Tag: telematics

This Shocking Crash Could Secretly Be Raising Your Van Insurance Right Now

Posted on by News Desk

Introduction

Van insurance.

A shocking van crash has rocked the roads of Wales — and it wasn’t just another reckless driver.

First, we’ll break down what happened — and why this crash wasn’t just another reckless mistake.

Then, we’ll explain how it affects every UK van driver’s insurance, especially with drug-driving cases increasing across the country.

The Shocking Truth Behind The Crash

“It’s pure luck this wasn’t fatal.” – Judge Geraint Walters

Peter Gilmore, 51, of Bryn Salem in Felinfach, was jailed at Swansea Crown Court following a crash on the B4337 near Talsarn on February 1.

Earlier that day, Gilmore was stopped by police on suspicion of drug-driving.

Despite this, he got back behind the wheel and caused a head-on crash.

The court heard that Dyfed-Powys Police received multiple complaints about Gilmore’s driving over 14 miles.

As he attempted to overtake a lorry, he pulled out directly into the path of another car.

As a result, the victim was rushed to hospital with fractured ribs, a fractured sternum, and other serious injuries.

Following the crash, Gilmore received two years and four months in prison, plus a six-year, two-month driving ban.

He must also pass an extended re-test to regain his licence.

What This Means For Van Insurance UK-Wide

Drug-driving convictions have a significant impact on van insurance premiums.

Insurers view drivers with such convictions as high-risk, often resulting in higher premiums and policy restrictions.

Some insurers may only offer third-party cover instead of comprehensive cover to drivers with a drug-driving conviction.

Additionally, certain policy features, like courtesy car cover, may not be available.

The Ripple Effect: Innocent Drivers Pay The Price

Even if you’re not the one breaking the law, you could still face consequences.

Accidents caused by drug-drivers can lead to increased premiums for all van drivers.

Insurers may raise rates across the board to offset the higher risk.

This means that responsible drivers end up paying more due to the actions of a few.

Do You Know What’s Covered In Your Van Insurance Policy?

It’s crucial to understand the details of your van insurance policy.

Many drivers are underinsured without realizing it.

Check for exclusions and excess clauses that could affect your coverage.

Ensure that your policy provides adequate protection in case of accidents involving uninsured or convicted drivers.

Reoffending And The Law: A Lesson For All Drivers

Gilmore’s case highlights the severe consequences of reoffending.

After being stopped for drug-driving, he chose to drive again, leading to a serious crash.

The legal system is cracking down on such behavior, imposing harsher penalties.

This serves as a warning to all drivers about the importance of adhering to the law.

How To Stay Protected On The Road

Driving safely isn’t enough anymore.

You need to prove it.

That’s where dash cams, telematics, and full compliance come in.

Because when someone else makes a dangerous decision, you could still be the one left fighting for compensation.

Worried about your current coverage?

Save Money On telematics is a must-read.

It only takes one lapse — one unrecorded journey — for a claim to be denied.

Van drivers can no longer afford to skip these simple precautions.

Why Van Insurance Premiums Are Set To Rise Again

Let’s be honest.

Cases like Gilmore’s make headlines — and they make insurers nervous.

The more serious the offence, the higher the risk modelled into your premium.

Even if you’re not the offender, you’re still part of the risk pool.

Here’s the hard truth:

Van insurance in the UK is already climbing.

And high-profile incidents like this are only adding fuel to the fire.

So what does that mean for you?

You guessed it — another hike on your renewal notice.

Need proof?

Check out this internal breakdown of why 57% of UK van drivers are seeing insurance hikes.

Your Next Move: Finding The Cheapest Van Insurance

Don’t wait for your renewal to shock you.

Take action now — before your premium jumps again.

Start by comparing quotes using your real driver profile.

Next?

Use insider tricks to bring that number down.

Navigating The Soaring Rise In van Insurance Costs could lower your van insurance instantly.

Want even more control?

Use telematics.

Keep your van spotless.

Avoid claims at all costs.

And always declare modifications.

Because a single mistake could spike your premium by 40%.

Yes — really.

Conclusion

This crash wasn’t just a tragedy.

It was a wake-up call for van drivers across the UK.

Because when one person breaks the law, the rest of us still pay the price.

If you want to protect your van, your wallet, and your future — you need the right van insurance.

But not just any policy.

You need the cheapest van insurance that still protects everything you care about.

Start by reading more of our expert insights:

Navigating The Soaring Rise In van Insurance Costs

Posted on by News Desk

Introduction

Van Insurance is rising!

While most motorists in the UK are seeing their car insurance premiums decrease, what about van drivers?

Recent data shows a significant surge in van insurance costs, which is causing concern among commercial vehicle owners.

This rise is in sharp contrast to the overall decline in car insurance rates.

But why is this happening?

  • Rising Costs: Understand how van insurance premiums have increased over the past year.
  • Age Impact: Discover the disproportionate effects on middle-aged van owners.
  • Usage Influence: Explore how the purpose of van use influences insurance pricing.
  • Looking Ahead: Consider the potential of telematics-based policies and effective shopping to mitigate rising costs.

Read more about van insurance trends.

The Current Landscape Of Van Insurance Costs

What’s driving these changes?

According to the Consumer Intelligence Van Insurance Price Index, there’s a noticeable divergence between car and van insurance costs.

While the average car insurance premium fell to £834, marking a 16% decrease, van insurance rates have moved in the opposite direction.

Isn’t that intriguing?

This division underscores the unique market dynamics affecting van insurance, which are influenced by factors like vehicle use and risk assessment.

Additionally, claim rates also play a crucial role in shaping these dynamics.

But what does age have to do with it?

It appears the rising insurance costs are not evenly distributed among van drivers.

Middle-aged drivers, those aged 25 to 49, are hit hardest, experiencing an 8.4% increase over the last year.

Conversely, drivers over 50 saw a less steep rise of 4.7%.

And what about younger drivers?

They saw only a 1.1% increase, though they generally face higher rates overall.

See more details on how age affects van insurance costs.

The Influence Of Vehicle Usage On Insurance Costs

How exactly does usage impact costs?

The purpose for which van drivers use their vehicles significantly affects their insurance rates.

Those using their vans for personal or social purposes have faced the largest increase, with rates rising by 3.2%.

Doesn’t this make you wonder how insurers calculate risk?

This suggests that insurers assign a higher risk premium to vans used beyond traditional commercial activities.

Likely, this is due to perceived increased risks of damage or theft.

Discover how different uses impact insurance costs.

Regional Differences In Insurance Premiums

What about the effect of your location?

Although national averages provide a broad overview, regional variations can significantly affect van insurance costs.

In regions characterised by higher theft rates, frequent accidents, or varying economic conditions, insurance rates are likely to differ significantly.

Understanding these regional differences is crucial for van owners navigating the complex landscape of insurance pricing.

Read about regional insurance variations.

Forecasting Future Insurance Costs For Van Drivers

Is there a silver lining?

Despite the current rise in prices, there’s hope on the horizon.

Advancements in insurance technology, especially the introduction of telematics-based policies, could help stabilise or reduce premiums in the future.

These policies enable insurers to customise rates based on actual driving behavior, thereby offering fairer pricing for responsible drivers.

Consequently, this approach could potentially reverse the trend of rising costs.

Explore the future of van insurance with telematics technology.

Are You Getting The Best Deal?

So, what can van drivers do to combat rising insurance costs?

It’s crucial not to accept the first renewal quote you receive.

Always shop around—it could make a substantial difference.

Have you checked how secure your van is lately?

Improving security features can also lead to lower premiums.

Why not see what changes you can make?

Find out how enhancing your van’s security can save you money.

The Impact Of Telematics On Van Insurance Costs

Curious about how technology is reshaping insurance?

Telematics-based policies are not just a buzzword; they are a potential game-changer for van insurance.

By monitoring driving behavior, these policies could significantly lower your rates.

But how exactly does this technology work, and what does it mean for you?

Planning Ahead: When To Shop For Van Insurance

Did you know timing is everything when it comes to insurance?

Starting your search for a new policy about a month before your current one expires can lead to the best rates.

Insurers view well-organised drivers as lower risk, which might translate into savings for you.

Why wait? Start marking your calendar today.

Discover the best times to shop for van insurance.

Conclusion

As we’ve seen, van insurance costs are on the rise, but that doesn’t mean you’re powerless.

By understanding the factors that affect premiums and using the tips we’ve discussed, you can take control and find a better deal.

Remember, being proactive is key.

Looking for more insights and tips?

Check out our other articles on van insurance and stay ahead of the curve.

The importance of van insurance

Van insurance for the future: How SafePay attacks change the game

57% Of Van Drivers Risk Fines And Insurance Hikes

Posted on by News Desk

Introduction

Distracted driving is a growing concern, especially among van drivers in the UK.

Recent research reveals that over half of UK van drivers are still checking their phones while driving.

This behaviour puts both drivers and other road users at risk.

Despite advancements in hands-free technology and stricter laws, many drivers continue to ignore the rules.

Here’s what you’ll discover in this article:

  • How widespread mobile phone use is among UK van drivers.
  • The legal and financial consequences of being caught.
  • Why hands-free technology is underutilised despite being widely available.
  • The serious safety hazards linked to distracted driving.
  • Practical tips to avoid distractions and reduce van insurance costs.

The Prevalence Of Phone Use Among UK Van Drivers

Van drivers are essential to keeping the UK moving.

But there’s a troubling trend.

57% of van drivers admit to checking their phones while driving.

Let that sink in for a moment.

This figure, while 7% lower than last year, is still alarmingly high.

The Department for Transport (DfT) found van drivers are twice as likely to use their phones.

This rate is significantly higher than other drivers.

Think about the implications of that.

Heavier vehicles.

Busier schedules.

And now, distracted driving.

These elements, when combined, ultimately create the perfect storm for potential accidents.

However, this issue isn’t just about breaking the law.

More importantly, it’s about taking the necessary steps to protect lives on the road.

Van Drivers: The Law On Mobile Phone Use While Driving

The laws surrounding phone use while driving have tightened significantly.

In 2022, new regulations made it illegal to hold or use devices like phones or tablets while driving.

Here’s the key takeaway:

The law applies whether you’re online or offline.

Even if your vehicle is stopped in traffic or at a red light, you can’t use a device in your hand.

And there’s more.

If your engine automatically shuts off when stationary, the law still applies.

So, what happens if you’re caught?

Six penalty points.

A £200 fine.

And if you’re a new driver, six points could mean losing your licence altogether.

This is a risk no van driver can afford to take.

Hands-Free Technology For Van Drivers: A Missed Opportunity?

Van drivers aren’t short on options to avoid distracted driving.

The latest research reveals that 93% of van drivers have access to hands-free technology.

And nearly all—98%—use it at least once a day.

So, why are so many still reaching for their phones?

The answer might surprise you.

Old habits die hard.

Some drivers find hands-free systems inconvenient or less reliable than their phones.

Others feel pressured to respond to messages instantly.

But here’s the reality:

Breaking this habit is not just essential for safety.

It’s also critical for your wallet.

Distracted driving increases the likelihood of accidents, which can drive up your insurance premiums.

Safe driving habits, on the other hand, can help lower your costs.

Looking to save on your premiums?

Read this guide on How Telematics Devices Can Save You Money on Van Insurance.

The Safety Hazards Of Distracted Driving

Distracted driving isn’t just a legal issue.

It’s a safety crisis.

Drivers who use phones—whether hand-held or hands-free—are four times more likely to crash.

Let that sink in.

This behaviour significantly reduces hazard detection.

It also increases reaction times.

Imagine this:

A split-second delay can mean the difference between stopping in time and causing a serious accident.

For van drivers, the risks are even greater.

Larger vehicles take longer to stop.

The consequences of distracted driving are magnified.

No text or call is worth the potential devastation.

Practical Tips To Stay Safe And Avoid Fines

So, how can van drivers stay safe and compliant?

Here are some practical steps:

  1. Use built-in hands-free technology.
    Familiarise yourself with your vehicle’s features to minimise the need to touch your phone.
  2. Enable driving mode on your phone.
    Apps like Apple’s “Do Not Disturb While Driving” or Android’s “Focus Mode” can block notifications automatically.
  3. Invest in telematics devices.
    These devices monitor driving behaviour and can reward safe habits with lower insurance premiums.
  4. Plan your route in advance.
    Setting up your navigation before starting your journey eliminates the need to fiddle with devices.
  5. Keep your phone out of reach.
    Place it in the glove box or a bag to avoid temptation.

These small changes can make a big difference.

Not only can they protect your safety, but they can also save you money on cheap van insurance.

How Safe Driving Impacts Van Insurance Costs

Here’s something every van driver should know:

Insurance companies reward safe drivers.

By avoiding fines, points, and accidents, drivers show responsibility.

This behaviour positively reflects on their driving habits.

As a result, many insurers are more likely to offer discounts to those with clean records.

Telematics devices, in particular, can track your driving habits and provide detailed reports to insurers.

The result?

You could qualify for very cheap van insurance by proving you’re a low-risk driver.

Safety isn’t just about compliance.

It’s a smart financial decision.

Want more tips on lowering your premiums?

Check out our blog on 10 Simple Hacks to Instantly Lower Your Van Insurance and Save Big.

Conclusion

The Road Ahead for UK Van Drivers

The statistics, without a doubt, paint a clear picture.

Distracted driving continues to be a major issue for van drivers across the UK, posing ongoing challenges to road safety.

Moreover, the associated risks are far too significant to overlook.

However, by understanding the law, drivers can take meaningful steps to stay safe.

Using hands-free technology further protects both themselves and others.

Even more importantly, embracing safe driving habits significantly enhances safety.It also provides a practical way to lower van insurance costs.

It’s time to make a change.

Ready to dive deeper into related topics?

Here are some must-read blogs:

  1. Why Proper Vehicle Compliance Is Crucial For Road Safety

  2. Are You Driving a Car or a Van? Check Your Insurance Policy

  3. Can I Get Van Insurance As A New Driver

Take the first step toward safer, smarter driving today.

Save Money On Van Insurance With Telematics

Posted on by News Desk

Introduction

Telematics…

If you own a van or run a business that relies on a van fleet,

then you will know how expensive insurance can be.

With the cost of van insurance continuing to rise,

it’s no surprise that many van owners are looking for ways to reduce their premiums.

One of the most effective ways of doing this is by installing a telematics device in your van.

What Is Telematics And How Does It Work?

Telematics is a technology that uses GPS to track the location, speed, and driving habits of a vehicle.

Insurance companies can then calculate premiums based on how the van is being driven using this information.

By installing a telematics device in your van, you can demonstrate that you are a responsible driver.

It will reduce the risk of accidents, which in turn, can lead to lower insurance premiums.

The Benefits Of Installing A Telematics Device In Your Van

You can easily and quickly install telematics devices.

Once installed, they provide real-time information about your driving habits.

This information can include how fast you are driving, how hard you are braking, and how smoothly you are driving.

Insurance companies can use this information to calculate how much risk you represent

and offer you a policy tailored to your driving habits.

Using Telematics To Improve Your Driving Habits

In addition to reducing insurance premiums, there are other benefits to installing a telematics device in your van.

For example, it can help you to identify areas where you can improve your driving habits.

This can make you a safer and more responsible driver.

It can also help you to manage your fleet more effectively by providing you with real-time data.

It can provide the location of your vans and the performance of your drivers.

The Positive Impact Of Telematics

The use of telematics technology has been shown to reduce the number of accidents on the road.

This is because drivers are more aware of their driving habits.

Drivers are more likely to adopt safer driving practices when they know someone is monitoring their driving.

As a result, reducing the risk of accidents can lead to lower insurance premiums.

Conclusion

Telematics technology can be a valuable tool for van owners and businesses that rely on a van fleet.

By installing a telematics device in your van, you can demonstrate that you are a responsible driver,

reduce the risk of accidents, and potentially save money on your insurance premiums.

With the cost of van insurance continuing to rise, it’s important to explore all the options available to you to keep your costs down.

Telematics is a proven and effective way of doing this.

If you haven’t already done so, consider installing a telematics device in your van today and start reaping the benefits.

Van Drivers Could Be Crushed By 2030’s Electric Shift

Posted on by News Desk

Van drivers read on.

As if the current lockdown wasn’t enough to have us all hunkering down for the winter, news this week is that van insurance is set to go up in cost.

In fact, since the end of the last lockdown, they have, reports suggest, already increased by 1.6% in the last 3 months, compared to a drop of 2.4% during lockdown.

If you get all whizzy with the maths, that is still a net decrease of 0.8%.

But given that many van insurance commentators (yes, they actually exist) had predicted a much greater fall, it doesn’t make for happy reading.

Especially considering that van drivers were one of the most affected jobs as a result of the lockdown, either by being unseasonably busy or simply unable to work.

There is some good news if you use your van as your main form of domestic transport too, with a social, domestic, and pleasure policy.

There has been a drop in the cost to renew your van insurance.

But given that most of us use our vans for work, this doesn’t really help the drivers who use their vans to earn a living.

With more people looking to switch careers and get into van delivery driving due to the cut of jobs in other industries such as hospitality and leisure, bad news for the younger van drivers out there.

Unless you are prepared to install a telematics device to reduce the cost of van insurance, the average cost of annual van insurance for the under-25s is a whopping £3,091. 

What happens next?

Well, if this year has taught us anything, it’s that none of us really know.

But if you do want the best deals, our advice remains the same:

Complete our simple quote tool, and let the very best van insurance deals come directly to you. After all, life is hard enough. 

Cutting costs – How to Save on Your Van Insurance

Posted on by News Desk

It’s been a rough few months for everyone. Even the most hardy of us have been affected one way or another by COVID-19, and van drivers haven’t been exempted. And with the threat of a recession looming, keeping costs down is crucial, especially those that could be cheaper. 

So, we thought that now would be a good time to take a look at ways that you could potentially trim back some costs on your driving expenses. Just the smallest tweak could save you some bucks, and right now, that’s got to be a good thing. 

1: Do you really need that big van?

Yes, it makes you feel like the man, out on the road, compared to all those amateurs in their Twingo’s and Kangoo’s, but they may be having the last laugh, if they are running close to capacity and you’re riding around with space in the back almost every day. Not only is a bigger van costing you more in fuel and van insurance, but you’ll be paying more insurance for it too. Now, there are of course, costs attached with selling one to replace with another, but if It’s time for a new van, it’s worth thinking about trading down for something a bit smaller if you have the capacity to do so. And you could even spend that money you save on a fancier model with a few more bells and whistles. Doing that may not save you money upfront, but you might end up with a comfier ride and lower fuel and insurance costs.

Are you secure?

Not that your missus might run off with her personal trainer, but your van security – is it up to scratch? A tracking device or security etching could also save you. Vans are a big target for thieves, and anything you can do to reduce the risk of yours getting nicked or help in it being recovered can reduce your annual premiums. Don’t forget where you park overnight, either. Leave it on the roadside outside your home, because it’s a pain to get into your driveway, and you could be paying extra. 

Can you pay your van insurance annually?

If you can afford to, it’s always cheaper. APR’s of around 30% are not uncommon if you’re opting for monthly van insurance payments, which can add a few hundred quid onto your policy cost if you’re paying monthly. If you do need to pay monthly, make sure any comparison quotes you get are all showing those costs so you can make an accurate decision on which one works out the cheapest.

Consider Telematics:

Ok, so if you’re a bit older and prone to the odd white van man manoeuvre, then maybe getting a black box fitted is a bad idea. And there’s the whole Big Brother aspect that nobody likes, but if you are new to van driving or maybe the other side – older and generally sensible, then adding a telematics device could save you a few quid on your insurance too. 

Get Fast, Competitive Van Insurance Quotes

But, if all these options seem like a bit of a pain and not really your thing, we have one thing you can do that will definitely save you not just a few quid, but a massive chunk of time too – when it comes to renewing your van insurance, don’t forget to fill out our quick quote form. We’ll get the best quotes delivered directly to you, without you having to put in the legwork to getting you the best deal possible.

And who isn’t for the easy life, especially when times are tough?

Safe driving!

Van Drivers – Save £300 a Year on Insurance With Telematics

Posted on by News Desk

A recent study found that only 5% of van drivers in the UK have a telematics insurance policy. It’s amazing when you think about it…really.

Amazing how? Well, that same study discovered that van drivers who do have telematics installed, save, on average, around £300 a year on their van insurance costs. Not exactly small change is it now, and it makes you wonder why so many people are ignoring the power of telematics.

Perhaps the word on the street is that telematics van insurance is something to be avoided? It could very well be.

I myself have heard a few traders and “white van men” speak of telematics as though it is some kind of big brother watching over your shoulder, ready to pounce on any mistake in your driving style and then dish out punishment.

Of course, if you drive like a maniac and regularly break the rules of the road then a telematics policy for your van probably isn’t the best idea, but then again, being on the road probably isn’t a good idea either.

However, as far as I can tell your average van man or woman are a decent lot who want to follow the rules and be safe drivers on UK roads. This is why I reckon telematics would benefit the vast majority of van owners…far more than 5% anyway.

So how do you get started with telematics van insurance anyway? The best way is to contact your current insurer and ask them about it, or even better, use a van comparison website to find out which companies are offering the best deals.

Once you’ve chosen a provider they will probably install a device in your van which runs 24/7 and starts recording every time you turn the key in the ignition. Don’t worry, it isn’t recording your conversations. This isn’t the FBI, it’s telematics.

All they are interested in is driving data such as how fast you accelerate, how harsh you brake, and if you obey the speed limits. What is really impressive is the fact that all of this data is then available to view in Apps where the driver is given a score or rating.

Some van insurance companies even reward their customers with more discounts and prizes each month if you really impress with your driving.

So the incentive is definitely there to be on your best behaviour…but will British van drivers actually take the bait, or will they continue to pay sky high insurance rates, year after year? In my opinion, it could be the latter.

Which is a shame really because with the average van insurance quote reaching £1500 for the first time this year, I think a lot of van drivers could do with a £300 discount.

When you combine telematics with the power of a van insurance comparison site, then the potential to save even more cash is right there for the taking.

Commercial Vehicle Insurance is Half Price Thanks to 3G

Posted on by News Desk

The one message I get a lot from company owners is this…”our fleet of commercial vehicles, the insurance is just too expensive!” Not anymore.

I’ve been hearing good things about one particular commercial vehicle insurance company you see, who have been implementing something called “3G vehicle cameras” on all the vans they insure.

One of these 3G vehicle cameras is the IT1000 device, which a business who has a fleet of 30 commercial vehicles recently installed in every single one.

Amazingly, this has led to a 50% reduction in their insurance costs, which is roughly about £4000 per year, per vehicle, which they haven’t had to pay out.

The reason? Because they now have advanced cameras on each and every van, which means when someone tries to make a claim against one of their vehicles, they are in a much better position to defend themselves.

Not only that, but the insurance company can also see exactly what happened, which means they are not paying out for bogus claims.

It’s working very nicely as well. The previous year, this particular company had almost 40 claims made against their fleet of commercial vehicles. Fast forward to the present day and that number now stands at only 6 claims.

Even better, the use of “3G” in their vans has made the company more profitable, as drivers and their driving style is now more easily monitored, resulting in a more focused workforce who get the job done to best of their ability, and more importantly, on time.

So is 3G vehicle cameras now essential for all companies that want to get the best and cheapest insurance quotes for their fleet? In my opinion…YES.

Any kind of camera or monitoring system will do, although these 3G gadgets are state of the art and allow the insurance companies to see exactly what went on, as quickly as possible.

What about the average white van man, so to speak…should they also embrace this whole 3G thing or is it more for fleet management? While I think installing a IT1000 device might be a bit over the top for a sole trader roofer or builder, you might want to consider buying a dashcam (or two).

You then install these dashcams on the front and rear of the van, where everything is recorded and available to be played back if needed.

Fortunately, van insurance companies are starting to notice the power of these dashcams and that is why you can get cheap quotes for having them installed.

Also, don’t forget about something called telematics, which many insurers now offer in a bid to monitor your driving style.

Agree to this and you could be well on the way to cheap van insurance, as long as you obey the laws of the road.

Van Driver Takes on a Lamborghini…And Wins!

Posted on by News Desk

Typically you will find van drivers going about their everyday business and obeying the speed limits…not racing a Lamborghini. Well, it happened.

The moment a wannabe Lewis Hamilton (in a van) decided to go up against the £150,000 Lamborghini sports car was actually caught on video by a passer-by with his mobile phone in Altrincham, Manchester.

It appears the transit van went up against the luxury sports car through 3 sets of traffic lights, before finally coming out as victorious. I’m sure this is a video the Lamborghini owner doesn’t want to be seen.

However, it has quickly become a hit on the internet, with thousands of views and hundreds of comments so far about the incident.

What seems to have happened is that at first, the sports car took the lead with an initial burst of power and acceleration you would expect from such a machine.

The traffic lights put a limit on how far the car could go though, which no doubt frustrated the driver because he couldn’t get out of second gear and also got stuck in a bit of traffic.

The van driver had no such problems. He kept his cool and used all of his van drivers knowledge about road driving and dealing with traffic lights to come out as the winner.

So that is 1 – 0 to the van driver, although I don’t think that would be the case if they took to a race track or had a clear stretch of road. I reckon the Lamborghini might just get ahead if they had those kind of conditions.

Let’s just hope that this particular van driver had the appropriate van insurance and that he didn’t break any speed limits or laws of the road.

I’m sure a Police officer wouldn’t be too impressed if he saw a van and Lamborghini racing down the street, even if it was only from traffic light to traffic light without any real dangerous manoeuvrers

For any one thinking about getting into transit van racing just be aware that van insurance companies don’t like this kind of activity either, and if something happens while you are racing then don’t be surprised if you can’t make a claim.

Not only that, but if you decide to install telematics in a bid to get cheaper van insurance, then your driving style will be monitored, and if you come across as a bit of wannabe racing driver in the data, then you could just find yourself with even more expensive insurance.

Driving at 31mph Could Mean Very Expensive Van Insurance

Posted on by News Desk

As the Police are getting tougher on motorists who speed on the roads, van drivers are being warned about the potential expense of being pulled over.

This comes after reports of a van driver who was stopped by the cops for speeding at 31mph in a 20mph zone, and after a good telling off they decided to slap 6 points onto his license. Not exactly something you want to happen is it, but Police now have orders to be tougher on anyone caught speeding.

If 6 points on your license isn’t enough punishment, van drivers are being made aware of the potential expense it could mean for their wallet…when it comes to van insurance that is.

The amount of points you have on your license is taken into consideration by the van insurance companies when you send in your application, and when they see a recent 6 points, and for speeding as well…then don’t be surprised if you find yourself paying hundreds of pounds more than you expect.

One site even did a calculation on exactly how much 6 points on your license could add to your insurance, and they came up with a number of £328, which on average, could very well be put on to a van insurance quote.

Let’s face it, van insurance is expensive enough right now as it is, do you really want to be paying more? Of course not, and that is why you should always watch your speed and keep it within the limits. Even going a few miles per hour above the speed limit can result in a fine and points. Don’t take the chance.

You might want to consider telematics insurance for your van, where all of the driving data is recorded and then sent off to the insurance company.

If you stay within the speed limits and drive safely, then not only will you keep out of trouble with the law, but your van insurer will also see what a good driver you are and hopefully reward you with a cheaper policy, not a more expensive one.

Another good way to make sure you get cheap van insurance is to visit a comparison website, where in only 3 minutes you can put in some basic details about yourself and your van, and then instantly get access to over 100 quotes.

Also, don’t forget that you can get a quote at anytime even if your renewal date is a few months away.

What a lot of drivers do is to start comparing quotes around 2 months before their renewal comes up, then if they find a really cheap deal they can simply pay a small cancellation fee with their current provider to end the coverage early and begin with the cheap van insurance right away.

Step 1

Complete your quick and easy quote

Step 2

Reveal your van insurance policies

Step 3

Pick your favourite and get instant cover