another road user or a simple error of judgment, the outcome can be unpredictable.

So, what happened?

This is exactly what happened to a van driver in Liverpool, where a kind stranger stepped in to lend a helping hand.

But wait, there’s more…

In this article, we’ll explore how a van driver narrowly avoided a much worse outcome and offer some essential driving tips to keep you and your van safe.

Ready to find out?

A Helping Hand: The Liverpool Incident

Recently, in Liverpool, a van driver was going about his usual day.

But what happened next?

He was delivering goods to various restaurants across the bustling city.

It seemed like any other day, but then…

Navigating through tight corners and heavy traffic, he found himself in a tricky situation.

Here’s what went wrong…

A car, irresponsibly parked at a corner, severely limited his visibility.

Things escalated quickly.

As the driver attempted to steer his Ford Transit around the poorly parked vehicle, a car suddenly emerged from a side street.

It cut across his path, giving him little time to react.

Now, here’s the kicker…

In an effort to avoid a collision, the van driver made a sudden maneuver.

He felt the van losing its balance.

Before he knew it, the vehicle was tipping over.

It gets worse…

With four tyres struggling to stay grounded, the van overturned in the middle of the street.

But amidst the chaos, help was at hand.

A kind passerby quickly rushed to the scene.

Guess what happened next?

They pulled the van’s door open while the driver scrambled to climb out.

Despite the shocking turn of events, the driver emerged unscathed—thanks to the quick thinking of his helper.

Why Proper Parking Matters

Now, let’s talk about the real issue here.

The Liverpool incident serves as a stark reminder of why parking in safe, visible spots is vital.

But here’s the problem…

Parking at corners or other dangerous areas is not only a risk to you.

It’s also a risk to other road users.

Here’s what you need to know…

Van drivers, often driving larger vehicles, can face blind spots and reduced visibility.

This makes it crucial to avoid areas that restrict a clear view of the road.

But that’s not all…

Parking in hazardous spots can lead to costly mistakes.

Want to know the real kicker?

With the cost of van insurance premiums rising due to the increase in accidents, it’s essential to be cautious.

The solution is simple.

Ensure you’re not caught out by poor parking habits that could lead to accidents, fines, and increased insurance costs.

Read more about the importance of proper vehicle compliance.

The Van Overturns: A Lesson in Road Safety

Now, here’s something that might surprise you…

While the van driver was lucky to escape with no injuries, overturning a vehicle could have had serious consequences.

And that’s just the beginning.

Not only are overturned vans dangerous, but the damage can also be costly.

But here’s the silver lining…

In these situations, having the right insurance in place can save you from a financial nightmare.

It gets worse…

With accidents on the rise, especially in crowded urban areas, cheap van insurance that offers comprehensive coverage is more essential than ever.

Why is this so important?

Whether it’s covering damages to your van or helping you in legal situations, your insurance policy could be the lifeline you need.

The takeaway?

It’s not just about meeting the legal minimum.

It’s about peace of mind.

Looking for ways to protect your van on the road?

Here’s how telematics devices can save you money on van insurance.

Safe Driving: Common Sense Tips For Van Drivers

Accidents like the one in Liverpool are often preventable.

But did you know…

With some basic safety precautions and the right mindset, van drivers can significantly reduce their chances of being involved in a road incident.

Here’s what you need to do.

Here are some common-sense tips every van driver should keep in mind:

  1. Stay alert: Always be aware of your surroundings, particularly in urban areas with tight corners and high traffic.
  2. Drive defensively: Expect the unexpected from other drivers, and be prepared to react calmly.
  3. Avoid distractions: Keep your focus on the road, and avoid using your phone while driving.
  4. Park responsibly: Make sure you choose safe parking spots that won’t obstruct the view for other road users.

Remember, these small habits can make a big difference in road safety.

And here’s the best part…

They might even help keep your van insurance premiums low.

How Van Insurance Can Be Your Best Ally

When accidents happen, van insurance can be the one thing standing between you and a hefty financial burden.

Here’s what happened…

The Liverpool driver was fortunate to escape unharmed.

But let’s be real…

The damage to his van could have cost thousands.

But here’s the good news…

With a solid insurance policy, much of this can be covered.

And that’s not all…

Comprehensive cheap van insurance UK plans can cover not only damage to your vehicle.

They can also help with potential legal fees and third-party claims.

What does this mean for you?

Having that safety net means you’re not left out of pocket when disaster strikes.

This is why reviewing your policy and ensuring you have the best coverage is essential.

Especially with premiums fluctuating.

Ready to find the best deal?

Check out how to get the cheapest van insurance rates.

A Not-So-Happy Ending: Staffordshire’s Dangerous Roads

Now let’s shift gears.

In another incident, this time in Staffordshire, a van driver wasn’t so lucky.

Here’s the story…

Council workers were out doing their usual maintenance work, repairing and cleaning roadside gullies.

This is a crucial job, especially in areas prone to flooding.

But then something unexpected happened.

A van driver, towing a trailer, became impatient with the maintenance crew’s road signs and warnings.

Here’s where things took a turn.

Rather than wait, the van driver decided to ignore the warnings.

He mounted the pavement, dangerously driving around the workers, almost causing an accident.

And it gets worse…

The entire reckless event was caught on a dashcam, which captured the van driver’s dangerous behaviour.

Not surprisingly, this footage was handed over to the police.

This is the sort of incident that not only endangers lives but also leads to skyrocketing van insurance premiums.

Staffordshire council later revealed that this type of reckless behaviour is becoming alarmingly common.

Over the past year, they’ve recorded more than 500 incidents where road workers have been verbally abused, ignored, or endangered by drivers.

Let that sink in.

How Reckless Driving Increases Van Insurance Costs

Now, here’s the bottom line…

Reckless behaviour on the roads doesn’t just put lives at risk.

It also has a direct impact on the cost of van insurance.

But why is that?

Insurance companies view reckless driving as high-risk behaviour.

And what happens when insurers perceive higher risk?

You guessed it…

Premiums go up.

That’s right.

Incidents like the one in Staffordshire are exactly why we’ve seen such an increase in van insurance premiums across the UK.

If you drive recklessly, you’re not only putting others in danger.

You’re also making insurance more expensive for everyone else.

So, here’s what you can do.

Take extra care on the roads.

Be patient.

Follow the rules.

And most importantly, drive safely.

If you’re looking for the best deal on van insurance, now’s the time to act.

Find out why van insurance premiums are rising in 2024.

Be Considerate On The Roads: A Call To Action

Here’s the takeaway…

Being considerate on the roads is not just a courtesy—it’s a responsibility.

Van drivers, especially those working long hours or under pressure, can sometimes rush or take risks.

But here’s the thing…

Impatience and reckless behaviour lead to accidents.

And accidents drive up van insurance costs for everyone.

So what’s the solution?

Take your time.

Be patient with road workers, other drivers, and pedestrians.

Most importantly, ensure your van insurance policy is up to date.

Not only will this protect you in the event of an accident, but it could also save you money in the long run.

We really hope that you’re one of the more patient and considerate drivers on the busy roads of the UK.

Want the best protection for your van?

Check out the cheapest and most comprehensive van insurance options today.

Conclusion

The real-life incidents in Liverpool and Staffordshire highlight the importance of safe driving and being considerate on the road.

Whether it’s avoiding dangerous parking or being patient with road workers, these small actions can prevent accidents—and save lives.

But here’s the final thought.

Having the right van insurance in place gives you peace of mind, no matter what the road throws at you.

Want to read more?

Check out these related articles for more insights on how to lower your van insurance premiums:

Van That Took An Unbelievable Twist: A True Story of Adventure

Posted on by News Desk

We’re pretty sure everyone has seen movies where a van plays a starring role.

But have you noticed?

It’s usually a sinister black van, with blacked-out windows and FBI-type agents inside, watching houses or tailing someone.

Sound familiar?

But here’s a van story with a twist.

Well, sort of.

Go And Live The Dream

Back in 2015, a young Australian man made a bold decision.

Why?

Because his life was crashing down around him.

Everything that could go wrong, did.

So, what did he do?

He left Australia behind and traveled to the USA to follow his dream—whatever that was at the time.

Here’s the kicker…

He wasn’t looking to sit behind a desk anymore.

Instead, he wanted to live life to the fullest.

What did that look like?

  • Skydiving.
  • Windsurfing.
  • Music festivals.

But there was just one problem…

He wasn’t too keen on the whole camping-in-a-tent idea.

So, what did he do next?

He bought an old white van.

Yes, a beat-up, well-worn, and slightly dodgy-looking van.

Free Candy!

Rather than shy away from the van’s questionable look, he decided to lean into it.

And here’s the wild part…

He painted “free candy” in big, red letters along the side of the van.

Want to know the weirdest part?

He even dipped his hands in red paint and smeared his handprints all over the van—inside and out.

You can probably guess what happened next, right?

It didn’t take long for the van to attract attention.

But not just from curious locals.

The police were on to him too.

Here’s the real surprise…

The police stopped him eight times in total.

Oh, and when a friend borrowed the van for a few weeks?

They got stopped seven times.

At least we know the police were on high alert!

But did they get any free candy?

We’re not sure about that, but the young Australian certainly stocked up—spending over $1,500 on sweets to complete the look!

A Happy Ending

Here’s the part we love…

During his travels, he met his future girlfriend while driving the infamous “free candy” van.

Now, after everything had fallen apart back in Australia—including his relationships—this was quite the happy turn of events!

Surprised?

His girlfriend was a little shocked by the van too, but after the initial surprise, she accepted a ride home in it.

And guess what?

The rest, as they say, is history.

A year later, they were still together, and they decided to sell the van (along with the candy stockpile) when it was time to return to Australia.

Ah, who doesn’t love a happy ending?

Speaking Of Happy Endings

Here’s one for you!

Ensure you fully insure your van, so you don’t get caught out

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Courier? You May Need Special Insurance

Posted on by News Desk

If you’re working as a man (or woman, obviously) with van as a courier, we hope you’ve got the right insurance.

Some, pushed into a new courier career, thanks to Covid, may not be aware that it’s more than standard van insurance that is required.

Couriers can’t just make do with van insurance and hope for the best.

If your van gets broken into or stolen, you need to be pretty certain that the cost of whatever you have inside is covered,

or you could find yourself in a sticky situation.

Not only that, as couriers are also in contact with member of the public for work,

anyone working as a delivery driver needs to have public liability insurance to make sure that they are fully protected.

Most van insurance companies offer specialist courier insurance policies, regardless of what type of vehicle you are using.

These are often more expensive than regular car or van insurance.

The high cost of the goods you transport is one factor.

Plus, spending more time on the road than other drivers increases your accident risk and expenses.

Similar to regular car or van insurance, you can choose third-party cover, third-party fire and theft, or comprehensive.

Comprehensive is always the best option for full coverage.

Additionally, goods in transit insurance protects the value of any items lost or damaged during transit.

This also covers your van and contents in case of theft, whether parked at home or out on deliveries.

A longer driving history, strong van security, and fewer motoring convictions all help.

These factors keep your courier insurance costs down.

Use our free quote tool to ensure you are getting the best deal on your van insurance.

We may be over the snow, but accidents and thefts can happen any time, so it’s always best to stay safe. 

The 4 Hour Delivery Van That Drives Itself

Posted on by News Desk

In the time it takes an average delivery driver to do half a shift, a complete self driving van could be built by one person according to the manufacturer.

This is certainly bad news for delivery drivers around the country, who may have took comfort from my prediction that self driving vans will be here, but not for years.

It seems like I might be wrong because this particular self driving electric delivery van that was unveiled at a top secret conference in London, well, it is scheduled to be on UK roads next year.

The claim is that the van can be assembled in only 4 hours by one person at a factory, which means we could see an army of these self driving vehicles ruling the roads and delivering packages.

People in the government want to see self driving vans out and about by 2020 of course, but if everything goes to plan then it could be sooner. Van drivers watch out is my memo to anyone reading this.

Maybe a change of career is in order for delivery drivers, or should you just stick with what you know? It really is your choice, but if you ask me, the local job centre might be a good starting point.

Not everyone is going to embrace self driving vans though, and even if they do, they won’t be out of a job.

Take your average builder, roofer, electrician, plumber or carpenter as an example. Sure, they might enjoy buying a driverless van and then putting their feet up on the way to a job, but once they arrive the van can’t do the work now, can it? They will still need to put in the hours.

It’s delivery drivers I fear for, especially once they work out a way for the van to actually deliver the packages…maybe with some kind of robot? Who knows exactly what is going to happen, but what I do know is that during all of this van insurance will still be very much required.

No matter if you own a company that has a fleet of delivery vans or you are a builder working for yourself…you must have van insurance by law, so make sure you start comparing quotes to get the best deals.

Many van drivers start right here, at the Nations favourite van insurance comparison website, where all you need is 3 minutes and the click of a button.

So forget about self driving vans and all of that right now, and instead, just focus on getting very cheap van insurance to save yourself a packet.

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Complete your quick and easy quote

Step 2

Reveal your van insurance policies

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