Tag: van insurance

Courier? You May Need Special Insurance

Posted on by News Desk

If you’re working as a man (or woman, obviously) with van as a courier, we hope you’ve got the right insurance.

Some, pushed into a new courier career, thanks to Covid, may not be aware that it’s more than standard van insurance that is required.

Couriers can’t just make do with van insurance and hope for the best.

If your van gets broken into or stolen, you need to be pretty certain that the cost of whatever you have inside is covered,

or you could find yourself in a sticky situation.

Not only that, as couriers are also in contact with member of the public for work,

anyone working as a delivery driver needs to have public liability insurance to make sure that they are fully protected.

Most van insurance companies offer specialist courier insurance policies, regardless of what type of vehicle you are using.

These are often more expensive than regular car or van insurance.

The high cost of the goods you transport is one factor.

Plus, spending more time on the road than other drivers increases your accident risk and expenses.

Similar to regular car or van insurance, you can choose third-party cover, third-party fire and theft, or comprehensive.

Comprehensive is always the best option for full coverage.

Additionally, goods in transit insurance protects the value of any items lost or damaged during transit.

This also covers your van and contents in case of theft, whether parked at home or out on deliveries.

A longer driving history, strong van security, and fewer motoring convictions all help.

These factors keep your courier insurance costs down.

Use our free quote tool to ensure you are getting the best deal on your van insurance.

We may be over the snow, but accidents and thefts can happen any time, so it’s always best to stay safe. 

Speed Cameras: Time To Ditch The Go-Faster Stripes?

Posted on by News Desk

Speed cameras,

Here at Cheap Van Insurance, we know what it’s like.

Van drivers are busy people.

You’ve got places to be and people to see and no time for a chat.

But if you are one of the many white van people who are tempted to exceed the speed limit from time to time,you may want to think again. 

That’s because the boys in blue are rolling out the speed cam in blue.

Anew, handheld camera that is capable of catching drivers who are exceeding the speed limit, day and night, from a distance of 750 metres. 

The new, handheld cameras are being rolled out by police forces up and down the country, including by Warwickshire and Northumberland police.

Costing around £10,000 per camera, they can automatically identify the make, model and number plate of vehicles from a distance – far greater than was previously possible with other handheld speed guns. 

And don’t think if you haven’t been stopped that you haven’t been caught.

These devices automatically send video images to a database and automatically issue a penalty charge.

Penalties are currently a minimum of £100 and three points on your license.

Not only that, these cameras are also capable of detecting errant mobile phone users, tailgaters, and non-seatbelt wearers too.

The days of pretending it wasn’t you behind the wheel of the company van are well and truly over. 

If that wasn’t enough, it can also read rear number plates too and is untraceable to jamming devices that identify fixed speed cameras ahead.

So if you are a bit prone to putting your foot down or driving that littler bit too close, beware. Y

our days without getting caught may just be numbered. 

BBC Biased Against Van Drivers?

Posted on by News Desk

So, as another lockdown comes into full force, the weight of online shopping rests on van drivers.

Builders and brickies keep on keeping on, while the BBC finds itself in hot water this week.

The issue?

Allegations of bias against car and van drivers, which may surprise absolutely none of you.

The cycle-friendly broadcaster has been accused by lobby group Fair Fuel UK of an anti-car and van bias.

The BBC often portrays the motorist as the cause of problems, says Fair Fuel UK.

Fair Fuel accuses the BBC of favoring the well-financed green environmental position.

Historically seen as the voice of neutrality, the BBC now faces increasing criticism for biased opinions.

These views are increasingly out of step with the average person on the street—or in their van.

The BBC seems to particularly target diesel drivers, despite many unable to afford newer electric vehicles.

Not everyone is on a state-funded BBC salary, after all.

The reality?

Not everyone can get around by bike, especially during winter.

The unused cycle lanes from the last lockdown prove this point, especially in winter snow and ice.

Chaos up and down the country is already building, with more to come in the weeks ahead.

We appreciate the work of Fair Fuel UK, standing up for British van drivers once again.

They face constant challenges while keeping the country moving, rain or shine.

Let’s not forget we’re here to help you, too.

Whether it’s a news story to brighten your week or saving on van insurance, every bit helps.

An End to Border Chaos

Posted on by News Desk

Border chaos.

Good news this week for international drivers, especially those caught in the channel crossing chaos over Christmas.

The UK announced plans to open 20 new COVID testing centres.

These centres are designed specifically for van and truck drivers, providing rapid testing to streamline their journeys.

Consequently, drivers can move forward with ease before reaching the border into France.

This week, officials opened the first centre in Peterborough at the Peterborough services on the A1M.

The army joined the effort to support these centres, aiming to prevent the delays and tailbacks from just a few weeks ago.

The government is taking furthers steps too.

Giving hauliers the chance to set up their own test centre at their premises, with free of charge test kits. 

This is part of a plan to give lorry and van drivers a Kent Access Permit.

This is to help ease the delays that were causing chaos throughout Kent, as divers queued in huge tailbacks as they awaited tests.

Additionally, light goods and van drivers have access to these government centres for testing before they reach Dover.

Enabling them to move quickly through customs and border control and onto the continent. 

The centres provide results within the hour and offer free advice on new border processes.

This is to help ensure van drivers have the correct paperwork, as we navigate this new Brexit era. 

Delivering The Gift Of Christmas

Posted on by News Desk

Christmas!

So, for those of you who are delivery drivers, this year should, in theory, have been ‘it.

The run-up to Christmas, the busting your chops to squeeze in endless deliveries of Christmas goods for the people who shop online.

But this year has been different in so many ways, and the Christmas rush may not be over come December 24th

While last year saw a run of online ordering putting unprecedented demand on van drivers over the festive period, nothing could have prepared us for what happened in March.

COVID struck. 

The poor delivery drivers of the UK didn’t know what had hit them.

The country locked down, and online ordering exploded into a full-blown national pastime—it felt like Christmas all over again.

Delivery drivers didn’t know what had hit them, as they worked around the clock, busting a gut to get things to people –

From food to fancy fripperies, and everything in between. 

And this Christmas, the heat is on again.

Brexit-related stockpiling is seeing delays at UK ports and a huge backlog of goods to get to people, from building supplies to Christmas presents.

With most of the country in tier 3, that is all in addition to those who are reliant on online ordering to deliver everything from clothes to groceries. 

And now, as of yesterday, ports into the UK are closed.

Who knows what that will mean.

More deliveries, fewer deliveries… many businesses will be scratching their heads and trying to figure out if they actually have anything to send at all.

Many experts are predicting that this seasonal rush will carry on right into January.

And even beyond, depending on what happens with Brexit and how quickly the COVID vaccine can be rolled out.

But of course, with this new raft of port closures, the truth is nobody knows what is coming next.

So, while it doesn’t really help ease those tired limbs or the sheer exhaustion, we just want you to know that this Christmas, we here at Cheap Van Insurance doff our caps to you all.

From the delivery drivers, to the man and vans, to the builders and brickies and everything in between.

Here’s hoping next year gets back to something approaching normal.

And life can return to the heady days when people went out and actually got things for themselves. 

How to Save On The Cost Of Running Your Van

Posted on by News Desk

Christmas is coming. Want to save on costs?

While the goose may be getting fat, many of us are feeling the pinch in our pockets at the end of a tumultuous and unprecedented year. 

You all know the old saying, save the pennies and the pounds will take care of themselves.

While we here at Cheap Van Insurance work tirelessly to bring you the very best van insurance provider deals.

Direct to your inbox,

which are sure to save you a few quid, we thought we’d go through a few more ways you can save a few pennies. 

1: Summer is over. 

So turn off your AC.

Yes, we know you guys like being cool behind the wheel, but open a window and save yourself a few quid.

Running your AC year-round not only uses a lot of fuel, but also means you’ll need to pay to get your system re-gassed sooner.

So think twice before you have it on blast all day.

2: Stop costs going through the roof.

Literally.

Having stuff piled on the top of your van such as ladders can end up costing a few quid more than you need.

Of course, you need some of the stuff, but all of it, all of the time? Maybe not.

Not only does the extra weight add to fuel costs, but it also does a number on your aerodynamics,

adding more drag which again, equals paying more at the pumps.

3: Consider how much you fill up:

Adding fuel means adding weight and if you don’t need a full tank, why go all the way?

Fill up not quite so full and a little more frequently and you’ll pocket the savings.

4: Consider how much you fill up (part 2):

Do you really need everything in the back of your van?

Is your cab full of rubbish that can be binned?

Have a good clear out and only take what you need for your jobs. Less weight = less fuel.

It’s a smart and simple way to save a few bob. 

5: Drive in style:

If you have cruise control and can use it, do so.

If you have a more modern van with a fuel efficiency mode, use it.

We know it goes against the very ethos of many van men, but driving calmly and smoothly can really make the biggest difference to your fuel consumption and costs.

Go gently, easy on the brakes and slow on the revs and you’ll be able to see the difference in your wallet in no time.

Now, all that you need to decide is what you want to spend those savings on. Christmas is coming, after all. 

Van Drivers Could Be Crushed By 2030’s Electric Shift

Posted on by News Desk

Van drivers read on.

As if the current lockdown wasn’t enough to have us all hunkering down for the winter, news this week is that van insurance is set to go up in cost.

In fact, since the end of the last lockdown, they have, reports suggest, already increased by 1.6% in the last 3 months, compared to a drop of 2.4% during lockdown.

If you get all whizzy with the maths, that is still a net decrease of 0.8%.

But given that many van insurance commentators (yes, they actually exist) had predicted a much greater fall, it doesn’t make for happy reading.

Especially considering that van drivers were one of the most affected jobs as a result of the lockdown, either by being unseasonably busy or simply unable to work.

There is some good news if you use your van as your main form of domestic transport too, with a social, domestic, and pleasure policy.

There has been a drop in the cost to renew your van insurance.

But given that most of us use our vans for work, this doesn’t really help the drivers who use their vans to earn a living.

With more people looking to switch careers and get into van delivery driving due to the cut of jobs in other industries such as hospitality and leisure, bad news for the younger van drivers out there.

Unless you are prepared to install a telematics device to reduce the cost of van insurance, the average cost of annual van insurance for the under-25s is a whopping £3,091. 

What happens next?

Well, if this year has taught us anything, it’s that none of us really know.

But if you do want the best deals, our advice remains the same:

Complete our simple quote tool, and let the very best van insurance deals come directly to you. After all, life is hard enough. 

Top Tips for Keeping Van Insurance Down

Posted on by News Desk

You know us, here at Cheap Van Insurance. Always on your side, always backing the little guy, the honest van drivers of the UK, as you speed up and down the country, doing what you do best – getting stuff done.

So, this week, we thought we would put together a little aide memoire of all those tips and tricks we like to share with you each week, of how to keep your costs down when taking out your next van insurance policy. 

1: Shop around

It goes without saying, but you’re in the right place to start. Everyone should shop around for their van insurance, to find the best possible deal, but there’s no need to traipse from site to site, or broker to broker. Who has time for that? Our simple form gets the brokers and insurance providers coming to you, with their best deals and offers. 

Because let’s face it, life is hard enough. But shopping around for the best van insurance deal doesn’t have to be.

2: Don’t auto-renew.

Shop around! Last year’s van insurance may have been the deal of the century at the time, but as we have reported here, a lot has changed in the last 12 months (even more than usual), so it makes sense to see what new deals are out there and have some better quotes to go back to your current insurer with, should you really want to stay with them.

Knowledge is power.

3: See what else you can get:

Once you have some competitive quotes, see if you can haggle a bit. See if one of the companies will throw in a useful added extra (we don’t mean a cuddly toy – something actually useful) that will save you money. 

4: Mileage:

Don’t underexaggerate how far you travel. Often, the difference between mileage is negligible when it comes to the cost of your van insurance premium, so do the right thing and tell the truth. The same goes for where your van is kept and what it is used for. 

5: Named drivers

You may have always had the missus on your van policy, just in case, but if she has got some points on her car license recently, you may wish to reconsider if she doesn’t actually drive the van. It’s the same with employees – only have those ones on the policy that will actually drive the van. And make sure you are hiring people with a clean license that won’t cost you a fortune to cover in van insurance fees.

6: Tools:

We talk about this in-depth next week, but it’s essential that your tools are covered with a good policy. The optimum is the firms who offer 24-hour replacement for stolen tools, so you’re not stuck twiddling your thumbs, waiting for your replacements to come through.

Do all the above and make the most of our free quote tool, and you can thank us for making your life that tinny bit easier. 

You’re welcome. 

The Good, The Bad and The Ugly

Posted on by News Desk

How is everyone this week? Whether you’re currently locked down or out on the road, rest assured we are here, cheering you on, whatever is happening in the world. Week nine of lockdown may be sending us slightly stir crazy, but it won’t stop us in our quest to bring you, our trusty van drivers of the UK, the latest news and opinions in the van driving world.

Let’s start with some good news – if some of you have lost your jobs as a result of COVID-19, there appears to be a marked increase this week of companies seeking reliable van drivers up and down the UK. It appears that employers are ready to start their recruitment engines as things start to get back to normal. And for those of you who have been waiting on self-employed government payouts, the Self Employment Income Support Scheme is now live and processing payments to those who saw significant business interruption. There are also new bounceback loans available through all high street banks, which offer a government-backed loan of up to £50,000 for small businesses. These loans are interest and payment-free for the first year. 

And it seems the UK government is also ramping up to get the country moving again, although, with the new fuzzy messaging, we’re not entirely clear on what changes when, but then we don’t think anyone else really knows either. But let’s be optimistic and hope it starts to gear up again soon, like we anticipate it will.

Less good news is that the rebates for van and car insurance that we hoped would be forthcoming as they have been in other countries, has not yet rolled out through the UK. Two insurers are offering a small rebate, but we still hope to see all van insurance companies giving their customers some of their profits back, given the huge drop in claims they have seen as a result of the lockdown. 

And absolutely terrible news for those in the south of the country is that London Mayor, Sadiq Khan has raised the congestion charge to £15 (including weekends) whilst simultaneously outlining plans to close major London roads over the next six weeks, to make way for walking and cycle routes. Good luck if you’ve got deliveries in the capital – seems like the mayor is expecting you to bike them in from the suburbs. More on this next week as we get to grips with all the implications.

So there we have it – the good, the bad, and the downright ugly. But to end on a high note, don’t forget we can make your life that little bit easier if you need to renew your van insurance policy with our free 3-minute quote tool to give you the best deals around.

Until next week  – stay safe. 

Van Drivers – what’s ahead with coronavirus?

Posted on by News Desk

Well, it’s a strange time to be alive, that’s for sure. Panic is mounting over the threat of coronavirus and for your average van driver, that could be a good or a bad thing.

The upside is that more and more people are choosing not to go out unnecessarily and have goods and services delivered to them instead. So many of you can look forward to busier weeks ahead (just think, it will be like Christmas all over again with a ton of deliveries each and every day). Happy days?!

The downside, of course, is what happens if you actually get the virus yourself. And being in and out of businesses each day makes you particularly vulnerable not just to catching it, but potentially spreading it too. Get hold of hand sanitizer if you can, don’t be afraid to ask businesses if you can wash your hands at regular times throughout the day and take a large pack of tissues and a van bin to dispose of them. Consider buying and using disposable gloves if you’re coming into a lot of contact with people. 

Many van drivers form the backbone of the gig economy and many are saying they simply can’t afford to take time off if they get sick. With a budget due this week, we hope that the new chancellor makes moves to do something positive to provide financial help to those who need it, should they be sick. Nobody needs a super-spreader making things worse. 

And of course, what happens for those of you who drive longer distances if we get to a stage where travel restrictions are put in place? Smart fleet owners may be able to set up an inter-regional relay type of structure where deliveries still get from a to b, but who knows if handovers will be possible? We’ll need to look to countries like Italy to see how they handle things and if there is anything we can learn from them. 

Hopefully builders and traders won’t see too much impact in the short term, but of course, there may be supply chain issues down the road (no pun intended) with goods from overseas getting to us on time. And there is of course, the threat of recession down the road all around the world, not just here. 

One thing you can do is make sure you keep an eye on your own money and keep hold of what you can in case you need it to get through the months ahead. Thankfully, we can help with that, by offering the best van insurance prices that will help you keep hold of as much of your hard-earned dosh as possible. In the words of one supermarket – every little helps. Just don’t go and blow all your savings on loo roll. 

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