Tag: van insurance prices

Van Insurance Rates Soar by 15.5% – What’s Behind the Spike?

Posted on by News Desk

Introduction

Van insurance has become significantly more expensive in the past year.

With an increase of 15.5% for new business customers, according to the latest Consumer Intelligence Van Insurance Price Index.

Why does this matter?

Rising Costs And Regulations Drive Up Van Insurance Prices

The average quoted cost for van insurance in the UK is now £1,129.

But wait, there’s more…

Prices have dropped 3.3% in the past three months and are below the record high hit in September 2022.

A Recent Dip In Van Insurance Prices

So, what’s the catch?

Despite this recent dip in prices, the overall trend remains upward.

Being driven by rising claims costs and new pricing regulations by the Financial Conduct Authority.

You’re probably wondering why…

The cost of claims is increasing due to the impact of inflation on parts, labour, and replacement vehicles,

as well as the increase in traffic on the roads after the pandemic lull.

What does this mean for you?

In response, insurers are raising premiums to cover these costs, with overall market premiums up 30.8% year-on-year.

Older Van Drivers Pay Significantly Less Than Their Younger Counterparts

Here’s a shocking truth:

The ban on “price walking” was introduced by the FCA a year ago.

It prevents insurers from quoting higher renewal prices to existing customers than new customers.

How does this affect you?

This has led to higher renewal prices for all van drivers.

However, older van drivers aged 50 and over are still paying significantly less than their younger counterparts.

With an annual policy costing just £691 compared to a prohibitively high £3,153 for drivers under 25.

Business Users Paying Higher Premiums

Wondering if this applies to business van users?

Average premiums have now increased 52.4% since April 2014 when Consumer Intelligence first started collecting data.

With prices peaking in September 2022 and now sitting just 5% below the all-time high.

But here’s the kicker…

Business users are now paying slightly higher annual premiums than those who use their vehicles as a car substitute under ‘social, domestic,

and pleasure’ policies, likely due to spending more time on the road and their vehicles being more technologically advanced.

So, what can you do about it?

Despite rising prices, van insurance remains a necessary expense for many drivers, particularly those who use their vans for business purposes.

However, it is worth shopping around to find the best deal and considering ways to reduce the cost of premiums,

such as increasing the voluntary excess, improving security measures, and building a no-claims bonus.

Conclusion

Van insurance prices have increased significantly in the past year due to rising claims costs and new pricing regulations by the FCA,

But don’t lose hope!

There are some signs of improvement with a recent drop in prices.

The bottom line?

Older drivers are paying significantly less than younger drivers.

It is important for all drivers to shop around for the best deal and consider ways to reduce their premiums.

BANNED (And Dangerous?) – VDGW

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It sounds like a new episode of VDGW (Van Drivers Gone Wild) doesn’t it? Unfortunately the VDGW cameras didn’t catch this on tape.

This story happened in Yorkshire, a place made famous by the classic TV programme “Traffic Cops.”

Our very own VDGW will soon reach the lofty heights of “Traffic Cops,” you can bet on that, and it will soon even challenge “Can’t Pay, Take It Away,” as The Nations Favourite.

Back to the story and a Yorkshire van driver who was BANNED from driving decided it was ok for him to get behind the wheel.

He didn’t care that his license had been ripped up and didn’t care that he didn’t have any van insurance.

It was his cousin’s van to be exact, although his cousin had broke his toe which meant he couldn’t drive.

“Get behind the wheel for me, cuz?” might have been the words spoken between the pair.

So the cousin did what a good cuz would do and got behind the wheel of the white van.

No license and no insurance…was this man dangerous? Did he go on a rampage worthy of VDGW?

In a word…No.

In fact, reports suggest he was a very careful driver who moved through the gears smoothly, stuck to the speed limit, and drove with hands at 10 and 2.

Some onlookers even suggested he waved at old women while driving and slammed his breaks on to allow a kitten to cross the road.

The perfect driver? Maybe, and model citizen? Perhaps…And he would have got away with as well if it hadn’t have been for…

A defective light!

Those “Traffic Cops” were soon right up his rear van door and flashing their blue lights.

“I’m going to pull this guy off the road,” said one Traffic Cop in a thick Yorkshire accent.

“Yeah, pull him off,” said his partner.

Long story short. This disqualified van driver found himself in court on charges of driving while disqualified and driving with no insurance.

“I’m Guilty,” he said in front of a shocked jury.

“I’m sending you to prison then,” replied the judge as the trusty hammer was slammed down.

“I’ve already got my bag packed,” replied the van driver.

Let this be a reminder to every van driver out there…

If you don’t have van insurance then you could go to prison.

The Police are becoming tougher on van drivers without insurance. It doesn’t matter if you are a safe driver or a nice guy…if you don’t have insurance then you could end up in the slammer.

So make sure you get insured today by filling in our 3 minute form. You have the power to compare over 40 companies and brokers, and will be amazed at the very cheap van insurance prices.

CVI Shining Part 3

Posted on by News Desk

Me and the Canteen Manager walked towards the JNR’s office. There was an eerie silence throughout the CVI HQ.

We approached the door, which was halfway open. I pushed it with caution, and it opened up a bit more with a creak.

“JNR?” I said. “JNR…are you there?”

No answer.

The room was dark, with just a bit of sunlight creeping through the curtains…and at the end of the sunlight was the CVI typewriter on the desk.

I began to enter the room. With every footstep I felt like I was being watched.

“I will wait here,” said the canteen manager from outside the room.

As I approached the typewriter I noticed pages and pages of paper in the shadows surrounding the typewriter.

Maybe the JNR went old school and cranked out some blog posts on the typewriter? I thought.

I opened up the curtains and with the bright sunshine now fully lighting the room I picked up the first piece of paper.

This is what I read:

Just chips and no sauce makes Jack a dull boy
Just chips and no sauce makes Jack a dull boy
Just chips and no sauce makes Jack a dull boy
Just chips and no sauce makes Jack a dull boy

and on and on it went…

I picked up the second piece of paper and read even more…

Just chips and no sauce makes Jack a dull boy. Just chips and no sauce makes Jack a dull boy. Just chips and no sauce makes Jack a dull boy. Just chips and no sauce makes Jack a dull boy.

And on and on it went. Page after page. The same words written over and over and over and over again.

“I think I know why he was so eager to get in the stationery cupboard,” I said to the canteen manager…”He wanted to get to your homemade tomato sauce….”

“It is very popular,” he replied.

“I think I should give him a couple of days off…once we find him,” I suggested.

10 minutes later and I was sitting in my office and drinking a whiskey. Still trying to piece together everything that had happened, right here at the CVI HQ over the holidays.

Obviously the JNR had gone crazy without any tomato sauce on his chips, to the point where he went mad and got the axe out of the garden shed…before smashing open the stationery cupboard.

And this “shining” thing the canteen manager was talking about…just what is going on here?

I poured myself another whiskey when my eye suddenly caught a glimpse of a picture on my wall that I knew well, only this time…something seemed different.

I moved closer…

The framed picture on my wall was of a party here at CVI HQ in the noughties, where everybody was dressed in the height of fashion.

It was a party with all of the original CVI staff, to celebrate the introduction of our now famous “3 minute form.”

As I looked closer I saw the CNR in the picture. He had only been working at CVI for a few months, he was still a young lad…an apprentice.

As I looked at his face I dropped my whiskey.

The young lad in the picture…was the JNR!

“He’s always been the CNR, has the JNR,” I said to myself.

Vanarama Unleashes iVan The Terrible?

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“Hi, my name is iVan the chatbot, which of these options can I help you with today?” said the bot at the other end of the webpage.

This is what every visitor to the Vanarama website will see from now on when they want to get help.

So what can iVan help you with? Buying a new van is one of the things you can do at Vanarama, although they also offer van insurance.

“Great. My name is iVan the Chatbot. Can I have your first name, please?” Said iVan as you select the van insurance option.

“Did you have a particular vehicle in mind? I’m pretty sure we’ll have the best prices,” iVan the chatbot goes on to add.

Pretty confident isn’t he? And his smooth talking will probably work on some people…although not on those van owners who have heard of CVI.

Not one to back away from a challenge, or a duel, we are confident CVI is the place where you will find the “best prices.”

Vanarama vs Cheap Van Insurance…

We challenge YOU to put us both to the test…

You can visit Vanarama and then chat with a chatbot and get some monotone responses…

and then

You can visit CVI and fill in our 3 minute form. It’s ridiculously simple and there are no chats bots. Just a no-nonsense style form that is dedicated to getting you results.

Some might describe this battle as like iVan The Terrible vs Alexander The Great.

“Yes they really are great,” many people are already shouting.

“The Nations Favourite!” many will go on to add.

Listen, we are not trying to blow smoke up your rear van door here. This is real. You really can save a packet in the next 3 minutes.

By all means go to Vanarama and see what they are all about with their new chatbot, and then come back to the safe haven of CVI, with nothing automated and nothing futuristic. Just good old fashioned cheap van insurance…the way it should be.

I can’t even imagine your average white van man, so to speak, attempting to have a conversation with a bot.

“Hi, my name is iVan the chatbot, which of these options can I help you with today?” said iVan.

“You what mate?” replied the white van man.

All out anger would likely win the day, and then, right back to CVI…the only place a white van man can get a straight forward quote with no palava.

So Alexander The Great wins this battle, and if you fill out the 3 minute form you will soon find out why we are the greatest…van insurance comparison website.

Van Insurance is Down…OMG!

Posted on by News Desk

A recent report by Consumer Intelligence has come up with one thing we were not expecting…van insurance prices are down.

According to them, the prices have gone down an average of 1.7% compared to last year, giving us an average price of £1240.

However, if you are using your van for work then don’t break out the pot noodles, ham sandwiches and flasks of tea in celebration just yet.

The reason? Because “worker vans” have only seen an average drop of 0.9%, which isn’t really much to get excited about.

On the other hand, people who use vans as a substitute for their car have seen the biggest drop at 5.5% during the last year.

These are the people who check the “social, domestic and pleasure” box on their van insurance application form and then use their van to go and see friends or go on a picnic.

They are not like you, the hard working van owner who is just trying to make their bread and cheese…surely it should be YOU who is making the real savings and not people driving around for pleasure.

That is why I would like to use this blog post as a rally to all those hard working builders, carpenters, roofers, electricians, man with vans, white van men and white van women…

I want you all to UNITE and shout “this is not acceptable!”

“0.9% is a joke,” you should also shout…

You have bills to pay and you have to put food on the table. It should be you with the 5.5% price drop. You are the one who deserves it more than anyone else.

Well, you can use this opportunity to fight the power and hit back with your own counter punch.

If those van insurance companies want to slap you in the face then you should retaliate with right hook.

If those van insurance companies come at you with a baseball bat then you should pull out…

Your smartphone and then go directly to CheapVanInsurance.co.uk

See how those van insurance companies like that. I can assure you they won’t.

Van insurance companies don’t like us. Simple as that. Even those who partner with us. Most of them hate us.

Why? Because we lose them money. Time and time again.

But they have no choice. After all, we are “The Nations Favourite” and the place where ordinary van drivers come to year after year.

We constantly push these van insurance companies further and further…

“More Savings…Cheaper Prices…Van Insurance For Less,” we shout at them over the telephone.

They fight us but it is people power that wins the day. YOUR vote is what counts.

So put your vote in right now…and use Cheap Van Insurance to make real savings on your van insurance.

Van Meets Lamppost in Somerset – “I Can’t Believe It”

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Somerset…the land of rolling hills, endless farm land and apples, so sweet and tasty, you could eat them all day.

It is also the land of lampposts, according to one resident who wishes to remain nameless. Although many of these lampposts are positioned away from the road, in designated pedestrian areas that are safe for power walkers and joggers.

So you can imagine the confusion when residents of a sleepy Somerset village awoke one morning and they looked out of their windows and saw…a council van smashed into a lamppost

This wasn’t an ordinary crash either. This was a full on SMASH. The kind of collision which means the van was a total writeoff.

What makes this story even more bizarre is the fact that the lamppost was nowhere near a road. Farm land? Yes. Apple trees? Yes…but roads? No.

According to one eye witness the council van had the wing completely ripped off and was in a state of such destruction the only logical place to take it was the scrap yard.

It really does make you wonder just what happened here? What caused this van to take a detour away from the roads and then drive along a pedestrian zone with such speed and power…that the collision meant a total writeoff.

Obviously the residents of this Somerset wanted answers so they turned up outside the council offices (without pitchforks) and demanded a spokesperson for Somerset council address the crowd.

It seems the South Somerset District Council are still not entirely sure what exactly happened, which means the crowd didn’t get the answers they demanded.

An official statement has mentioned that an investigation has been launched into the matter and the driver of the council van is unhurt but embarrassed

Apparently, one resident did offer the van driver a cup of tea although any other information is still light on the ground.

One clue that may shed some light on the situation is a grainy photo taken on the morning when the carnage was discovered.

While it isn’t exactly clear what we are looking at, the picture does seem to suggest the lamppost was directly in the middle of the foot path.

Could the council van have been trying to pull off some kind of spectacular manoeuvrer to swerve around the lamppost..only to have lost control at the last second? We may never find out the exact answer.

It remains a mystery, but the one thing that doesn’t remain a mystery is how to get cheap van insurance.

Van owners in Somerset flock here to CVI every year, and every year they are rewarded with cheap van insurance.

Van Drivers Say – “Take Your Stinking Paws Off Me…”

Posted on by News Desk

Have you ever woke up in a sweat late at night – “It was a planet…full of…those creatures from TV” you shout, recalling your dream..

Not Apes…but Meerkats…those adorable creatures we see on the TV who promote a certain comparison website. Compare the…you can fill in the rest.

It’s those meerkats who try to sell things such as van insurance, by tempting van drivers with the offer of 2 for 1 movie tickets and such things.

Who doesn’t like a good movie? I know I do, and I’m pretty sure that van drivers also do. Some even take the day off work to visit the cinema.

The problem is most van drivers are not really motivated by getting movie tickets when buying van insurance. Instead, they would prefer to simply get very cheap van insurance. It makes sense.

That is why all sensible van drivers flock here, in their droves.

“Take your stinking paws off me, you damn dirty…meerkat,” is what they say, before clicking away and going directly to the Nations Favourite…Cheap Van Insurance.

What if you could take advantage of those meerkats though? Well, now you can, thanks to a trick I’ve just heard about from ITV and money saving superstar, Martin Lewis.

On his website, there is details about how you can get movie tickets for only a pound or two, which works out really cheap when you consider that most people need to re-mortgage their home to visit the cinema these days.

What Martin advises is to get cheap travel insurance from the meerkat site, the very cheap kind that only costs you £1 or £2, and then you also be eligible for the movie tickets.

So that is 1-0 to the van drivers over those pesky meerkats.

“See you soon, losers!” Is what you will be shouting out of the window as you drive away in your van with the tickets blowing in the wind.

Of course, while it’s good to get cheap movie tickets you must remember that the serious business is done right here, at CVI.

Don’t even be tempted by those meerkats when they start banging on about comparing van insurance. Come directly here. Don’t hang around.

Don’t go anywhere else either. You might be tempted by other mascots such as “Dave van dog,” but while he might be one of the best ideas of all time, the reality is that even “Dave van dog” cannot get you cheap deals on your van insurance.

Fortunately you are in the right place, right now. The kind of place where 3 minutes of your time and a few basic details will give you…the most outstanding van insurance prices ever.

So here is your to-do list:

1) Trick the meerkats

2) Ignore “Dave van dog”

3) Get around 40 quotes from Cheap Van Insurance.

Step 1

Complete your quick and easy quote

Step 2

Reveal your van insurance policies

Step 3

Pick your favourite and get instant cover