Tag: COVID-19

A Week of Heroes and Villans

Posted on by News Desk

We start this week with some good news for a change. Yes, despite the weather being more variable than a typical Aston Villa footballing season, we have some good news this week. (No, Villa haven’t signed Gareth Bale – well, not yet, anyway).

The good news is that since lockdown, the average cost for van driver insurance is down. Not by a massive amount, but by 2.3%, which can still represent a good saving on van insurance for most van drivers.

Latest research shows that the van insurance industry has put a pause on their typical insurance price increases, and instead of a hike, have taken a cut.

This is a result of the Coronavirus pandemic, which has seen a marked reduction in the number of white van men and women on the road throughout the UK. This has meant that unsurprisingly, there have been fewer van insurance claims made and so the cost has come down. 

This is particularly good news because prior to COVID bringing the UK industry to a grinding halt, van insurance premiums were at something of an all-time high. 

The group of van drivers who have seen the biggest drop in their van insurance renewal costs are young van drivers, who have seen the cost of insuring their vans decrease by around 14% (although bear in mind, van insurance for young drivers remains eye-wateringly expensive, with an average annual policy costing upwards of £3,000 compared to the overall average policy cost of a smidge over £1000 – representing a drop of 2.3% in the last few months.

The average premium on van insurance has seen a drop of 0.9% over the last year, so the recent drop of 2.3% is a big change downwards, by comparison.

If you are driving your van for work and using it at home on a ‘Social, domestic and pleasure’ policy, if your van insurance is due, you too, should see a drop although it will be around the more modest 1.2% mark.

Of course, like most good things, they are often fleeting (like the feeling of relief felt when Villa scraped through being relegated), because the future is, like football, less certain. With things returning to normal on the roads, there will inevitably be more accidents, and with more accidents come more claims and that of course means an increase in insurance premiums too. 

So, if your van insurance is due any time soon, make hay while the sun shines. Use our free quote tool, to triple check that you are getting the best possible van insurance deal. 

… And finally,  before anyone writes in to complain of Aston Villa bias or to send Villa-related abuse, let us remind you that the future King of England is a Villa fan, and if he has anything to do with it, you’ll all be Villa fans when he’s in charge.

Until next week.

Eat out to help out – if you can find parking

Posted on by News Desk

Good news for van drivers up and down the country today, with the Government’s new ‘eat out to help out’ incentive, meaning British workers can take advantage of cut-price meals up and down the country, including many popular takeaways. The scheme which runs Monday to Wednesday through August means that lunches can be on Boris and Rishi for our UK van drivers! To find out which eateries near you are offering the deal, check the website which will give you all results within a five mile radius. We suggest everyone takes advantage of the scheme while it’s on offer, and put a few quid back in your pocket whilst helping the service industry get back on its feet. 

You’ll remember a few weeks ago we were bemoaning the fact that local councils are going gung-ho through town centres, deciding arbitrarily to pedestrianize roads and close off parts of towns to traffic. Well, it seems this is happening across the country, not just in our own little local enclave. Where we are, the latest Highways England/Local council have proposed suspending all parking bays in the centre of town to be able to make those spaces pedestrianised to enable social distancing. Which is great (well, to some, the local cycle groups seem to be lobbying hard for it), but the problem is that not only does that stop local businesses from being able to welcome customers who are able to pop in and visit (our town centre is on a very steep hill, which would make walking to shops impossible for elderly customers), but it also places additional pressure on the limited number of public car parks in the vicinity, which are overstretched as it is. 

This also of course, has a knock-on effect for delivery drivers. Where are they supposed to park to make deliveries, especially those for large goods or bulky items which can’t be lugged up hills from miles away? We don’t know how you guys are supposed to deal with that. And of course, that has a knock-on effect on the shopkeepers too, who need those deliveries to be able to keep trading in what are already challenging times. And that’s before we take a moment to consider those of you who support local delis and sandwich shops by popping in to grab lunch from them. You’re not going to do it if you need to park miles away. 

It seems this is a countrywide issue, with latest reports suggesting that local councils who do impose these measures without public consultation could be liable to legal action as a result. Good! It’s all well and good being able to want to cycle more freely and we understand the environmental benefits that brings, but the reality is that many towns and cities in the UK were created many hundreds of years ago and the way they are built simply doesn’t support that. 

There also appears to be another knock-on effect of these closures creating pinch points, which are increasing pollution as a result of added congestion. Emergency services are also reporting delays in being able to attend emergencies as a result of the congestion. 

If these things are happening in your area, please do take a moment to email your local council or highways agency and make a complaint. Making a living as a delivery driver or shopkeeper right now is hard enough – let’s all try and work together to stop the council do-gooders from making it even harder. 

Time for a little good news?

Posted on by News Desk

Picture the scene (we know you’ve all been there). You’re on the road. On the motorway, to be exact. It’s busy, but its okay. Things are moving. Then, all of a sudden, things start to look busier ahead. You start to slow. You see the familiar yellow signs of roadworks ahead. You groan to yourself. Roadworks for how long? 10 miles? You’ve got to be joking. You’ve places to go and people to see. This is not what you need. But, you do what you need to do, you slow down. Right down. (You’ve clocked the speed cameras there, you can’t afford to get 3 points on your license). And through you drive. Past the road cones, closing one lane… for seemingly nothing. There’re no crews, there’s no lorries, there’s no sign that anyone has done any work here at all. Or looks likely to. What was the point?

Agh! Infuriating, right?

Well, while there isn’t much we can say to make that better, the good news is that Highways England has announce that the typical speed limits imposed at the sites of those repairs is being increased from 50mph, to 60mph. This should lead to a time saving of somewhere between 8%-14%, meaning you will get to where you are going faster as a result. 

While Highways England are saying that this will not apply to all roadwork sites, you can expect to see the increase in many sites, especially those on large stretches of motorway

But of course, what they give with one hand, they take with another. In some areas of high traffic pollution, they are cutting speed limits, in a bid to minimise emissions from vehicles. While they are also looking for other ways to do so, that do not mean a cut in speeds, there are targets that they need to meet, which they have not found other solutions to, despite only using half of their allocated budget on discovering better ways to fight pollution. We hope that these are only temporary and that they can discover some measure that do not mean a reduction, in speed, which, by our logic, can only lead to more congestion as things slow down (otherwise why would they be increasing the roadworks limits)? 

But if the last few months have shown us anything, it’s that nothing makes sense any more, really. At least one thing is unchanged – that if you are on the hunt for the best van insurance deals around, you’re in the right place. 

The World Opens Up, but What Next?

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So, the world is now pretty much out of lockdown and the roads back to pre-corona levels of traffic. And for those of you who are finding life a bit of a struggle financially, don’t spend too much time thinking about your van insurers.

Why do we say that? Well, because the news is that while the UK was locked down, the car and van insurance companies of the UK pocketed a massive £1.3 billion in savings, as a result of fewer vehicles on the road and fewer accidents.

Now, a few of them, such as LV and Admiral have given back a rebate to some, including to van drivers.

But an awful (In fact, all of them with the exception of the two above) have not. That is a lot of our money that they have pocketed, without so much of a “here, have a few quid back, mates, it’s only fair.”

We don’t know what can be done about it, but we’re just annoyed that there seems to be no recourse when so many people are struggling right now and when the regular people have clearly overpaid for services, it’s not right that they don’t get a refund. 

On the flip side though, we are seeing a huge leap in accidents involving van drivers being reported. We aren’t sure if this is largely to do with the fact that there were fewer cars on the road during lockdown, so comparatively the amount of van driver accidents is up, or if it’s more to do with the fact that there have been quieter roads, which have led to more stupid decisions being made.

Well. If nothing else, it probably helps balance out the van insurers not giving any rebates.

We are also still seeing increased pressure in some areas of the UK to make town centres pedestrian or cycle only. An unmitigated disaster for van driver and the businesses they serve. Let’s hope they die a death in the same way social distancing appears to be doing. How is it round by you? Here it’s like COVID never happened. It will be interesting to see if that second wave comes and if it does – then shouldn’t we be thinking of ways for van drivers to protect themselves to be able to carry on? We don’t know what the answers are, but maybe a van driver’s charter is in order….

Beware! Dangerous drivers!

Posted on by News Desk

If you’re out on the road this week, keep an eye out. What for? Those fresh-out-of-lockdown drivers who have forgotten how to actually drive. 

Up to a fifth of motorists say that they have struggled to get to grips with gearing back behind the wheel after months of staying home in lockdown.

Many car owners have driven just 90 miles (some fewer than 25 miles) while restrictions have been in place, meaning they are considerably out of proactive and an even greater liability to van drivers of the UK, who never stopped motoring through the crisis. 

This is bad news for everyone, with the added possibility of un-roadworthy vehicles out there, thanks the waiving of the MOT scheme. 

In other news, there are a number of initiatives underway that are aiming to boost the high street when it reopens, but that may have huge impacts for van delivery drivers. Many high streets are calling for pedestrianised streets, restrictions in speed limits and no-go zones for vehicles, all in a bid to drive foot traffic back to shops when the time comes for them to reopen, with sufficient space for social distancing outdoors. What this does mean, where it goes ahead is little to no van parking, restrictions on out-of-hours delivery times and slower deliveries, as a result of speed restrictions. 

Thankfully, some traders are banding together to object to these well-meaning plans, seeing not just the issues for white van men, but for those who are unable to walk far, or those who need to collect or drop off goods by car. If they do happen, you can kiss goodbye to the quick drop off on the High Street that you know and love. Fingers crossed that people see that these well-meaning ideas will kill the high street, not bolster it.

As always, stay safe out there.

Not All Heroes Wear Capes

Posted on by News Desk

Another week, another series of trials and tribulations for van drivers up and down the UK. As lockdown slowly eases, the roads are starting to return to normal and, with more traffic on the road, for you, the trusty van drivers of the UK, the stresses and strains of life on the road are also on the up.

The good news is that with more non-essential shops scheduled to reopen in the coming weeks, there should be more work out there for everyone and even more, when, all being well, more of the rest of the country opens up again in early July. 

But, with the lack of traffic on the road you have been used to, there have also been more and more stories in the press of van drivers behaving badly. From hit and runs, to intoxicated drivers, and speeding and dangerous driving, it appears the quieter roads have had a bad effect on some of you. And let’s not forget, anything stupid in your van and you’re not just risking your license, but also your career too. 

Meanwhile over in Ireland, Yodel have dealt a blow to their delivery drivers, who have been banned from taking their vans home overnight, forcing many drivers to need to use public transport to get home at night from their depots. At a time when nobody wants to be on public transport unless they absolutely have to, the timing and tone-deafness to what is going on in the world couldn’t have come at a worse time. 

On the upside, over in London, some savvy business owners have found the best use ever for a white van, turning one into a mobile pub on wheels. The ‘tactical beer response unit’ is on the streets of East London, the back of the van full of kegs of their craft beers, serving customers pint glasses of the good stuff at their doorstep. As one of his customers commented – ‘not all heroes wear capes.’ And who doesn’t miss a pint outdoors in this weather?

And on that note, safe driving. 

The Good, The Bad and The Ugly

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How is everyone this week? Whether you’re currently locked down or out on the road, rest assured we are here, cheering you on, whatever is happening in the world. Week nine of lockdown may be sending us slightly stir crazy, but it won’t stop us in our quest to bring you, our trusty van drivers of the UK, the latest news and opinions in the van driving world.

Let’s start with some good news – if some of you have lost your jobs as a result of COVID-19, there appears to be a marked increase this week of companies seeking reliable van drivers up and down the UK. It appears that employers are ready to start their recruitment engines as things start to get back to normal. And for those of you who have been waiting on self-employed government payouts, the Self Employment Income Support Scheme is now live and processing payments to those who saw significant business interruption. There are also new bounceback loans available through all high street banks, which offer a government-backed loan of up to £50,000 for small businesses. These loans are interest and payment-free for the first year. 

And it seems the UK government is also ramping up to get the country moving again, although, with the new fuzzy messaging, we’re not entirely clear on what changes when, but then we don’t think anyone else really knows either. But let’s be optimistic and hope it starts to gear up again soon, like we anticipate it will.

Less good news is that the rebates for van and car insurance that we hoped would be forthcoming as they have been in other countries, has not yet rolled out through the UK. Two insurers are offering a small rebate, but we still hope to see all van insurance companies giving their customers some of their profits back, given the huge drop in claims they have seen as a result of the lockdown. 

And absolutely terrible news for those in the south of the country is that London Mayor, Sadiq Khan has raised the congestion charge to £15 (including weekends) whilst simultaneously outlining plans to close major London roads over the next six weeks, to make way for walking and cycle routes. Good luck if you’ve got deliveries in the capital – seems like the mayor is expecting you to bike them in from the suburbs. More on this next week as we get to grips with all the implications.

So there we have it – the good, the bad, and the downright ugly. But to end on a high note, don’t forget we can make your life that little bit easier if you need to renew your van insurance policy with our free 3-minute quote tool to give you the best deals around.

Until next week  – stay safe. 

Need a New Van? Sit Back and Wait

Posted on by News Desk

So, instead of all the doom and gloom you read elsewhere, you know we always try to do our bit here at CVI where we can to keep you van drivers smiling. 

And there is potentially some good news on the horizon. We suspect that if you are in the market for a new van, the end of this year could see some absolute bargains to be had.

Reports show that new car and fleet sales were down in April by a massive 97 per cent, the lowest level since 1947 for new vehicle sales in the UK. The Mercedes Sprinter was the best selling fleet vehicle in April, selling an underwhelming 814 vehicles, while the Ford Transit could only muster a disappointing 138 sales. A huge backlog of new vehicles is gathering in car parks and airfields up and down the country as dealerships wait to reopen. The date they are working to is June 1st, when, subject to health and safety legislation, they may once again start to do business. 

But that isn’t the time to go spending your money on a new motor. Analysts are forecasting some pent-up demand and so many dealerships will inevitably be busy with sales over the next few months to accommodate those who simply can’t wait for their new car or van. Slow your roll, there. Because once that rush of sales has happened, and even excluding the possibility of a second wave of coronavirus bringing everything to a grinding halt, there is going to be literal tumbleweed swirling between that backlog of used vehicles. Which means that there are going to be deals to be done, possibly the biggest we’ve seen in living memory, as manufacturers struggle to shift that stock that is just sitting around, depreciating by the day. 

Come September, we think you could be stumbling onto the deal of the decade if you’re in the market for a new van, especially if you’re open to one of the less popular models, such as an Iveco or Nissan. For once, it feels like the customers will be the winners, snapping up bargains as dealers focus on shifting volume sales at lower margins to be able to clear the decks before the new 2021 models are launched.

So sit back, give your current van a little bit of TLC to keep her going for now and wait and see what happens. We think if you’re buying a new van this year, you’ll be in for a treat. And don’t forget, your new van will need new insurance and, as always, even in times of corona, our 3-minute form can help bag you the sort of savings you’ll love, without having to hold out until later in the year.  

Locked Down, But Branching Out?

Posted on by News Desk

We’ve spoken a lot these last few weeks about the many van drivers who are still on the road and keeping the country moving, but for some of you out there, you too may have found yourself grounded due to the lockdown. If your business is temporarily suspended, hopefully, you’ve found yourself furloughed and are not reduced to claiming Universal Credit or waiting for the Coronavirus Payment Scheme for the self-employed to kick in.

Hopefully, the other thing that you’ve remembered to do is go and start your van at least once a week to prevent a flat battery. A gentle rev for 15-20 minutes a week keeps the roadside recovery at bay, or so the saying might go, if it was written for van drivers.

So, for those of you who aren’t working right now, what are you up to? New research shows that Brits are making the most of lockdown and teaching not just the kids, but themselves a whole load of new skills in the downtime.

Maybe you’ve taken the time to work on your fitness. If it’s anything like where we live, there are a whole plethora of new exercise nuts out every day pounding the pavements on a daily jog, or the road on their bikes. Some of you have even been finding their inner zen, with more people than ever turning to online yoga classes (ourself included). 

Or something more domesticated, perhaps? A bit of home baking explains the shortages in the shops of eggs and flour which still seem to be in short supply. Research shows that banana bread has been a particular favourite with lockdown Britain.

DIY – yes, the photos of the massive queues outside the home improvement stores are for real, as many have decided now is the time to paint that room or fix up those odd jobs your other half has been on your case about for years. We may be locked down, but at least we’re in a nice place to be.

Gardening has also understandably been popular, especially given the good weather and sunshine we’ve been lucky enough to be enjoying. Although for many of us with garden waste services suspended and tips still closed, the productivity and amount of work that can be done might be easing off with nowhere to put the cuttings and shavings. 

And, rounding out the popular pastimes has been learning a language. Yes, we may have left the EU, but that hasn’t stopped the people of Britain polishing up their parlez-vous or honing their hola. 

Which all goes to show, we may come out of this coronavirus poorer, but we might find our lives have been enriched in other ways. 

And if you are still out on the road – stay safe. 

Weekly Roundup – Coronavirus Special

Posted on by News Desk

Good news if you insure your van personally and chose Admiral – you are getting £25 back from your policy cost, irrespective of whether or not you are still on the road. Government MPs are petitioning chancellor Rishi Sunak to get involved and ensure all car and van insurers pass some of the savings on that they are making while the country is in lockdown – with a reported 50% fewer accidents happening then it makes sense that we should all be getting something back and not see insurers profiting at the expense of the regular guys and gals out there. 

We do expect more to come on this in the coming weeks and more insurers either being forced or pressured into giving rebates. Some companies are also offering front line and essential workers discounts on their van insurance premiums, so if you are a key worker, be sure to mention it to your insurance broker at the time of your policy renewal and see if you can’t bag a little extra off the cost of your policy. 

Some insurers, such as Aviva and MoreThan are offering customers who are feeling the pinch payment holidays on their insurance payments (for home as well as car or van insurance). Again, we expect more to follow, although do be aware you will still be required to repay your annual policy in full at some point during your insurance term, so it may be deferring greater pain down the line, if you choose to do so.

Sadly, there are more and more reports coming in of serious accidents as a result of dangerous driving or speeding on the quieter than usual roads. As we clearly stated last time, now is not the time to see if you can take the racing line flat in your transit, however tempting that may be. 

In a bit of good news, it looks as if drones won’t be replacing anyone’s jobs any time soon. A new study found that drone deliveries were up to 10 times less energy efficient than vans. So, if you’ve still got a job, make sure you keep it by driving safely, observing all good hygiene practices (wear a mask if you can, even if they suggest otherwise) and keep on keeping on. 

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