Tag: van insurance

We Don’t Want Van Drivers say House Builders

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New houses are being built around the UK every week and many of them are very nice, but van drivers are not always welcome.

That’s right. If you happen to drive a van, either for your job or business, and are planning to buy one of these new houses, then the message from many house building companies is simple…”we don’t want you.”

This is because they think the sight of vans parked in the area could affect the value of the houses, which ultimately means they lose out on money.

My opinion on this? Who really cares what is parked in other driveways when looking for a house. Is someone not going to buy a house because the person next door has a van parked in the drive? This is all just madness if you ask me.

It’s funny, because if they start to struggle selling the houses then I’m sure they would more than welcome van drivers and their money, but when things are going well it seems they get a bit too choosy.

One van driver who wishes to remain nameless has even had his van banned once he purchased a house. Initially he got two £100 fines for parking it on the street, and now he has to park about a mile away in the town centre, which as you can imagine, is not ideal.

Another van driver has refused to pay tickets issued for his van, and once they tried to ban his van from the new estate he refused again. Currently, he is in dispute with the house building company, so let’s wait to see what happens with that one.

There is also the story of a van driver who saved up a deposit for a £300,000 house in an area he had always wanted to live, only to be then told he couldn’t park his van either in his drive or on the street.

It’s funny because many van drivers are in the building trade, and are the very people that build these houses. Once everything is finished though, they are technically being banned from ever living there, unless they are prepared to park their van somewhere else which just isn’t realistic for most people.

I understand that these house builders wouldn’t want someone parking their vans all over the street, especially if it is 4 or 5, but when you only have 1 or 2 vans and you park them on your own drive, then I don’t really see what the problem is.

This comes at a time of course when van insurance is a major expense, and having to park away from your home would make it even more expensive.

Do you know what? If most house builders don’t want your money then just look elsewhere. There are sure to be some who don’t have a problem with vans. Also, don’t forget to always compare van insurance to get cheaper quotes.

Hitachi Commercial Vehicles to Install RAC Telematics

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In a move that has caught the attention of drivers, it was recently announced that Hitachi would be installing telematics on all their commercial vehicles.

This includes vans of course, so this is certainly something that van drivers and companies who employ van drivers might want to take a closer look at.

The telematics is to be provided by the RAC and if everything goes well then we might even see them use this technology in the consumer car market. Let’s wait to see what happens there.

For now though, thousands of commercial vehicles in the UK will be equipped with telematics technology, where driver and vehicle data will be recorded in order to give everyone more details about performance.

A good example could be a delivery company who have vans and wants to improve getting packages out on time. Having telematics installed in their vans means that they can look closer into things like how their employees are driving and whether or not the best route is being taken.

Not only that, but let’s not forget that telematics is an excellent device to have installed if you want to get cheaper van insurance.

Typically, having this kind of technology makes drivers better on the road, which means you can then show this data to van insurance companies who will reward you with cheaper policies.

So is telematics in vans and other commercial vehicles the future you might be wondering, or is it simply a fad that will go away? In my opinion it’s definitely here to stay, mainly because it offers so many insights into driver behaviour and ways to make your company better.

Sure, there are people out there who say that it’s too much of a “big brother” type scenario where employers are going to be monitoring every thing their employees do, but to that I say…if you haven’t got anything to hide then having telematics in your van shouldn’t bother you in the slightest.

That’s what I say anyway…I’m sure there are many people who disagree with me on this, but I really don’t think it is going to stop more commercial vehicle companies going down the telematics route, especially when the end result is it saves money for everyone involved.

You know, I think there are thousands of van drivers out there who would install telematics in their van tomorrow if they knew it could save them a few hundred pounds a year on insurance.

We’ve already heard about how van insurance is more expensive than car insurance…surely this type of technology should be applauded if it can save commercial drivers money? I for one think it should.

Average Van Insurance is £1,500…Drivers Outraged

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Just when you thought driving a van couldn’t get anymore expensive it did in 2016, as new statistics show that van insurance is now, on average, £1,500.

Even worse is the fact that van insurance is now more or less double the price of car insurance, which not surprisingly has left many drivers outraged. Why should you be charged more just because you’re a van owner…this really isn’t on at all.

Research from a consumer intelligence company found that van insurance had an average price of £1,591 in October of this year, while for that very same month car insurance was only at an average of £788.

It’s even worse for younger van drivers, as the under 25 age bracket is regularly given insurance quotes that are just way too expensive, especially for people that are starting out in business and trying to get their first few customers.

The research shows that under 25’s have an average van insurance quote of £4,770, with many being quoted a lot more than this.

So what can you do to get cheaper van insurance quotes you might be wondering? This is something I get asked a lot, and my main answer is simple…get as many quotes as you can from different companies.

In the past this was quite time consuming of course, as you had to contact different van insurance companies and speak with each one directly.

Fortunately it’s much quicker now, as all you need to do is fill in one quick form and your information is instantly sent to the insurers, who then use their technology to give you a quote. You are then in a great position to choose the lowest quote possible. Hopefully lower than £1,500.

Another idea is to embrace things like telematics, where a van insurance company installs a device in your van which then analyses your driving style. They use this data in order to come up with a more accurate insurance quote, which might not be quite so expensive.

One thing we all know is that van insurance is a must for anyone that wants to be a law abiding citizen. Don’t risk driving your van without insurance, because if the Police catch you (it’s easy for them to do it) then not only could you face a big fine, but you might also lose your van and business…even your license.

Instead, take a few minutes to compare cheap van insurance quotes, and see how much you could save.

Argos Van Drivers Call Off Christmas Strike

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It was all set to ruin Christmas as one of the nations favourite stores looked to be on the verge of a strike, but the van drivers have decided against it.

Initially, the delivery drivers and their representatives had voted to strike for 72 hours around the busiest time of the year in a dispute over pay. This would have left the store in complete chaos, with millions of orders that couldn’t be delivered.

The good news is that it now appears the strike is off, although the drivers and their representatives are still going to vote again on whether or not to accept the new pay offer from Argos. Experts have commented that the offer will be accepted soon and the van drivers will be on the road as usual.

Is that a good thing though? A recent video caught an Argos van driving on the wrong side of the road. I know they are in a rush to get their deliveries out, but they really should follow the traffic laws and have basic common sense in my opinion.

Maybe the Argos bosses might want to take out some extra van insurance over the next month just to make sure they are completely covered…that and some basic driver training it seems.

Whatever some might think about Argos delivery drivers and their driving skills, there is no doubt that many people will be glad to see them back on the road, getting those gifts out around the UK in time for Christmas and making sure no-one is left disappointed.

A spokesperson for Argos said, “we are pleased that both sides have resolved their issues and would like to reassure our customers that it’s business as usual this Christmas at Argos.”

Unfortunately, Argos are not the only company talking about striking this Christmas, because as you may have heard the Post Office are potentially going down this route.

Just to be clear, it’s not the Royal Mail and their hard working van drivers that are planning to strike, it’s actual post office workers who sort the mail and things like that.

From what I’ve been told, Royal Mail and the Post Office are two separate divisions, which means we can expect to see the millions of parcels get to their destinations on time because of those Royal Mail van drivers.

As for the Post Office strike? Let’s wait to see what happens there, although I think it’s possible we could see something similar like what happened at Argos, where the workers accept an offer from the company and then it is business as usual.

Car and Van Insurers to Analyse Facebook Posts

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In a move that is sure to get attention, Admiral insurance has launched a new scheme to analyse Facebook posts before giving a quote.

We all know how car insurance, and particularly van insurance is getting more expensive in the UK, and that’s why Admiral have decided to try this new technology

Many people will no doubt see it as them trying to spy on their potential customers, but in my opinion this is not what is going to be happening at all.

In fact, I think that most of the time when you look through the posts of a Facebook account then you very quickly get an idea of what that person is like, and more importantly, what kind of personality traits they have.

This is key for car and van insurance, because it’s these personality traits that typically let you know what kind of driver that person is likely to be.

It’s worth noting that initially this is only going to be used with first time drivers, so if someone has just passed their test and wants to get insured on their first car or want a van to start a business.

Now, before thousands of angry people start writing in to Admiral and complaining about this, you must understand that it is going to be completely optional, and will only be done if the person agrees to it when getting a quote.

The main thinking behind this is to actually save drivers money, as it simply gives the insurer more information to work with, that can be used to decide what the quote is going to be.

In other words, if Admiral look at your Facebook posts and decide that you seem like a sensible person who will obey the speed laws, be friendly to your fellow drivers, and treat your car or van with respect, then it’s likely you will be rewarded with a cheap insurance quote.

So what of things will Admiral be looking at exactly? A statement by the company says that Facebook posts that are written with proper grammar and use calender apps to set-up specific times for meetings with family and friends are looked upon as good indicators of a safe driver.

However, if your Facebook posts are over confident and aggressive, with bad spelling and no calendar apps, then expect to be given a more expensive van insurance quote.

At the moment Admiral only plan to use this on Facebook, but they might move to other social media sites such as Twitter and Instagram if it proves to be successful.

Delivery Drivers and Self Driving Vans

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We all know that self driving vans are the future,but could this mean the end for delivery drivers? The answer is surprising.

One of the main companies at the forefront of self driving technology is Google of course, who recently have been trying out a number of cars at various locations around the USA (including one incident where their car crashed into a bus and they tried to get out of giving their insurance details).

Well, in a move that is sure to get the attention of delivery drivers, news has just emerged that 2 Chrysler Pacifica vans have been spotted at Google headquarters.

Nothing wrong with that you might be thinking, but our insider sources have told the site that these vans are actually part of a new test for self driving vans.

What I know right at this moment is that each of the vans has been fitted with sensors, which means they are almost ready for the road…without a driver.

Could we imagine a day where vans are driving around delivering parcels and other important packages, without the need for anyone at the wheel? Also, let’s not forget that if self driving vans really are the future then van insurance will probably become a lot cheaper.

If you drive a van though don’t get ready to hand in your notice just yet, because in my opinion I think the technology for these self driving vehicles is a long way from becoming something you see on the roads around the UK.

While companies like Google will tell you it is only a few years away, there is a lot of problems that need to be sorted out, as well as proving to the public that self driving vehicles are the real deal.

This is all going to take time, and it could very well be 10 to 15 years from now until we really start to see things change. Even then, it won’t go smoothly at first, and there will be a need for delivery drivers to keep things running along like normal, even though they might not have to do all of the driving.

I have no doubt that well into the future we shall see vans driving around without any drivers at all, but this is still a long way off.

For now though, the delivery driver industry is going to be as strong as ever, and those millions of vans around the UK still need insuring. It only takes a few minutes to get a quote, and you could easily save hundreds of pounds compared to your current policy.

It will be interesting to find out where all of this self driving technology takes us. Right now it is still a bit unclear exactly how far away this is from being the real deal and how it is going to work, but one thing is for sure, with a company such as Google behind it this is something that eventually is going to become mainstream.

Sheffield Experiences Wave of Van Break-ins

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South Yorkshire Police have issued a warning to all van owners in and around the Sheffield area as the city experiences a mini wave of break-ins.

In the past week there have been multiple thefts all around the city, with many of the vans having power tools stolen. There was even a van stolen from Adastral Avenue in Charnock on the outskirts of the city, which just goes to show how far these criminals are willing to go.

This has prompted Police to issue their warning to all van owners in the area, and if you know someone that owns a van then make sure they are fully aware of what is going on around the city.

Basically, it comes down to the fact that many van owners are not securing their vehicles and the contents inside them properly, which in turn has led to thieves seeing them as an easy way to get some tools and similar items they can sell.

It wouldn’t surprise me if a lot of these power tools are being advertised on sites like eBay within a few hours of being stolen. That brings us nicely to the question “are these big auction sites doing enough to make sure stolen items are not being sold on their platform?” I think it is better than a few years ago, but more still needs to be done.

We should all be taking responsibility though. For example, if someone is offering you a power tool down the local boozer for £40, when it usually sells for £400, then you know it literally fell of the back of a lorry.

In this kind of situation you should not only refuse the sale, but report the incident to the Police. At the end of the day, it is the only way we are going to stop these criminals.

Van owners must also do more to make sure their vehicles are secure. Things like parking in a garage or up against one to limit access is a good idea, as well fitting extra alarms, installing more locks and taking your tools out of the van at night.

This also puts you in good favour with the van insurance companies, as they reward you with cheaper policies.

It is always worth doing that bit extra to make sure your van is as secure as it can be. Yes it will cost you a bit more upfront to fit an extra alarm and a few more locks, and it will mean an extra 10 minutes at night taking your tools out of the van and an extra 10 minutes in the morning putting them back in, but in the long run it will be worth it.

Oldham Bricklayer Quoted £40,000 to Insure a Van

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A young bricklayer by the name of Gary Shipp has been quoted £40,000 for van insurance by a leading online comparison site.

Mr Shipp, who is 18 and comes from Oldham, had been looking into starting up his own bricklaying and building venture, but was stopped in his tracks when he saw just how much money van insurance was going to cost him.

I thought we are supposed to be encouraging young people to start their own businesses and take the path of entrepreneurship? Obviously not.

Sure, you can expect a younger driver who has only recently passed their test to be quoted a bit more than someone with a proven track record of driving safety, but is £40,000 a bit too much? I think it is. It pretty much makes it impossible for this guy to make any profit for the first few years of business, which in turn would mean the business will fail.

However, it’s good to hear that Mr Shipp is not letting this stumbling block stop him from doing something. Although it’s not ideal, he has been using his Vauxhall Astra car to transport his equipment to and from different jobs, as he starts the task of getting new clients and making a name for himself in the local area.

Good on him I say. Many people would use that ridiculously high van insurance quote as a reason to give up on their dream and stay in their job, but this guy is not letting anything stop him, even if he has to pile a load of bricks into his Astra and drive around town.

While it is shocking to see such a high quote for van insurance, it really is the norm unfortunately for people under the age of 25. Yes, it is possible to see the point of view of the insurance companies, as they want to reduce their risk as much as possible, and maybe they just don’t feel confident insuring someone that is 18.

Ultimately though, everybody has to start somewhere, and if an 18 year old wants to get started in their own business they should be helped to do that now, and not when they are over 25 and considered to be more responsible.

Looking at both sides of the story here, in my opinion, I think some kind of trial period with the use of telematics could be a good idea, where younger drivers are given a few months to prove themselves as safe and responsible commercial drivers, and then once the trial period is over and the insurance company is happy with the data, the driver is offered a more reasonable quote.

Cash for crash ruining van insurance rates?

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Cash for crash scams are poised to absolutely ruin the van insurance industry, driving up rates for legitimate drivers – and one man has had enough.

In fact, a van hire firm owner from Bolton, Stuart Lever, has gone on the warpath in a major way. He was interviewed both on BBC Radio 5 Live and on the BBC Victoria Derbyshire news about this very subject. He’s on a quest to put cash for crash criminals on notice, especially since he and his company have been targeted in the past by these fraudsters.

In fact, Lever had to fit his rental vans with tracking tech in order to dispute fraud claims made against his company. He was able to walk away unscathed after the fraudster reported the made-up accident occurring at a location that his van simply wasn’t, based on the tracking data.

Still, the fact that he had to go to such lengths to stop fraudsters in their tracks makes the man’s blood boil, he said. Everyone thinks it’s just  big laugh when you rip off a car insurance or van insurance company, he remarked, but fraudulent claims ratchet up the premiums of companies that rely on fleet insurance – sometimes enough to drive them right out of business.

Thankfully, things have gotten better for Lever and his firm. Prior to fitting his fleet with the tracking technology, he would get something like four claims a year, but after catching the last fraudster in the act he hasn’t had one claim come across his desk. Still, he says that motor vehicle insurance fraud needs to be clamped down on by the police before other businesses succumb to the practice.

For what it’s worth, I can’t agree more with the bloke. When it comes down to running a company that relies upon a fleet of vans, cars, lorries, or whatever else you want to put on the road, having to field a barrage of cash for crash claims is more than just a headache – it’s a threat to your company’s survival. That’s not to say that insurers aren’t completely innocent either, but it’s obvious in this case that fraudsters have been making this small business owner’s life completely hellish for far too long.

For what it’s worth, I hope Lever’s message gets out over the airwaves loud and strong. Insurance fraud is horrid as it drives up premiums for people innocently targeted by it, and it’s already expensive enough to keep a motor vehicle on the road without having to worry that you’ll be a victim of it.

 

New EU ruling to make your insurance bill rocket upwards

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VAN INSURANCE NEWS ROUNDUP: 7 DAYS ENDING 4 APRIL 2015:

A recent ruling from the EU is set to make your insurance bills rocket upwards because – get this – you’ll need to insure your lawn mower believe it or not.

Put this one directly in the “I can’t believe this is actually happening” file, a 43 year old law has been dredged up by the European Union in order to make it a requirement to have insurance cover for motorised vehicles like lawn mowers, mobility scooters and motorised golf caddies.

If you thought that keeping your car insurance or van insurance paid was hard enough, now if you’ve got one of those vehicles in your garage or shed you’re going to have to shell out as much as an additional £100 a year. If you have more than one of these motorised vehicles you’re going to pay through the nose for sure.

Right now the Association of British Insurers and the Department for Transport are scrambling in an attempt to clarify which types of motorised vehicles will need to carry insurance cover and at what level. Most of these so-called ‘niche vehicles’ are exempt from being covered under UK law, but now with the EU’s new court decision this has thrown a major spanner in the work.

So what’s to blame for the new law? Well European courts decided in favour of Solvenian Damjian Vnuk who was struck by a tractor and fell from a ladder. The Brussels court said that any motorised vehicle whether or not on private or public land needed to be insured in order to provide compensation for blokes like Vnuk.

Do I blame Vnuk? Of course not. The poor man was struck by a bloody tractor. However I do blame whoever was driving that tractor, as he was obviously a complete and total pillock. Thanks so much for ruining it for the rest of us, you bastard! Now I’ve got to tell my grandmother we have to take her motorised scooter to the tip because we can’t afford it.

Just to make sure, my grandmum never actually collided with anyone to the point where she needed to be taken to court. That scooter does hurt awful when it rolls over your toes on Christmas morning, though.

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