fleet van insurance

How would you like to get 25% off your next van insurance policy? All you need to do is smile for the camera and it could very well happen.

The dashcam that is, or the Nextbase 380GW dashcam to be exact, where the manufacturers are making the bold claim that owning one (or two) of these bad boys will save you 25% off your next van insurance quote.

Why? Because the Nextbase 380GW comes with features such as anti-tamper technology and adjustable lenses for van windscreens, which means that van drivers are more protected from things that can potentially go wrong.

Tool theft, for example, is a big problem around the UK, where criminal gangs are becoming millionaire gangs, dressed in Gucci instead of bargain basement clothes.

Most vans are ripe for the picking and have about as much chance as a gazelle when faced with a pack of lions. It’s those magic keys, some people say.

Also, let’s not forget that there are a lot of loose cannons on the roads of the UK right now. Crash for cash scams are common, especially against commercial drivers.

Millions of pounds are lost each year from these kind of false claims, and that means the van insurance companies are losing out as well, because they have to pay out.

They pass the costs on to you, the van driver, which means that van insurance just keeps on getting more expensive year after year.

However, if you have a dashcam or two in your van and they are pointing the right way, then guess what? Those criminal gangs and crash for cash scammers will soon be saying “no thanks mate” when they see the camera pointing at them.

“Smile for the camera you will say,” but the Gucci gang won’t want any of it and they will go elsewhere to easier targets.

Do you have to specifically buy the Nextbase 380GW dashcam to save on van insurance, or will any make or model do? There are a few different options out there right now, so if you ask me, you might want to shop around a bit to see which one fits your needs the most.

A white van owner for example, will have different needs to a company that has a fleet of vans…but the one thing I do know is that a dashcam is definitely the way to go.

Once you have those dashcams installed then make sure you come right here, to the Nations Favourite, where you can compare around 40 companies and brokers that are prepared to give you a quote. All with the click of a button.

VAN INSURANCE NEWS ROUNDUP: 7 DAYS ENDING 13 FEB 2015:

If you drive a car or a van owned by your company, you need to be careful that you don’t jeopardise the personal cover on your own private vehicle.

Apparently it’s a pretty big problem right now according to the Asset Protection Unit. THe anti-fraud unit that works with the car insurance and van insurance company in order to investigate claims has discovered that there are shedloads of drivers accepting blame when they’re actually in the wrong – with the result that corporate and fleet van insurance premiums are creeping upwards.

The biggest pitfall, according to the APU, is that company drivers think that they can simply accept fault for an accident falsely or prematurely without having to worry about their own personal no claims bonus. Unfortunately you’re more or less shooting yourself in the foot at this point; accepting liability on a corporate or fleet policy will almost certianly be reflected on your private insurance – and you’re going to be in for a nasty shock once you renew your personal cover, believe me!

Now, some of this is just ignorance. If you don’t know that taking responsibility for a crash in a corporate owned van or car is going to impact your private cover, you’re obviously going to be more likely to do so. However, the APU says that there’s been more than one incident they’ve investigated that it turns out the driver accepted liability in order to receive a ‘cash incentive’ in the anti-fraud unit’s words.

Now, I don’t know about you but when I hear the words ‘cash incentive’ I think ‘bribe’. Or possibly ‘insurance fraud.’ It wouldn’t surprise me to think that there are some particularly stupid criminal gangs out there engaging in crash for cash schemes with corporate or fleet vehicles, especially if they’re labouring under the false assumption that their private cover is safe from scrutiny. It’s situations like this that just make me laugh and rub my hands together in glee, knowing that the majority of these daft idiots will get caught and will almost inevitably have the book thrown at them – and that they’ll be ruining their own chances of getting cheap private cover for themselves all at the same time.

Tag: fleet van insurance

25% Off Van Insurance – Just Smile!

Company car drivers beware: your personal cover is at risk

VAN INSURANCE NEWS ROUNDUP: 7 DAYS ENDING 13 FEB 2015:

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