Tag: van insurance application

38, Mate? Van Insurance Liar!

Posted on by News Desk

No word from our Chief News Reporter in Paris, France. No pictures. No telephone calls. Nothing. Just what is going on here? I don’t know.

What I do know is that all of you CVI enthusiasts will have to wait for the official Instagram page to be launched. Social media domination will be ours…just not yet.

While I’m waiting for word from our CNR, the only thing left to do is bring you some van insurance news.

So…in the absence of the Chief News Reporter I hand the torch over to the…Junior News Reporter.

JNR, it’s over to you…

It seems van drivers in the city of Blackburn are in a rush to age themselves. Forget about plastic surgery to look younger, these van owners are using van insurance applications to become older.

Take the story of a 20 year van driver as a prime example. Not happy with drinking from the fountain of youth, this kid wanted to become a man…a 38 year old man.

So when he filled out his online van insurance form he didn’t tell the truth. What he did was put “38” in the age box.

The reason? For cheap van insurance of course. Why else? There is no other reason.

As we have reported about before…young van drivers really do get hit in the wallet when insuring their van. Especially in cities such as London, but also in places such as Blackburn.

Unfortunately for the 20 year old van driver from Blackburn, his lies didn’t slip through the net, and the online lie detector machine “blew up” virtually when processing his van insurance application form.

It wasn’t just his age he was lying about either. He also had two speeding convictions which didn’t get mentioned on his application.

This brought his annual premium down to an affordable £924, although it was all based on a web of lies.

A few months later and the van driver was stopped on the M65 for speeding. Surprise, surprise. And Police quickly cottoned on to the fact this guy has been telling a few pork pies.

He then found himself in a courtroom where he had no choice but to plead guilty, which led to a conditional discharge for 6 months with £85 costs and a £20 victim surcharge.

The lesson here? Don’t lie on your van insurance application form. It really is as simple as that. You will get found out.

It’s a much better idea to use our 3 minute form here at Cheap Van Insurance. Then tell the truth, and nothing but the truth and you will be rewarded with amazing quotes from trusted van insurance companies and brokers.

Van Insurance is Down…OMG!

Posted on by News Desk

A recent report by Consumer Intelligence has come up with one thing we were not expecting…van insurance prices are down.

According to them, the prices have gone down an average of 1.7% compared to last year, giving us an average price of £1240.

However, if you are using your van for work then don’t break out the pot noodles, ham sandwiches and flasks of tea in celebration just yet.

The reason? Because “worker vans” have only seen an average drop of 0.9%, which isn’t really much to get excited about.

On the other hand, people who use vans as a substitute for their car have seen the biggest drop at 5.5% during the last year.

These are the people who check the “social, domestic and pleasure” box on their van insurance application form and then use their van to go and see friends or go on a picnic.

They are not like you, the hard working van owner who is just trying to make their bread and cheese…surely it should be YOU who is making the real savings and not people driving around for pleasure.

That is why I would like to use this blog post as a rally to all those hard working builders, carpenters, roofers, electricians, man with vans, white van men and white van women…

I want you all to UNITE and shout “this is not acceptable!”

“0.9% is a joke,” you should also shout…

You have bills to pay and you have to put food on the table. It should be you with the 5.5% price drop. You are the one who deserves it more than anyone else.

Well, you can use this opportunity to fight the power and hit back with your own counter punch.

If those van insurance companies want to slap you in the face then you should retaliate with right hook.

If those van insurance companies come at you with a baseball bat then you should pull out…

Your smartphone and then go directly to CheapVanInsurance.co.uk

See how those van insurance companies like that. I can assure you they won’t.

Van insurance companies don’t like us. Simple as that. Even those who partner with us. Most of them hate us.

Why? Because we lose them money. Time and time again.

But they have no choice. After all, we are “The Nations Favourite” and the place where ordinary van drivers come to year after year.

We constantly push these van insurance companies further and further…

“More Savings…Cheaper Prices…Van Insurance For Less,” we shout at them over the telephone.

They fight us but it is people power that wins the day. YOUR vote is what counts.

So put your vote in right now…and use Cheap Van Insurance to make real savings on your van insurance.

24% of Van Drivers Lie On Their Insurance Application

Posted on by News Desk

A new study looking at the habits of van drivers found that nearly a quarter lie about various things on their van insurance application form.

I must admit, I’m shocked to find out that so many van drivers would actively lie when applying for van insurance, it was always my opinion that most, if not all, were an honest bunch who wanted to tell the truth.

Well, I suppose that approximately 75% do tell the truth, or they just didn’t admit to lying when asked about it in the study, but I would like to think that most van drivers are honest and tell the truth…especially when using a comparison website.

Let’s say that you fill in the form on this website, which should take you no more than about 3 minutes.

It’s very important that you tell the truth and nothing but the truth, because when we send off your details to around 40 van insurance companies they really need to know the facts about your situation so they are able to give you an accurate quote.

Do you know why you should always be completely honest when filling in any kind of van insurance form? Quite simply, because if you withhold details or bend the truth slightly, then when it comes take to make a claim you might not be able to.

That’s right, when you lie there is a risk you could invalidate your policy completely, to the point where your van insurance is not even worth the paper it is printed on.

You end up losing out twice, because you are essentially paying for a policy that isn’t even active and then if you need to make a claim for damage to your van or something like that you won’t get a penny.

Not only that, but most van drivers are not aware that it’s against the law to lie on your insurance application. Don’t believe me? Then you should refer to the Road Traffic Act, van insurance section, where it quite clearly states that it is an offence to withhold information when applying to an insurer for cover.

According to the study one of the main areas where van drivers bend the truth is about penalty points on their license. Most of the time they “forget” to mention they have 3 or 6 points in the hope that they will get a cheaper quote.

As you are no doubt aware, insurers look at your complete driving profile when coming up with a quote and if you have points on your license then it does typically make it a bit more expensive.

It seems that nearly a quarter of van drivers think they are being clever by lying about penalty points, because they do get a cheaper quote initially, but of course, if they need to make a claim then any insurer will look more closely at the details provided, and if it doesn’t match up then forget about any kind of payout.

The message here is clear if you ask me. Don’t lie on your van insurance application. Just tell the truth, even if it means you pay a bit extra.

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