How Branding Can Affect Your Van Insurance

Sigh. The things we need to declare on our vehicle’s insurance, eh?

Goss, that’s hot off the press. The simple act of advertising your company — for example, placing a sticker of your logo or something to do with your brand — can actually affect your van’s insurance policy.

Now, this is simply a warning. Every van insurance provider will work to their own rules and policies, but a leading van insurance provider has spilled the beans on how simple branding could nullify your insurance.

So, whether you’re advertising your building company, painting and decorating services, or dog hair cutting salon… Please be aware, treasured van drivers. 

How might my van insurance be declared void?

For some providers, it is necessary to declare any way in which you might be advertising your brand or company. This is because it can be seen as a modification to your van. That’s right. Signage on your van can be seen as modifying your van. It’s not like you’ve got new alloys or painted a Formula 1 flag on your bonnet, but…

Look, we’re shaking our heads, too.

Another reason this could result in your van insurance being void, or rates being higher, is because thieves exist. Unfortunately, those dastardly buggers are a direct link here. 

Let’s use an example: you work for a tree surgeon company, and you have a branded sticker on the side of your van. The smarter thieves out there will see this as an opportunity. They’ll saunter up to your van, assuming you have valuable tools hidden in there somewhere, and break in. Okay, they probably won’t saunter, but you get our point. 

Let’s add the fact that stickers, or whatever you use as an adhesive on your van, could potentially cause damage to the paintwork. Or, require more monies if, heaven forbid, you were in an accident, for example. Yet another reason for van insurance providers to scowl at you.

With the recent rise in van sales due to a shortage of drivers, it’s best to declare everything. This ensures you’re getting the best deal for your van insurance. It’s also something we’re proud to be able to help with. Fill in your details here, and see what we can do for you!

December is Over…Insure Your Van NOW!

All through the month of December van owners were being warned to NOT insure their van. “Just don’t do it,” they said.

Who exactly? Experts of course, who after going through the van insurance prices for every month of the year, they found that December was the most expensive time to get a quote and sign on the dotted line.

Fortunately, December the 31st has now passed and the drunk behaviour of New Years Eve is beginning to turn to plain sobriety, and this means one thing and one thing only…buy van insurance right NOW!

That’s right. If December was the month for buying Christmas presents then January is most definitely the month for buying van insurance.

Research found that in January and February you will automatically save, on average, around 20% for van insurance compared to the exact same policy in December.

Not only that, but if you visit the nations favourite van insurance comparison website first, then, get ready for even more potential savings.

Why such a change in price anyway, after all, it is only a new month? According to experts, it has something to do with the fact that van insurance companies like to relax a bit during the month of December, which means when it comes time for a van driver to get a quote there is less competition between the companies, leading to more expensive prices.

Then January comes around and all of those van insurance companies are done with putting their feet up…what they want now is some action and they are determined to get it.

Action in the form of new customers and more money of course, and what happens is that the industry becomes extremely competitive.

It is the van owner who wins. The average van driver who just wants a fair price. The white van man or woman, so to speak, who are the foundation of this very country.

Well, to all commercial vehicle owners in the UK, get ready to save 20%, 30%, 40% or even 50% on your van insurance, because right now is the best time to get started.

What better place to get started than right here at Cheap Van Insurance? There is no better place, as we have not been called the “Nations Favourite” for nothing.

“OBEY!” is what we say when it comes to the opinions of experts, and if they are saying “buy van insurance in January,” then you should stop thinking and just “OBEY!”

All you have to do is fill out the simple 3 minute form right here on our website and you instantly get quotes from around 40 van insurance companies.

Vans in The Village Not So Safe, Anymore

Theft from vans is a daily occurrence in cities and towns around the UK, we know that for sure, but the quiet village? It’s not so quiet right now.

Instead, if you take a walk around any village in the UK at night and in the early hours of the morning, then if you listen closely you will hear the sound of ambitious van thieves going about their trade.

The most common target for these thieves is power tools, that are often left in the back of vans by tradespeople such as builders, roofers, electricians, carpenters, and welders.

Back in the good old days your typical UK village was a safe haven from the nightly crimewaves that were gripping cities and towns.

You could park up your van in a country lane, go to a local village pub with your mates, and then when you got back everything would still be there…power tools as well.

These days, if you park your van down a country lane and go for a walk across the local farm, then by the time you get back your van will have been stripped bare, to the point where all you will be left with is the wellington boots on your feet.

Take villages in Cambridgeshire as a recent example, once safe and picturesque places to visit but now a prime target for those van criminals.

Between October 17th and 24th there was a reported six incidents of van crime in just two Cambridgeshire villages, where an estimated £8000 worth of power tools were stolen.

Police in the area are advising the public to be vigilant, and if they see anyone acting suspiciously then contact them immediately.

The problem is that these criminal gangs are so organised, and so well versed in what they do…that they are often in and out before anyone knows they were there.

Even if you do see something or catch them in the act on CCTV, the Police are typically so slow to respond that it isn’t even worth the bother. The van criminals are long gone before the cops show up…back to their base in the city where the loot can be offloaded.

“Just let your van insurance company take care of it,” a normal response might be from the Police, and ideally that is what would happen.

However, many tradespeople are deciding not to insure the contents of their van, which means when power tools go missing they have no cover. They have to be replaced out of their own pocket.

My advice to any van owner in the villages around the UK is to make sure you are fully covered for everything you keep in your van. This means power tools of course. Use a van insurance comparison website site to get the really cheap prices.

Van Insurance – The £144 a Year RIPOFF You Can Change

If you insured a van this year then there is a chance you were “RIPPED OFF” approximately £144, directly out of your wallet. You don’t have to be though.

This comes on the back of research which suggests that van drivers who pay monthly, well, they are charged £144 more a year than those who pay all at once.

It sounds like the best thing to do though, doesn’t it? You’ve just browsed Cheap Van Insurance and decided to take a break from your flask of tea and ham sandwich in order to fill in the really simple 3 minute form.

You then get some cheap van insurance quotes that really will save you a packet, and then once you choose the best quote decide how great it would be if you paid for it over 12 “easy” monthly instalments to make everything…easier.

What you don’t realise is the total amount paid is actually more than the initial quote offered. Now that is nothing to do with Cheap Van Insurance you must understand, we just put you in contact with van insurance companies.

Once you choose the best quote for your needs then you are transferred through to their website, where everything is then done directly with them. If they offer you a 12 month instalment payment program, then what they are essentially doing is saying “do you want a loan mate?” Of course, loans come with interest rates, which is why you pay more.

This is why here at Cheap Van Insurance (the nations favourite van insurance comparison website) we advise all van owners to pay upfront for their premium.

Interestingly, the research went on to show that poorer van drivers are more likely to say yes to a payment plan, while more affluent van drivers will go with the upfront payment option.

Also, it was mentioned that van drivers who did go with monthly payments were 40% more likely to stick with their provider at renewal time, something I do not recommend at all.

The reason? Because those van insurance companies are crafty you see, and what they will almost certainly do is hike up your premiums at renewal time, even if you don’t realise it.

That is why the message to all van drivers around the UK, whether you pay monthly or not, should be to compare van insurance every single year.

Not only that, but you should get started as early as possible. Many experts suggest to start comparing at least 3 months before your renewal date. Good advice.

So what are you waiting for? Start comparing van insurance quotes right now here at this website and find out how much you could save.

Brightside Group and Vans Direct Join Forces

The world of van insurance quotes is always competitive, we know that for sure, and the competition is getting even more fierce.

It’s just been announced that a van insurance broker called Brightside Group have agreed a new deal with the company Vans Direct.

What appears to be on the cards is that Brightside will now be selling commercial vehicle insurance through the Vans Direct website, and two of its smaller websites…Van Man and best4vans.

Many in the industry are commenting that the “joining of forces” is a good one, with both companies offering a joint venture that van men and women around the country will truly benefit from.

“This is an important account win for us with a leading UK van supplier,” said a spokesperson for Brightside Group. “Vans Direct customers will be able to access CVD through their websites or via a call to a dedicated Brightside CVD sales team,” the spokesperson went on to add.

It seems that Vans Direct are equally excited about the partnership with a company representative saying “we are delighted to welcome Brightside as our new partner, and look forward to a long relationship.”

In my opinion this is a good move for both companies, and I’m sure they will go on to have a long and lasting relationship with each other. As long as anything doesn’t go wrong of course, which I’m sure it won’t.

Not everybody is possibly excited about the joining of forces however, with many of the staff for Brightside and Vans Direct facing a “consultation,” regarding the move. Who knows exactly what this means? Let’s wait to see what happens.

What I do know is that while buying van insurance directly does have its merits, if you ask me, you are much better off going to a comparison website first to get some quotes.

You might very well get the cheapest quote possible with Brightside Group or Vans Direct, but, you don’t really know unless you see what the opposition are offering.

Fortunately, you don’t need to contact all of these van insurance companies individually, as that would be just way too time consuming. I’m sure you would agree.

Instead, just use the simple form right here at this website, Cheap Van Insurance (the name says it all), and then instantly get quotes from around 40 van insurance companies.

You can then see what offers are on the table, and then compare that against any quote you may have got from Brightside and Vans Direct.

This is the smart way to get van insurance in 2017, and the way to get the cheapest prices possible.

How to Get Cheap Van Insurance – 2017 Edition

We’ve been hearing a lot recently about how van drivers are causing havoc on the roads of the UK and getting their vans stolen while watching TV.

Is it really all doom and gloom? It doesn’t have to be, and in fact, if you get cheap van insurance then you might just save yourself a packet.

I’m sure that would put you in a better mood and less likely to go into a rage the next time a cyclist does something annoying.

Firstly, let me just say that insuring your van in 2017 is a requirement by law, and if you don’t get it then you are driving illegally.

This means when you get pulled over by the cops (and it will happen because they have the technology now to catch you) not only will they take your van away, but you will also get a fine and points on your licence.

So we know that you definitely need van insurance, but does that mean the cheapest van insurance is always the way to go? In my opinion, no, because while you might be able to find a really low quote, and there are plenty of those here at CHEAP VAN INSURANCE, it might not always be the best option for your own needs.

For example, if you just get third party van insurance cover, then you are only covered when you do damage to other vehicles on the road. If your own van gets written off or stolen, then you have to pay for it out of your own pocket, which isn’t always ideal.

That is why many van drivers opt for third party, fire and theft insurance, because if their van is damaged by fire or stolen, then at least they have some kind of coverage.

You must understand that although this does cover you for theft of a van, if your tools are stolen then you won’t receive a penny, and as we’ve been hearing a lot about recently, thieves are having a field day when getting into vans quickly and easily to steal tools. It’s all to do with these magic keys that are sold on the internet.

This means that if you do want to be covered for theft of tools then you need to opt for a fully comprehensive van insurance, although be aware that not every policy is the same.

Many times you will have to buy “goods in transit” cover as an extra to be covered for tool theft, so make sure you check that before handing over your cash to the insurance company.

Once you’ve chosen what type of cover to get, then how do you get cheap van insurance and not get left paying full price? Good question…here are a few ideas.

Ask about discounts

One way to get cheap van insurance in 2017 is to speak directly with insurance companies about any discounts that might be available

For example, a no-claims discount is something that is offered a lot, as well as special fleet discount insurance when you you want to cover more than 1 van.

Always tell the truth

I know there are some van drivers out there who might be tempted to lie a bit when trying to get cheap van insurance, and although it might work at first, if you ever need to make a claim then you might find yourself out of pocket.

A good example of this is van drivers who say they park their van in a garage overnight, even though it is parked on the street. You might get a cheaper quote by saying this, but if your van gets stolen then the insurance company will quickly rip up your policy and ignore your calls.

Use a comparison website

There are so many insurers out there in 2017, how do you know that your current provider is offering very cheap van insurance? The simple answer is…you don’t, and that is where a comparison website comes into the picture.

All you need to do is enter your details in the form once, and then all of that information is instantly sent to around 40 different companies. Getting cheap van insurance has never been so easy.

New Figures Suggest Van Insurance “Way More” Than Inflation

During the 12 months of 2016 van insurance had a rise of 11.7% according to new official figures, which is “way more” than inflation commented one expert.

I have to agree, and it’s just like I’ve been saying for a long time now…van insurance is just too expensive for the average white van man so to speak, but because many people need vans for their work they don’t really have any choice.

In other words, you have to pay it, and the van insurance companies know this which is why they have no problem adding another nought to your policy whenever they feel like it.

The new figures also said that an average van insurance policy is now priced at £1591 for the year, which is pretty much double what you pay for car insurance, despite the fact that many small commercial vehicles are not much bigger than a normal car.

Like I’ve talked about before though, it’s the under 25’s that really get hit in the wallet, and as the new figures suggest, this age bracket has an average premium of £4700 a year.

Yes you read that right, and that is why I always advise young drivers who want to insure a van – “use a comparison website,” because you might be able to save a few quid, although you will still probably pay quite a bit.

The good news, if you can call it that, is that under 25’s only witnessed a rise of 3.6% in their van insurance costs during the 12 months of 2016, although that is still more than inflation.

Despite all of this, sales of vans around the UK are stronger than ever before, with the new figures suggesting that there will be more sold this year than ever before. This really is a good time to be a van manufacturer it seems, and with the self driving revolution just around the corner things are going to get even better.

One way that many van drivers save money on their insurance is to opt for “carriage of own goods” cover, as this does save a bit of money. If you are a trades person such as builder, roofer, plumber or carpenter then you might want to give it a try.

Also, don’t forget to use a van insurance comparison website, where all you have to do is submit a straight forward form and you then instantly get access to around 40 quotes from different insurers.

The one tip I will give you is to stay away from those comparison websites that have fancy gimmicks or give you a free gift.

You are much better off going with a site that is no-nonsense and designed for the average van driver, like this one, so the quote you are offered is the price you pay should you decide to go with it.

Nearly 400,000 Light Commercial Vehicles Registered in UK

Light commercial vehicles, or LCV’s as they are also known, have always been popular, but at the end of 2016 a record number were registered.

375,687 was the exact figure according to official records, although as we approach the half way point of 2017 it wouldn’t surprise me if the figure was now nearly 400,000.

This is in stark contrast to 2009, when the official number of light commercial vehicles was 186,387. In just 7 years the number of LCV’s has pretty much doubled. It makes you wonder what that figure will be in another 7 years? A lot I’m sure.

It all has to do with the fact that companies of all sizes are now investing in LCV’S, as they are both practical and look professional, and in many cases are far more affordable to run than bigger vans.

Take van insurance for example, where insuring your light commercial vehicle is now potentially cheaper than ever…as long as you use a comparison website of course.

Insurance for LCV’s is not all that owners are willing to spend their money on though, as recent reports show that many companies now like to spend a few quid on customisations for their vehicles.

Things such as sliding doors, branding vinyl wraps, and customised mats are just some of customisations that companies order with the LCV.

They also go directly to the manufacturer to get specific customisations that improve productivity and keep their light commercial vehicles on the right side of the law.

To give you an example, a business owner recently ordered 100 Renault Master Panel Vans that came with rear doors that opened at exactly 270 degrees and had a limit to how fast the van could go…68mph!

So I don’t think any of these Renault Master Panel Vans are going to be getting pulled over by the Police for speeding anytime soon, although the company owner should still warn his drivers about the possibility of being stopped for talking on a mobile phone while driving.

I’m sure it must have cost quite a bit more to have these customisations on the Renault LCV’s, but if the company owner visited a van comparison website, such as this one, then I’m sure he could potentially make a lot of that money back through the cheap insurance quotes on offer.

Also, let’s not forget that if the company has 100 LCV’s then they qualify for specialised fleet insurance, where you are able to take advantage of discounts when insuring a large amount of vans on one policy and at the same time.

If you are in the same position, where you have many light commercial vehicles in your company and you want to save money on van insurance, then my advice is to start with comparing quotes right here. It only takes a few minutes, and you get instant access to quotes from around 40 insurance companies.

5 Van Insurance Companies Join Forces = 1 Super Company!

In a deal that has been the talk of the van insurance world, it has just been announced that 5 companies are to join forces.

Autonet, Towergate, Chase Templeton, Ryan Direct, and Price Forbes are the van insurance companies who have come together, in a move that many industry insiders are calling “monumental.”

It is thought that this super company will now focus all of their attention on offering van insurance for the “man on the street” or the “white van man” as some people might say.

There has also been talk that during top secret meetings and calls, the 5 companies referred to the deal as “Project Kairos,” which is a Greek work that simply means…the right moment.

Let’s hope that it is the right moment for these van insurance companies and their newly formed super company, although they are certainly entering a competitive market where things are not easy.

This is good for the consumer though, where they now have many different insurance companies all vying for their business.

If you are the “man on the street” or “white van man” and you want van insurance at a fair price, then what better place to start than right here? Sure, you could go directly to this newly formed company for a quote, or even to one of the other well known insurers, but it’s much better idea to start at a van insurance comparison website.

The reason? Because you get a much better sense of what is out there, as you are able to instantly compare quotes and deals from over 100 insurance companies.

Yes, you very well might get a better quote elsewhere by going directly to a company, but you don’t know until you compare online first. It gives you a better idea of the market and what is out there.

Back to the newly formed van insurance super company, and if reports are to be trusted then it’s understood that they will now attempt to raise £800 million worth of capital.

This will involve US private equity groups apparently, although it does make you wonder what they need all this cash for…maybe to make some TV adverts? Hopefully not.

The new company is temporarily named Kris, although if you ask me, they might want to get back to the drawing board on that one. I’m sure some of that £800 million can go towards hiring someone to come up with a decent name.

They currently have 5000 staff across the 5 companies who will now all come under the one company, and estimated revenue for this year will be around £500 million.

You might very well find the cheapest van insurance with Kris, but you should start here first where you can compare over 100 companies.

Van Drivers Told – “Demand Cheap Insurance”

Ever think to yourself that van insurance is getting more expensive? You are not alone, as millions of drivers around the country get hit in the wallet.

Should you just take it though and accept these expensive prices? One leading insurance expert says no, and in fact, you should actually demand a cheaper quote.

As we speak, the average van insurance policy costs £1500, although in certain parts of the country, such as East London, you can expect to pay even more.

The problem is that many van drivers think there is nothing they can do about it, especially as most quotes are generated by big multi-national companies worth billions.

The general thought process is that you can’t haggle with these companies to get cheap van insurance, but in most situations you can, and if persistent you will win.

I reckon the message here for van drivers around the country is clear…”demand cheap insurance.”

A new report that was recently published announced that van drivers who haggle and don’t take the first quote they are offered, typically save on average about 10%.

Not only that, but if you use the haggling technique in conjunction with a van insurance comparison website, like the one you are on right now, then you could potentially save even more.

Say goodbye to the average van insurance price that everyone else pays, and say hello to your special price, the one reserved for those van drivers who are prepared to go the extra mile.

Most people assume that big van insurance companies won’t haggle and would simply laugh at the very notion, but no, they are more than prepared to listen to your pitch and the reason for this is…competition.

That’s right. The fact of the matter is that competition is fierce right now between the insurance companies, and they all want your business.

This is why I am always telling van drivers…use a comparison website to find some cheap quotes and then phone them up to haggle and play them against each other.

However, even though many people listen to my message, only around 27% of van drivers do any kind of haggling when it comes time to get a new policy or renew.

Fortunately, you are now one of the insiders, and have the knowledge needed to get cheap van insurance quotes even when it is getting more expensive for everybody else.

So what are you waiting for? Compare van insurance right now and then be prepared to haggle if you really want to save money.

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Complete your quick and easy quote

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