Courier? You May Need Special Insurance

If you’re working as a man (or woman, obviously) with van as a courier, we hope you’ve got the right insurance.

Some, pushed into a new courier career, thanks to Covid, may not be aware that it’s more than standard van insurance that is required.

Couriers can’t just make do with van insurance and hope for the best.

If your van gets broken into or stolen, you need to be pretty certain that the cost of whatever you have inside is covered,

or you could find yourself in a sticky situation.

Not only that, as couriers are also in contact with member of the public for work,

anyone working as a delivery driver needs to have public liability insurance to make sure that they are fully protected.

Most van insurance companies offer specialist courier insurance policies, regardless of what type of vehicle you are using.

These are often more expensive than regular car or van insurance.

The high cost of the goods you transport is one factor.

Plus, spending more time on the road than other drivers increases your accident risk and expenses.

Similar to regular car or van insurance, you can choose third-party cover, third-party fire and theft, or comprehensive.

Comprehensive is always the best option for full coverage.

Additionally, goods in transit insurance protects the value of any items lost or damaged during transit.

This also covers your van and contents in case of theft, whether parked at home or out on deliveries.

A longer driving history, strong van security, and fewer motoring convictions all help.

These factors keep your courier insurance costs down.

Use our free quote tool to ensure you are getting the best deal on your van insurance.

We may be over the snow, but accidents and thefts can happen any time, so it’s always best to stay safe. 

“We Need More Van Couriers!”

From Dundee to Ipswich, and from The Scottish Highlands to Cardiff…there is one job which is in demand…Van Couriers!

Thanks to internet sites such as Amazon, the demand for delivery drivers is stronger than ever before.

Unfortunately, the amount of skilled van couriers are in short supply, which means customers are having to wait longer for their deliveries

A recent report by the Department for Transport showed us that 76% of goods were transported by road in 2017. Planes and trains are out…Automobiles are IN.

Not just any old automobiles though. It is vans which are the fashionable vehicle of today, with many van couriers deciding to drive around in LCV’s (Light Commercial Vehicles).

The report went on to find how delivery drivers are competing against the clock more than ever before, because customers expect their parcels today, not tomorrow.

However, this has led to many drivers cutting corners and speeding like they are doing a lap around Silverstone.

“What’s your name,” the police officer will say when they pull over the courier driver.

“Nigel Mansell,” would come the reply.

These type of van couriers might be fast, but they quickly rack up the points on their licence, and then…

…It is game over. Their van courier career is over.

In the future it is the self driving vans and robots who are expected to fill the demand for skilled courier drivers, but right now in 2018 there are companies who are crying out for reliable and trustworthy van couriers.

“We need more van couriers!” they are shouting from the rooftops

The kind of van courier who can get that LCD TV to Mr Smith on time and in one piece.

The kind of van courier who will give a smile to Mrs Jones as they hand over a brand new laptop.

Unfortunately, many would be van courier drivers are not getting their stripes because of how expensive insurance is right now.

Remember, plain old van insurance is not enough…you need special van courier insurance to get on the roads legally and delivering packages.

One way to avoid these ridiculous costs is to visit Cheap Van Insurance and get quotes from around 40 insurers and brokers.

“The Van Couriers Favourite,” is what many of our nations delivery drivers are saying.

Fortunately you can join them right now by filling in the 3 minute form which you can find at the top of the page.

Just scroll up and then start your van courier journey. A few simple details and then, and only then…can you call yourself a real van courier professional driver.

Delivery Driver Robbed, Sacked and Charged

Becoming a delivery driver has become quite popular in this day and age. Many people have vans, and they are making money with them it seems.

Amazon are one such company who are always on the lookout for self employed courier drivers. Millions of packages are delivered every day and they don’t deliver themselves now, do they.

It is the courier drivers around the nation who are busy going from door to door and making sure Mr Jones and Mrs Smith get the items they ordered. On time and in one piece.

One courier driver didn’t have that much luck though, on this particular day not so long ago which seemed just like an ordinary day…until, one of those criminal gangs came out of nowhere and proceeded to rob him of all 62 parcels that were in his van that day.

Make no mistake about it, these criminal gangs are organised and efficient. One minute they are not there, and then they are there, and in no time at all they are gone…with the loot of course.

This courier driver, through no fault of his own had been stripped of the main assets of his van, but at least he managed to stop his van being stolen as well.

However, after reporting back to base the delivery driver found his superiors not very sympathetic at all, to the point where they were actually pointing the finger of blame directly at him.

That’s right. Gone are the days of being an innocent victim of crime. It appears we are now in the days where even if you are stolen from then you are to blame.

At this point it is probably worth mentioning that although this courier driver was delivering parcels for Amazon, it was actually another company he was getting the work from. Kind of like a sub contracting deal no doubt.

Anyway, what proceeded to happen was that after being robbed, the courier driver then had the second blow of the day…he was sacked. This company did not want any parcels going missing, and if they did, well, you get your P45 right away.

Not only that, but about a week later this driver got a text from the company saying that he was being charged for the stolen packages and that it would come directly out of his wages.

Not only was this guy robbed, but he was also sacked and charged, and is now probably in a position where he is considering a career change.

That is why I always advise any courier driver…make sure you know exactly what happens if you are robbed while on the job.

Obviously in this story the company hiring the driver didn’t offer him courier insurance as part of the job, which means he should have sorted it out himself.

Anyone can compare courier insurance right here at the nations favourite van insurance website. All you need to do is fill in the simple 3 minute form and then get quotes from around 40 companies.

Step 1

Complete your quick and easy quote

Step 2

Reveal your van insurance policies

Step 3

Pick your favourite and get instant cover