Van insurance news roundup: 7 days ending 29 Nov 2013:
If you’re looking for a deal on your van insurance or car insurance, comparison websites are the way to go – or are they?
Well, according to the Financial Conduct Authority, there could be evidence out there that comparison sites are taking us all for a ride. To that end the FCA is going to conduct a thorough investigation into the sector, making sure that we’re not being taken advantage of by the insurance industry.
Is it just me or is the FCA completely missing the point? We’re already being taken advantage of by insurers – that’s exactly why we use comparison sites to try to reclaim some of our independence! Comparison sites allow us to hold up all these awful, overpriced deals from all sorts of insurers; whether you’re looking for commercial van insurance or you’re trying to find good home insurance cover, there’s a comparison site out there that can aid you in picking the best option out of even the worst choices.
It’s not a perfect arrangement, and sure there could be comparison sites out there looking to pull the wool over the eyes of their customers, but it’s go with the devil you know instead of risking the unknown. Besides, insurance comparison sites do more good than harm, especially at times of the year like now when winter is approaching, according to a new report released by Asda Money.
The report urged drivers to winterise their vehicles before the weather turns absolutely horrid, and it’s a good idea to get those winter weather tyres fitted now rather than when there’s already a foot and a half of snow on the ground. The report also pointed out how it can be helpful to check your insurance cover to see if it offers breakdown cover – something that you usually have to get from an organisation like the AA or the RAC otherwise.
Having cover like that included in your policy means not having to pay out of pocket for additional cover through a motoring organisation. It saves you money. It’s a good thing. And using a comparison site will make it easy to choose an insurer that offers breakdown cover. So get off the industry’s back, already, FCA; you’re not doing anyone any favours.