Most Expensive Van Insurance? The Award Goes to…

Wondering which place has the most expensive van insurance in the UK? A recent survey has now given us the answer, and it isn’t surprising.

Before I reveal the answer, and to give you some frame of reference, let me tell you what the average cost of van insurance is right now in the UK…£1500 approximately.

Not exactly cheap is it, but van drivers have to pay those kind of figures because as we all know, it is a legal requirement to insure your van. Ignore that and you could find yourself with a fine, points on your license, a driving ban, and even in prison.

So where is the most expensive van insurance? East London to be exact, where the survey found the average price to be nearly £2000. Yes you read that right.

Drivers in East London are paying, on average, £2000 for insurance, and if reports are true, this could soon become even more expensive once new compensation laws are introduced by the government.

Van crime is becoming more of a problem of course, and London is one of those areas where van break-ins are a daily occurrence. Sure, this kind of crime can happen anywhere (and it does), it’s just that London seems to get it more.

There are many factors that determine how much you are going to pay for van insurance, such as age and experience of the driver, make and model of the van, where it is parked overnight…and so on.

It goes without saying that if you are a young driver in East London who wants van insurance then you are probably going to be paying well over £2000. Maybe even over £3000.

What can you do to get van insurance that isn’t quite as expensive? My advice is simple…use a comparison website. It really is all you have to do.

Most van drivers don’t do this however, and instead just stick with the same company year after year, or they try and compare by only going to a few different companies.

When you use a comparison website, it automatically sends your details to over 100 companies, so as you can imagine, it’s easy to get a cheap quote…even if you live in East London or somewhere else with expensive van insurance.

Don’t just take my word for it. Give it a try for yourself. It only takes around 3 minutes to enter some basic details and then you start getting quotes right away.

Van Driver Fined £5000 for Parking in his Own Driveway

There are many places that van drivers can get fined for parking, but in your own driveway is not somewhere you would expect to get a ticket.

Unfortunately though, this is exactly what has happened to van driver Dave Tooke, who over the last two years received 53 parking tickets that total £5000 in fines, despite being parked in his own driveway.

Just what is going on here? It was only a few weeks ago I reported on how van drivers were being stopped from buying new houses because the building companies don’t want them parking their vehicle in the neighbourhoods..well, it now seems that van drivers can’t park anywhere.

Thousands of ordinary van drivers are being stopped from parking their vehicles, and if you ask me it just isn’t on. Something needs to be done, even if it means getting a petition started so that politicians and local councils will stand up and take notice. I for one, would sign it.

This all comes at a time of course that van insurance is also becoming more expensive. There isn’t a day that goes by without people contacting me complaining about how their premiums are £200, £400, and even £500 more expensive than last year, and to those people I say…always compare van insurance, and don’t be loyal to any insurance company because they don’t deserve your loyalty.

Fortunately, it only takes about 3 minutes to fill in the form on this very site, and then once you click send your details are sent off to hundreds of the van insurance companies. This is what I suggest every van driver in the UK does if they want to save money.

Back to the parking situation and it appears that Dave Tooke has been living in his £400,000 3 bed house for 4 years now, and for the first 2 years he didn’t have any problems at all, parking his van on the driveway in front of his house.

The last 2 years has been a different story though, and its been problem after problem according to Dave with fines coming left, right and centre from people in authority that just don’t want him to park his van on the estate.

It really does seem that van drivers are being singled out here. Who knows why exactly, but there are many people out there who don’t want tradesmen living in their area.

At the end of the day, Dave can afford the £400,000 house, so he really should not have to deal with this. If the real estate company didn’t want van owners living on the estate then they should have communicated that when he bought the house…not 2 years later.

They were fine taking his £400,000 it would appear, but now they have forgotten all about that. I’ve said before that when things are going well these building and real estate companies get a bit too choosy.

Hopefully Dave can get this whole situation sorted out, and just be left alone to park his van on the property that he paid for.

New Survey: How to get the Best Value Van Insurance

Ever wondered why some business owners always seem to get the best value van insurance? It isn’t by chance I can tell you that.

Thanks to a new survey of van drivers in the UK, we can better understand exactly how smart business owners get cheap insurance for their vehicles. Yes you heard that right. A few hundred people were surveyed, and they gave their best tips so that you can save money.

When I read the results of the survey, I must admit that I’ve heard all of these tips before, but it’s always a good idea to remind yourself of them if you want to get the best value van insurance.

Tell the truth

I know there are a few van drivers out there who might be tempted to make a few things up on their van insurance application. My advice? Don’t do it.

If you have to make a claim but your insurer finds out you didn’t tell the truth, which they probably will, then expect to have your policy cancelled. It goes without saying this is going to be very costly for you. Just tell the truth.

Multi buy discounts

One of the best ways for business owners to get cheap van insurance is to find out more about multi buy discounts.

This works out really well if you have two or more vehicles in your company, because you can then put them all on one policy and the insurance company rewards you for that.

Keep your vehicle safe

I have reported before on how Police are being called out to more van break ins than ever before, and from what I’m hearing this is a problem that is not going away. Unfortunately, criminals see vans as an easy way to carry out their activities, but this only serves to make van insurance more expensive.

This is why I advise everybody….keep your vehicle as safe as possible, including any tools that you have. The ideal scenario is to park your vehicle in a garage away from the street and to always take out tools at the end of the day.

If you can prove to insurers that your van is not going to be on show for every criminal in your area to get a look at, then you have a very good chance of getting the best value van insurance.

Shop around

When you have been with an insurance company for many years then you might feel a sense of loyalty to that company. However, in my experience you are not usually rewarded for your repeat business, and if anything, you could actually get a cheaper deal by going elsewhere.

Finding other quotes by shopping around might appear to be a hassle, especially when you are busy, but in fact it really isn’t that difficult when you use a comparison website. You can then find the best value van insurance.

Step 1

Complete your quick and easy quote

Step 2

Reveal your van insurance policies

Step 3

Pick your favourite and get instant cover