Tag: October

How Safe is Your Van?

Posted on by News Desk

News this week for van drivers to lose sleep over is a report that theft from vans is costing van drivers a whopping £264 million a year. A study commissioned by van insurance company Honcho, reports that each van break in costs tradespeople a massive £5,584 a time. 

Theft from vans occur in the UK once every 23 minutes. While some insurance companies are on top of this and help out by offering 24-hour replacement services for items stolen, so that van drivers and tradespeople can get back to work, pronto, many don’t and still take their own sweet time sorting out a payout while you watch the work slipping away. It can, on average, put a tradesperson out of work for around an entire month.

If you’re a sparky or a plumber and you see your van being broken into, the average loss from a theft would take two months wages to replace all the lost items. 

Yet still, 89% of you are not fully covered for loss of goods as a result of a thefy, and 84% of you don’t have a courtesy van on your van insurance policy. 

This makes the need for ensuring your in-vehicle security is as good as can be, with lockable storage and additional locks on entryways. 

If you don’t have the added extras you may need if you become another one of those unlucky victims of van theft, it might be worth checking out what a new van insurance policy can do for you. 

Tax Tales and Fuel Foes

Posted on by News Desk

Bad news for van drivers up and down the UK, as chancellor Rishi Sunak has hinted at a double whammy of tax increases incoming next year for van drivers.

He is looking to not only end the freeze on fuel duty, but also increase taxes for the self-employed next year. Fuel duty has not been increased in over 10 years, but in a blow to van drivers, this looks set to change as the chancellor looks to find ways to pay back the cost of the COVID crisis. 

The suggested increase appears to be somewhere between 3-5p per litre, putting a decent whack of change on the cost of filling your tax next April onwards. This is a tough blow for many, following on from the impact that COVID has had on many households up and down the UK. Fuel duty is currently 57.95p per litre and has been that amount since 2011. There’s no doubt an increase will upset many voters, who are already facing huge difficulties as a result of COVID measures taken by the government, especially the lack of help and support for the newly self-employed. 

And if that wasn’t bad enough, it seems that self-employed van drivers will also see their National Insurance contributions go up, from the current rate of 9 per cent, to 12 per cent, in line with the amount currently paid by employees. There appears to be a lot of resistance to this, given that the self-employed do not receive the same rights as the employed, in terms of sick pay, annual leave, redundancy pay and more. 

So, we are glad here at Cheap Van Insurance that at least we continue to do what we do best, and help you save a packet on your van insurance. It sounds like you may need the savings next year. 

Van Driver Heroes

Posted on by News Desk

You know here at CVI, we’re always doing our bit to celebrate you, the unsung heroes of the UK, the relentless van drivers who get out there come rain, shine or COVID 19 to get things done. And what a lot of grafters you are. 

But it isn’t just us who want to celebrate the great British van drivers of the UK. What Car? Magazine have teamed up with Volkswagen Commercial Vehicles to find those great British van driver heroes that we all know and love. 

We know you’re a modest lot, but friends and family can also nominate you, and as a thank you, the best 10 van driving heroes will be chosen and their achievements and examples of going above and beyond will be celebrated across social media for their commitment to getting it done. 

The competition is fronted by TV personality Edd China and he too, will be sharing on his socials those winners, giving them a great bit of free publicity and of course, the recognition that they deserve. 

Getting involved is easy – just send in up to 300 words explaining why you, or a van driver you know, deserves the recognition and any supporting photos or video and send them using this link. But you need to move fast – entries close this Friday, 9 October. 

This has been quite an extraordinary year, so what better time to celebrate those extraordinary van drivers of any trade or profession who have done their bit and made a difference?

A Haunting Tale About Van Drivers in a Post-Apocalyptic Brexit World

Posted on by News Desk

Brexit. 

If like 99.9% of the UK population, you’ve given up trying to understand what the hell happened, what is going to happen and what’s real or not real, like the rest of us, you’re probably over it, and resigned to whatever will happen, will happen.

Let alone trying to understand what any of it actually means.

If you’re a UK van driver who drives their van… well, in the UK, the answer is that to a large degree, Brexit won’t affect you if it does actually happen on October 31st.

If you drive abroad, we hope you’ve looked into the implications in a little more detail, as it’s potentially the stuff of nightmares. 

The customs implications for importing and exploring in and out of Europe are many – there is the extra time it takes to prepare and procure the correct paperwork. There’s the expense of paying for customs charges, most of which will be charged back to the client, but will add extra costs onto your bottom line. Then there’s the time of waiting at borders to have your goods checked in and checked out. If you’re delivering fresh food items for a client – this could be a massive blow to them – and you.

Basically – you’re buggered. 

There is an action in place to try and ensure that if the UK leaves the EU without a deal, that both sides agree a continuation as things are until the end of the year, while a solution is sought, but this still has sticking points if you’re travelling through non-EU countries such as Switzerland and there will be restrictions on the number of deliveries that can be made under this agreement.

Added Van Insurance Costs

If that wasn’t enough, you’ll also need to ensure you have a foreign use extension to over any countries you deliver to. And a green Card driving permit to drive in the EU post-Brexit (currently not charged for by your insurance company, but give it time…) These Green Cards are only valid for a maximum of 90 days, so you’ll need to be sure you’re on top of renewing these to keep driving legally abroad. And you should already have one, but you need to be sure you’re not driving on a UK standard license – you’ll need an international driving permit.

While we wait with bated breath to see what happens, we at CVI can’t see how Brexit’s going to be a good thing for our international van driving friends. All you can do, is ensure you have a really good van insurance policy, that your paperwork is in order, and that you pack extra sandwiches for the inevitable long queue at customs. Sweet dreams all, don’t have nightmares. 

The Rise of White Van Woman

Posted on by News Desk

Last week, we reported on how dogs are becoming ever more ubiquitous in the passenger seat of white vans and taking on unpaid labour at the expense of your typical white van man.

If that isn’t bad enough, there’s more doom and gloom for your stereotypical WMV. 

While the reputation of the white van man is well known throughout the UK, it’s a fact that there is another force on the rise in our green and pleasant land.

White Van Woman is here, hear her roar! (Or at least hear her tell you to get your feet off the sodding table).

Back in 2017, a third of all vans were owned by women, but that was just the beginning.

Last year, the number of female van drivers surged by a whopping 52%, meaning that our trusty WMV could soon become an endangered species.

Cheaper van insurance for women

If that wasn’t bad enough, female van drivers pay less for their van insurance than men, sometimes by less than £1,000.

(They’re taking our jobs)!

“What is fuelling the increase in white van women?” I hear you ask.

As well as the obvious, that more women are working in what were historically male dominated industries, such as delivery and construction, more women are choosing to go self-employed, to give themselves the flexibility they need around childcare and emergency manicures (I may have made that last bit up). 

What are these women doing with their vans?

Women working in dog walking, care roles and cleaning are increasingly likely to choose a van as their primary mode of transport, as opposed to a more traditional choice of a little Fiat 500 or VW Beetle to get around in.

Not only that, a growing number of women are also choosing vans as their primary mode of transport to suit their home life – for all those surfers, cyclists and dog owners, it seems like a van is the perfect solution. 

Next thing we’ll know, the van makers will be offering added extras of pink fluffy seats or leopard print consoles, with extra space for handbag storage. (We don’t know why we’re continuing with these gender stereotypes – Mrs CVI knows more about football than any of us do and could out-drink any of us here by a long chalk, here at CVI towers).

Whatever the reason, I guess it was realistically only a matter of time. 

Male or female, you need to be sure you’re getting the very best deal on your van insurance. Simply fill out our 3-minute form, and let us do the hard work for you.

A Lesson In Dogonomics

Posted on by News Desk

A survey earlier this year reported that almost half of UK van drivers take their dogs to work.

If we consider that there are estimated to be 2.5 million vans on the road in the UK (which makes 1 in 24 of us a white van driver), that’s almost 1.25 million dogs. 

With a total of 9 million pet dogs in Britain, that means that 14% of the entire dog population of the UK are owned by van drivers.

Aww, how cute, right?

But what about looking at it from the other side?

Not only are these dogs getting free travel up and down the country that the rest of us would have to pay for, but some of them are taking an active role in the teamwork at the job sites they are going to. From supervising site operations, or sitting on parcels to make extra space in the van, all of this work is unpaid. 

(They’re taking our jobs)!

The average van driver covers 12,811 miles each year. We know that 1.25 million dogs are on the road, so they are covering over 160 million miles each year, without paying a penny toward diesel. Talk about getting a free ride! Touring the country, and, with the exception of the working dogs we’ve mentioned, barely lifting a paw to help out. Be assure, they are absolutely no bloody use when the M25 is backed up (again) and you need an alternative route, because their paws can’t work the satnav. The freeloaders. 

But do you know there are rules around taking your dog in your van? A dog without a harness, a cage or a dog guard is not only asking for trouble, but it also breaks the Highway Code (it’s Rule 57, if you suffer from insomnia and need something to help you sleep). 

If the worst does happen and you have an accident and your insurers discover your dog wasn’t restrained, it could invalidate your van insurance claim. And if your furry friend gets injured, you’ll also be in need of pet insurance, as any claim for doggy injuries won’t be covered. 

We don’t offer pet insurance, but if you are looking for a great van insurance deal that will be there if you (and your unpaid labour) need it, fill out our short form and save on your van insurance. We think you really should be asking Fido to pay his way too, but we’ll leave that bit to you. 

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