No License, Van Insurance or Permission = Friends No More

When your van goes missing you don’t expect the culprit to be…a work colleague. Forget those criminal gangs. Everybody is a suspect.

The potential thief who is going to take your pride and joy could very well be a neighbour, family member, or even someone you are sharing a B&B room with.

That is exactly what happened in Manchester, where two men were doing some work in the area. To save money, only 1 B&B room was booked, although while one of the owner of the van was sleeping the other man…

…Took the keys for the van and decided to go off on an adventure. What kind of adventure? The kind where you have no driving license and no insurance for the van, but, most importantly you have no PERMISSION.

Let’s face it, if a friend just took your keys and drove off into the night with your van without any kind of permission then wouldn’t you be a bit miffed? Of course you would.

To make matters even worse, the man who went off in the van had apparently drunk 6 pints down the local boozer.

So just to sum up…he had no license, no insurance, no permission, and was drunk. Something tells me this story is not going to end well.

And it didn’t. Our boys and girls in Blue did their job for once and pulled over the friendly joyrider.

“It’s my mates van,” he could have said.

“Do you have permission from your mate?” the Police officer might have asked.

“No,” would have been the honest reply.

As we all know, any time the Police pull you over and find that you have no licence or insurance then you can expect to find yourself in trouble. A night down the local nick could be in store and a star appearance at the court is definitely going to happen.

So the man with no permission had his day in court and immediately pleaded guilty from the dock.

This was all the judge needed to hear, and with the trusty hammer firmly in her grasp she slammed it down with such force that everybody in the courtroom jumped a bit.

Jail time was not on the cards in this particular case, but a 12 month community order and 120 hours of unpaid work was.

Not only that, but he was also ordered to pay £85 costs and a £85 victim surcharge.

I think the moral of the story is…if you are thinking about going for a drive in a van that is not yours, then make sure you get permission.

Also, make sure you have a licence, and check to see if you are insured to drive the van.

Temporary van insurance can be compared right here of course, at CVI, The Nations Favourite.

Once you have permission then go directly to the top of the page and click on “get a quote.”

Pay-as-you-go Van Insurance set to Launch

Want to get van insurance on a vehicle that is driven infrequently? Well, you could soon have a very flexible pay-as-you-go option to save money.

That’s right. A car insurance broker named Cuuva are just about to launch a new type of insurance that is aimed at people who drive their cars on an infrequent basis.

Research shows that around 6 million cars in the UK only take to the road now and again, so as you can imagine, there is no doubt going to be a lot of demand for this type of policy.

This got me thinking though, surely there are also many van owners out there who only drive now and again? This is why I reckon pay-as-you-go van insurance could be something that we see launched by Cuuva or a different company pretty soon.

I guess it all depends how the pay-as-you-go car insurance performs, but if successful I’m sure we will be seeing a “van equivalent” as some point.

Of course, there is already similar types of insurance out there, with things like temporary van insurance being offered. However, many people have complained these kind of policies are way too expensive. Perhaps pay-as-you-go is the solution? It could just be.

Some experts have even commented that this type of insurance will revolutionise the sector, and could leave many customers saving up to 70% on what they are currently paying.

When you consider that the average van insurance policy is around £1500 and the average car insurance policy around £700, then there are many people around the country who are going to be interested in this news.

If you want to save money on van insurance the first thing I always recommend is to start with a comparison website. Never go directly to the insurance companies website for a quote because then you instantly lose your bargaining power.

Instead, get quotes from many different companies, and then you are in a better position to see what is out there, choose the cheapest price, and even haggle if you want to.

Some van insurance companies have no problem if you want to try and bargain with them, especially when you have a few different vans or commercial vehicles and want to get the best price possible.

It all begins with a comparison website though, but fortunately you only need to put in a few basic details. It should take around 3 minutes.

Back to pay-as-you-go insurance, and it seems that Cuuva also have an App available to download, which allows you to get a quick quote when you want to borrow a car from friends or family.

Will this work with van insurance? Yes it would in my opinion, especially when you consider the amount of times people need to quickly borrow a van but don’t want to become a named driver or take out complete van insurance.

Anyway, let’s wait to find out what happens with pay-as-you-go van insurance, although I’m sure we are going to be hearing more about it.

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