Eat out to help out – if you can find parking

Good news for van drivers up and down the country today, with the Government’s new ‘eat out to help out’ incentive, meaning British workers can take advantage of cut-price meals up and down the country, including many popular takeaways. The scheme which runs Monday to Wednesday through August means that lunches can be on Boris and Rishi for our UK van drivers! To find out which eateries near you are offering the deal, check the website which will give you all results within a five mile radius. We suggest everyone takes advantage of the scheme while it’s on offer, and put a few quid back in your pocket whilst helping the service industry get back on its feet. 

You’ll remember a few weeks ago we were bemoaning the fact that local councils are going gung-ho through town centres, deciding arbitrarily to pedestrianize roads and close off parts of towns to traffic. Well, it seems this is happening across the country, not just in our own little local enclave. Where we are, the latest Highways England/Local council have proposed suspending all parking bays in the centre of town to be able to make those spaces pedestrianised to enable social distancing. Which is great (well, to some, the local cycle groups seem to be lobbying hard for it), but the problem is that not only does that stop local businesses from being able to welcome customers who are able to pop in and visit (our town centre is on a very steep hill, which would make walking to shops impossible for elderly customers), but it also places additional pressure on the limited number of public car parks in the vicinity, which are overstretched as it is. 

This also of course, has a knock-on effect for delivery drivers. Where are they supposed to park to make deliveries, especially those for large goods or bulky items which can’t be lugged up hills from miles away? We don’t know how you guys are supposed to deal with that. And of course, that has a knock-on effect on the shopkeepers too, who need those deliveries to be able to keep trading in what are already challenging times. And that’s before we take a moment to consider those of you who support local delis and sandwich shops by popping in to grab lunch from them. You’re not going to do it if you need to park miles away. 

It seems this is a countrywide issue, with latest reports suggesting that local councils who do impose these measures without public consultation could be liable to legal action as a result. Good! It’s all well and good being able to want to cycle more freely and we understand the environmental benefits that brings, but the reality is that many towns and cities in the UK were created many hundreds of years ago and the way they are built simply doesn’t support that. 

There also appears to be another knock-on effect of these closures creating pinch points, which are increasing pollution as a result of added congestion. Emergency services are also reporting delays in being able to attend emergencies as a result of the congestion. 

If these things are happening in your area, please do take a moment to email your local council or highways agency and make a complaint. Making a living as a delivery driver or shopkeeper right now is hard enough – let’s all try and work together to stop the council do-gooders from making it even harder. 

Time for a little good news?

Picture the scene (we know you’ve all been there). You’re on the road. On the motorway, to be exact. It’s busy, but its okay. Things are moving. Then, all of a sudden, things start to look busier ahead. You start to slow. You see the familiar yellow signs of roadworks ahead. You groan to yourself. Roadworks for how long? 10 miles? You’ve got to be joking. You’ve places to go and people to see. This is not what you need. But, you do what you need to do, you slow down. Right down. (You’ve clocked the speed cameras there, you can’t afford to get 3 points on your license). And through you drive. Past the road cones, closing one lane… for seemingly nothing. There’re no crews, there’s no lorries, there’s no sign that anyone has done any work here at all. Or looks likely to. What was the point?

Agh! Infuriating, right?

Well, while there isn’t much we can say to make that better, the good news is that Highways England has announce that the typical speed limits imposed at the sites of those repairs is being increased from 50mph, to 60mph. This should lead to a time saving of somewhere between 8%-14%, meaning you will get to where you are going faster as a result. 

While Highways England are saying that this will not apply to all roadwork sites, you can expect to see the increase in many sites, especially those on large stretches of motorway

But of course, what they give with one hand, they take with another. In some areas of high traffic pollution, they are cutting speed limits, in a bid to minimise emissions from vehicles. While they are also looking for other ways to do so, that do not mean a cut in speeds, there are targets that they need to meet, which they have not found other solutions to, despite only using half of their allocated budget on discovering better ways to fight pollution. We hope that these are only temporary and that they can discover some measure that do not mean a reduction, in speed, which, by our logic, can only lead to more congestion as things slow down (otherwise why would they be increasing the roadworks limits)? 

But if the last few months have shown us anything, it’s that nothing makes sense any more, really. At least one thing is unchanged – that if you are on the hunt for the best van insurance deals around, you’re in the right place. 

The World Opens Up, but What Next?

So, the world is now pretty much out of lockdown and the roads back to pre-corona levels of traffic. And for those of you who are finding life a bit of a struggle financially, don’t spend too much time thinking about your van insurers.

Why do we say that? Well, because the news is that while the UK was locked down, the car and van insurance companies of the UK pocketed a massive £1.3 billion in savings, as a result of fewer vehicles on the road and fewer accidents.

Now, a few of them, such as LV and Admiral have given back a rebate to some, including to van drivers.

But an awful (In fact, all of them with the exception of the two above) have not. That is a lot of our money that they have pocketed, without so much of a “here, have a few quid back, mates, it’s only fair.”

We don’t know what can be done about it, but we’re just annoyed that there seems to be no recourse when so many people are struggling right now and when the regular people have clearly overpaid for services, it’s not right that they don’t get a refund. 

On the flip side though, we are seeing a huge leap in accidents involving van drivers being reported. We aren’t sure if this is largely to do with the fact that there were fewer cars on the road during lockdown, so comparatively the amount of van driver accidents is up, or if it’s more to do with the fact that there have been quieter roads, which have led to more stupid decisions being made.

Well. If nothing else, it probably helps balance out the van insurers not giving any rebates.

We are also still seeing increased pressure in some areas of the UK to make town centres pedestrian or cycle only. An unmitigated disaster for van driver and the businesses they serve. Let’s hope they die a death in the same way social distancing appears to be doing. How is it round by you? Here it’s like COVID never happened. It will be interesting to see if that second wave comes and if it does – then shouldn’t we be thinking of ways for van drivers to protect themselves to be able to carry on? We don’t know what the answers are, but maybe a van driver’s charter is in order….

Surges and Savings

As another big tranche of the work gets back to work this weekend, there is, inevitably, more traffic on the road than before. Every van driver’s nightmare. What is worse is that many of these drivers are going to be out and about at rush hours, because they are choosing to drive, rather than commute using public transport. In fact, some reports are suggesting that there may even be twice as many using their cars to commute than there were pre-covid.

And as if dealing with more traffic isn’t bad enough, we are still waiting to see if any of the powers who be do anything about the fact that the massive savings that car and van insurers made during lockdown have not been passed on to us, the humble drivers who all do our bit to follow the law with a good and valid car or van insurance policy. 

Car and van insurance for new customers has gone down in that time, but if you haven’t renewed recently, you’re unlikely to be one of the few whose insurers have refunded them some of the savings they have made or to have seen any savings being passed on to you. 

It also looks like the van industry is getting back on its feet after a turbulent few months, with van insurance quotes up a massive 37.7% in May, compared to April of this year. 

This is good news – a buoyant van industry means more work for us all. But what this also means is that these people renewing or getting new van insurance now are going to be saving more than those whose policies run out at the end of the year. 

It’s worth calling your van insurance company to see if there are any savings they can offer. If your policy doesn’t have long to run, you may save money by renewing sooner (remember, about 3 weeks before it expires is usually the best time to save money). But if you don’t ask, you don’t get and with all this extra money kicking about at insurance companies, while the rest of us are scraping together a living, it won’t hurt to ask.

Weekly Roundup – Coronavirus Special

Good news if you insure your van personally and chose Admiral – you are getting £25 back from your policy cost, irrespective of whether or not you are still on the road. Government MPs are petitioning chancellor Rishi Sunak to get involved and ensure all car and van insurers pass some of the savings on that they are making while the country is in lockdown – with a reported 50% fewer accidents happening then it makes sense that we should all be getting something back and not see insurers profiting at the expense of the regular guys and gals out there. 

We do expect more to come on this in the coming weeks and more insurers either being forced or pressured into giving rebates. Some companies are also offering front line and essential workers discounts on their van insurance premiums, so if you are a key worker, be sure to mention it to your insurance broker at the time of your policy renewal and see if you can’t bag a little extra off the cost of your policy. 

Some insurers, such as Aviva and MoreThan are offering customers who are feeling the pinch payment holidays on their insurance payments (for home as well as car or van insurance). Again, we expect more to follow, although do be aware you will still be required to repay your annual policy in full at some point during your insurance term, so it may be deferring greater pain down the line, if you choose to do so.

Sadly, there are more and more reports coming in of serious accidents as a result of dangerous driving or speeding on the quieter than usual roads. As we clearly stated last time, now is not the time to see if you can take the racing line flat in your transit, however tempting that may be. 

In a bit of good news, it looks as if drones won’t be replacing anyone’s jobs any time soon. A new study found that drone deliveries were up to 10 times less energy efficient than vans. So, if you’ve still got a job, make sure you keep it by driving safely, observing all good hygiene practices (wear a mask if you can, even if they suggest otherwise) and keep on keeping on. 

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