You’ve no doubt heard that advert theme song on the TV, “Van-a-rama,” but did you know they now offer van insurance? Yes they do.

Vanarama Insurance Services is their name, and giving you multi-year policies is their game. Basically, what they are doing is allowing small business customers to combine lease and insurance costs.

Does this work out cheaper though if you are currently leasing a van or looking to lease a van? It all depends really, because at the end of the day if you only get one quote from Vanarama then you have nothing to compare it against.

The moral of the story here is to get a quote from Vanarama, but also, compare van insurance from as many companies as possible. You can do this right here by filling in a simple form that takes about 3 minutes.

Once you have as many quotes a s possible, then you will know for sure what the best option is. It might be Vanarama or it might be another company.

Something that did impress me when reading about this new van insurance service being offered by Vanarama is the fact they offer a guarantee on the cost of your policy, which means it won’t become more expensive.

I think a lot of other van insurance companies should take note of this…it’s called rewarding customers for their loyalty, something that we don’t hear much of these days.

However, this guarantee is only offered when you take out out a lease on a van for at least 3 years and then buy insurance at the same time. Make sure you read the small print and don’t sign anything until you are fully aware what you are agreeing to.

There are many people out there who are eager to start their own business and see leasing a van as a viable option. Sometimes it can be, but in a lot of situations it might be a better solution to wait until you have a bit of money saved up and then buy a second hand van.

The problem with leasing a van for people who are just starting out in business is that those monthly payments can be difficult to make when you are getting your first few customers.

Many people then take out loans to make these payments, but then find they can’t make the loan payments. In no time at all their business is no longer profitable and they go find a job instead.

I’m not trying to put anyone off starting a business or leasing a van here, all I am saying is that be realistic about your finances and don’t sign anything unless you can comfortably afford to make repayments.

Maybe Vanarama is the right choice for you, just make sure you compare van insurance first so you get as many quotes as possible.