Another Lockdown Looms?

Well, today we find ourselves – van drivers and non-van drivers alike, on a precipice. While we don’t mean to come over all prime minister on you all, it appears that today or tomorrow might see the UK go back into some form of lockdown which may be two weeks, may be longer. Either way, it’s going to be pretty crappy news for van drivers. 

A short lockdown will see many things once again grind to a halt – from beauty salons to builders’ merchants, shops to suppliers, the only upside for those who drive vans is going to be food delivery drivers once more, we suspect. Which kind of sucks. 

Of course, we can speculate as much as we want, we don’t know and to be honest, it doesn’t really feel like those in power have much of a clue, either. All this talk of ‘circuit breaks’ and new laws imposed… who knows? 

While it appears that much of the building industry is enjoying something of a renaissance as those in power chase their tails and those who were off on holiday decide instead to spend a little on some DIY, the rest of the UK is left in limbo, with furlough due to end, which will inevitably lead to some job losses and another lockdown could see many local businesses collapse, forced to close their doors once and for all. All of which will inevitably affect van drivers of the UK in some way shape or form.

If you did skip out on MOT-ing your van during lockdown, we do suggest doing it now, while you can, because who knows if there could be another blip which means that those without MOTS who can’t then get one as a result of a lockdown could find themselves up the creek without a paddle. 

Of course, we will know by this time next week what is going on (perhaps, maybe… maybe not), but for the self-employed and small business people like the van drivers of the UK, it could indeed by the apocryphal winter of discontent. 

COVID Cycle Lanes – Coming to a Town Near You

You know when you open up Cheap Van Insurance to see what’s new, that you’ll always be met with the latest news, views and opinions from the world of van driver news and motoring. And, dear readers, while we don’t like to blow our own trumpet (bar the odd toot), it seems rumblings posted here first are gathering momentum.

Yes, it seems the mainstream media have cottoned on to our lament of some weeks now – that cyclist groups and teams of eco-warriors are using the COVID crisis to take advantage of local councils and use the current health crisis as an excuse to close roads and put restrictions in place.

Yes, we called it some weeks ago, but it seems our local case is not in isolation. Up and down the country, including London, Manchester, Birmingham, York, Oxford, Derby, Nottingham and Cardiff are all seeing the very thing we warned against. 

Thanks to these groups, van drivers up and down the country are seeing road closures, parking bay suspensions, major diversions and extra cycle lanes appearing out of nowhere. But, far from making everyone’s lives better, these restrictions and alternations are making the life of van drivers in particular, absolute hell.

Traffic jams, causing pockets of super high emissions and pollution hotspots are springing up left, right and centre, as tailbacks mount as a result of these changes. Not only are van drivers getting held up on their deliveries, but once they reach their destination, they are finding parking to drop off impossible, thanks to parking bays being suspended in a bid to free up road space for pedestrians’ use. 

Cycle lanes that are barely being used are causing huge tailbacks as roads are narrowed to single lanes to accommodate them. 

The movement is said to be spending upwards of £225m on these changes, most of which are being sneaked through without any, or very little, public consultation. Were there consultation, we know that ordinary motorists, van drivers and business owners would all have quite a lot to say about these changes. Business owners are not only struggling to get deliveries, but also missing out on vital business that comes from people who need to drive to reach them and find themselves unable to park.

Think about it – those who are reluctant to use public transport – quite a few in these COVID teams we are living in, are being prevented from getting into their local towns because the local councils have made it all but impossible for them to park.

The knock-on effect is catastrophic. No businesses means no van deliveries. Which means no jobs. These short-sighted councils are seemingly hell bent on putting green policies ahead of keeping struggling small businesses (and all the trade they generate) out of business. 

If it is happening near you, we urge you to take action. Speak to your council. Sign petitions. Speak out. Otherwise we all face a future where you may not need the best deal on van insurance – because there are no businesses to deliver to.

It’s time for UK van drivers to come together and have their say. 

A Week of Heroes and Villans

We start this week with some good news for a change. Yes, despite the weather being more variable than a typical Aston Villa footballing season, we have some good news this week. (No, Villa haven’t signed Gareth Bale – well, not yet, anyway).

The good news is that since lockdown, the average cost for van driver insurance is down. Not by a massive amount, but by 2.3%, which can still represent a good saving on van insurance for most van drivers.

Latest research shows that the van insurance industry has put a pause on their typical insurance price increases, and instead of a hike, have taken a cut.

This is a result of the Coronavirus pandemic, which has seen a marked reduction in the number of white van men and women on the road throughout the UK. This has meant that unsurprisingly, there have been fewer van insurance claims made and so the cost has come down. 

This is particularly good news because prior to COVID bringing the UK industry to a grinding halt, van insurance premiums were at something of an all-time high. 

The group of van drivers who have seen the biggest drop in their van insurance renewal costs are young van drivers, who have seen the cost of insuring their vans decrease by around 14% (although bear in mind, van insurance for young drivers remains eye-wateringly expensive, with an average annual policy costing upwards of £3,000 compared to the overall average policy cost of a smidge over £1000 – representing a drop of 2.3% in the last few months.

The average premium on van insurance has seen a drop of 0.9% over the last year, so the recent drop of 2.3% is a big change downwards, by comparison.

If you are driving your van for work and using it at home on a ‘Social, domestic and pleasure’ policy, if your van insurance is due, you too, should see a drop although it will be around the more modest 1.2% mark.

Of course, like most good things, they are often fleeting (like the feeling of relief felt when Villa scraped through being relegated), because the future is, like football, less certain. With things returning to normal on the roads, there will inevitably be more accidents, and with more accidents come more claims and that of course means an increase in insurance premiums too. 

So, if your van insurance is due any time soon, make hay while the sun shines. Use our free quote tool, to triple check that you are getting the best possible van insurance deal. 

… And finally,  before anyone writes in to complain of Aston Villa bias or to send Villa-related abuse, let us remind you that the future King of England is a Villa fan, and if he has anything to do with it, you’ll all be Villa fans when he’s in charge.

Until next week.

Time for a little good news?

Picture the scene (we know you’ve all been there). You’re on the road. On the motorway, to be exact. It’s busy, but its okay. Things are moving. Then, all of a sudden, things start to look busier ahead. You start to slow. You see the familiar yellow signs of roadworks ahead. You groan to yourself. Roadworks for how long? 10 miles? You’ve got to be joking. You’ve places to go and people to see. This is not what you need. But, you do what you need to do, you slow down. Right down. (You’ve clocked the speed cameras there, you can’t afford to get 3 points on your license). And through you drive. Past the road cones, closing one lane… for seemingly nothing. There’re no crews, there’s no lorries, there’s no sign that anyone has done any work here at all. Or looks likely to. What was the point?

Agh! Infuriating, right?

Well, while there isn’t much we can say to make that better, the good news is that Highways England has announce that the typical speed limits imposed at the sites of those repairs is being increased from 50mph, to 60mph. This should lead to a time saving of somewhere between 8%-14%, meaning you will get to where you are going faster as a result. 

While Highways England are saying that this will not apply to all roadwork sites, you can expect to see the increase in many sites, especially those on large stretches of motorway

But of course, what they give with one hand, they take with another. In some areas of high traffic pollution, they are cutting speed limits, in a bid to minimise emissions from vehicles. While they are also looking for other ways to do so, that do not mean a cut in speeds, there are targets that they need to meet, which they have not found other solutions to, despite only using half of their allocated budget on discovering better ways to fight pollution. We hope that these are only temporary and that they can discover some measure that do not mean a reduction, in speed, which, by our logic, can only lead to more congestion as things slow down (otherwise why would they be increasing the roadworks limits)? 

But if the last few months have shown us anything, it’s that nothing makes sense any more, really. At least one thing is unchanged – that if you are on the hunt for the best van insurance deals around, you’re in the right place. 

The World Opens Up, but What Next?

So, the world is now pretty much out of lockdown and the roads back to pre-corona levels of traffic. And for those of you who are finding life a bit of a struggle financially, don’t spend too much time thinking about your van insurers.

Why do we say that? Well, because the news is that while the UK was locked down, the car and van insurance companies of the UK pocketed a massive £1.3 billion in savings, as a result of fewer vehicles on the road and fewer accidents.

Now, a few of them, such as LV and Admiral have given back a rebate to some, including to van drivers.

But an awful (In fact, all of them with the exception of the two above) have not. That is a lot of our money that they have pocketed, without so much of a “here, have a few quid back, mates, it’s only fair.”

We don’t know what can be done about it, but we’re just annoyed that there seems to be no recourse when so many people are struggling right now and when the regular people have clearly overpaid for services, it’s not right that they don’t get a refund. 

On the flip side though, we are seeing a huge leap in accidents involving van drivers being reported. We aren’t sure if this is largely to do with the fact that there were fewer cars on the road during lockdown, so comparatively the amount of van driver accidents is up, or if it’s more to do with the fact that there have been quieter roads, which have led to more stupid decisions being made.

Well. If nothing else, it probably helps balance out the van insurers not giving any rebates.

We are also still seeing increased pressure in some areas of the UK to make town centres pedestrian or cycle only. An unmitigated disaster for van driver and the businesses they serve. Let’s hope they die a death in the same way social distancing appears to be doing. How is it round by you? Here it’s like COVID never happened. It will be interesting to see if that second wave comes and if it does – then shouldn’t we be thinking of ways for van drivers to protect themselves to be able to carry on? We don’t know what the answers are, but maybe a van driver’s charter is in order….

Surges and Savings

As another big tranche of the work gets back to work this weekend, there is, inevitably, more traffic on the road than before. Every van driver’s nightmare. What is worse is that many of these drivers are going to be out and about at rush hours, because they are choosing to drive, rather than commute using public transport. In fact, some reports are suggesting that there may even be twice as many using their cars to commute than there were pre-covid.

And as if dealing with more traffic isn’t bad enough, we are still waiting to see if any of the powers who be do anything about the fact that the massive savings that car and van insurers made during lockdown have not been passed on to us, the humble drivers who all do our bit to follow the law with a good and valid car or van insurance policy. 

Car and van insurance for new customers has gone down in that time, but if you haven’t renewed recently, you’re unlikely to be one of the few whose insurers have refunded them some of the savings they have made or to have seen any savings being passed on to you. 

It also looks like the van industry is getting back on its feet after a turbulent few months, with van insurance quotes up a massive 37.7% in May, compared to April of this year. 

This is good news – a buoyant van industry means more work for us all. But what this also means is that these people renewing or getting new van insurance now are going to be saving more than those whose policies run out at the end of the year. 

It’s worth calling your van insurance company to see if there are any savings they can offer. If your policy doesn’t have long to run, you may save money by renewing sooner (remember, about 3 weeks before it expires is usually the best time to save money). But if you don’t ask, you don’t get and with all this extra money kicking about at insurance companies, while the rest of us are scraping together a living, it won’t hurt to ask.

The Good, The Bad and The Ugly

How is everyone this week? Whether you’re currently locked down or out on the road, rest assured we are here, cheering you on, whatever is happening in the world. Week nine of lockdown may be sending us slightly stir crazy, but it won’t stop us in our quest to bring you, our trusty van drivers of the UK, the latest news and opinions in the van driving world.

Let’s start with some good news – if some of you have lost your jobs as a result of COVID-19, there appears to be a marked increase this week of companies seeking reliable van drivers up and down the UK. It appears that employers are ready to start their recruitment engines as things start to get back to normal. And for those of you who have been waiting on self-employed government payouts, the Self Employment Income Support Scheme is now live and processing payments to those who saw significant business interruption. There are also new bounceback loans available through all high street banks, which offer a government-backed loan of up to £50,000 for small businesses. These loans are interest and payment-free for the first year. 

And it seems the UK government is also ramping up to get the country moving again, although, with the new fuzzy messaging, we’re not entirely clear on what changes when, but then we don’t think anyone else really knows either. But let’s be optimistic and hope it starts to gear up again soon, like we anticipate it will.

Less good news is that the rebates for van and car insurance that we hoped would be forthcoming as they have been in other countries, has not yet rolled out through the UK. Two insurers are offering a small rebate, but we still hope to see all van insurance companies giving their customers some of their profits back, given the huge drop in claims they have seen as a result of the lockdown. 

And absolutely terrible news for those in the south of the country is that London Mayor, Sadiq Khan has raised the congestion charge to £15 (including weekends) whilst simultaneously outlining plans to close major London roads over the next six weeks, to make way for walking and cycle routes. Good luck if you’ve got deliveries in the capital – seems like the mayor is expecting you to bike them in from the suburbs. More on this next week as we get to grips with all the implications.

So there we have it – the good, the bad, and the downright ugly. But to end on a high note, don’t forget we can make your life that little bit easier if you need to renew your van insurance policy with our free 3-minute quote tool to give you the best deals around.

Until next week  – stay safe. 

Need a New Van? Sit Back and Wait

So, instead of all the doom and gloom you read elsewhere, you know we always try to do our bit here at CVI where we can to keep you van drivers smiling. 

And there is potentially some good news on the horizon. We suspect that if you are in the market for a new van, the end of this year could see some absolute bargains to be had.

Reports show that new car and fleet sales were down in April by a massive 97 per cent, the lowest level since 1947 for new vehicle sales in the UK. The Mercedes Sprinter was the best selling fleet vehicle in April, selling an underwhelming 814 vehicles, while the Ford Transit could only muster a disappointing 138 sales. A huge backlog of new vehicles is gathering in car parks and airfields up and down the country as dealerships wait to reopen. The date they are working to is June 1st, when, subject to health and safety legislation, they may once again start to do business. 

But that isn’t the time to go spending your money on a new motor. Analysts are forecasting some pent-up demand and so many dealerships will inevitably be busy with sales over the next few months to accommodate those who simply can’t wait for their new car or van. Slow your roll, there. Because once that rush of sales has happened, and even excluding the possibility of a second wave of coronavirus bringing everything to a grinding halt, there is going to be literal tumbleweed swirling between that backlog of used vehicles. Which means that there are going to be deals to be done, possibly the biggest we’ve seen in living memory, as manufacturers struggle to shift that stock that is just sitting around, depreciating by the day. 

Come September, we think you could be stumbling onto the deal of the decade if you’re in the market for a new van, especially if you’re open to one of the less popular models, such as an Iveco or Nissan. For once, it feels like the customers will be the winners, snapping up bargains as dealers focus on shifting volume sales at lower margins to be able to clear the decks before the new 2021 models are launched.

So sit back, give your current van a little bit of TLC to keep her going for now and wait and see what happens. We think if you’re buying a new van this year, you’ll be in for a treat. And don’t forget, your new van will need new insurance and, as always, even in times of corona, our 3-minute form can help bag you the sort of savings you’ll love, without having to hold out until later in the year.  

Locked Down, But Branching Out?

We’ve spoken a lot these last few weeks about the many van drivers who are still on the road and keeping the country moving, but for some of you out there, you too may have found yourself grounded due to the lockdown. If your business is temporarily suspended, hopefully, you’ve found yourself furloughed and are not reduced to claiming Universal Credit or waiting for the Coronavirus Payment Scheme for the self-employed to kick in.

Hopefully, the other thing that you’ve remembered to do is go and start your van at least once a week to prevent a flat battery. A gentle rev for 15-20 minutes a week keeps the roadside recovery at bay, or so the saying might go, if it was written for van drivers.

So, for those of you who aren’t working right now, what are you up to? New research shows that Brits are making the most of lockdown and teaching not just the kids, but themselves a whole load of new skills in the downtime.

Maybe you’ve taken the time to work on your fitness. If it’s anything like where we live, there are a whole plethora of new exercise nuts out every day pounding the pavements on a daily jog, or the road on their bikes. Some of you have even been finding their inner zen, with more people than ever turning to online yoga classes (ourself included). 

Or something more domesticated, perhaps? A bit of home baking explains the shortages in the shops of eggs and flour which still seem to be in short supply. Research shows that banana bread has been a particular favourite with lockdown Britain.

DIY – yes, the photos of the massive queues outside the home improvement stores are for real, as many have decided now is the time to paint that room or fix up those odd jobs your other half has been on your case about for years. We may be locked down, but at least we’re in a nice place to be.

Gardening has also understandably been popular, especially given the good weather and sunshine we’ve been lucky enough to be enjoying. Although for many of us with garden waste services suspended and tips still closed, the productivity and amount of work that can be done might be easing off with nowhere to put the cuttings and shavings. 

And, rounding out the popular pastimes has been learning a language. Yes, we may have left the EU, but that hasn’t stopped the people of Britain polishing up their parlez-vous or honing their hola. 

Which all goes to show, we may come out of this coronavirus poorer, but we might find our lives have been enriched in other ways. 

And if you are still out on the road – stay safe. 

Weekly Roundup – Coronavirus Special

Good news if you insure your van personally and chose Admiral – you are getting £25 back from your policy cost, irrespective of whether or not you are still on the road. Government MPs are petitioning chancellor Rishi Sunak to get involved and ensure all car and van insurers pass some of the savings on that they are making while the country is in lockdown – with a reported 50% fewer accidents happening then it makes sense that we should all be getting something back and not see insurers profiting at the expense of the regular guys and gals out there. 

We do expect more to come on this in the coming weeks and more insurers either being forced or pressured into giving rebates. Some companies are also offering front line and essential workers discounts on their van insurance premiums, so if you are a key worker, be sure to mention it to your insurance broker at the time of your policy renewal and see if you can’t bag a little extra off the cost of your policy. 

Some insurers, such as Aviva and MoreThan are offering customers who are feeling the pinch payment holidays on their insurance payments (for home as well as car or van insurance). Again, we expect more to follow, although do be aware you will still be required to repay your annual policy in full at some point during your insurance term, so it may be deferring greater pain down the line, if you choose to do so.

Sadly, there are more and more reports coming in of serious accidents as a result of dangerous driving or speeding on the quieter than usual roads. As we clearly stated last time, now is not the time to see if you can take the racing line flat in your transit, however tempting that may be. 

In a bit of good news, it looks as if drones won’t be replacing anyone’s jobs any time soon. A new study found that drone deliveries were up to 10 times less energy efficient than vans. So, if you’ve still got a job, make sure you keep it by driving safely, observing all good hygiene practices (wear a mask if you can, even if they suggest otherwise) and keep on keeping on. 

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