Tag: comparison site

Admiral Launch Van Insurance

Posted on by News Desk

You’ve no doubt heard of Admiral in regards to car insurance, but did you know they offer van insurance as well? Yes they do.

Actually, Admiral have been in the van insurance game for a while now, but as a broker through their other company called Able Insurance.

Things must be going well, because they have decided to offer van insurance to drivers around the country directly, which will no doubt put them right at the top of companies who are offering insurance to commercial vehicles in the UK.

So what if you currently have a policy through Able Insurance…will this have any impact? According to Admiral it won’t, as a spokesperson for the company commented that any policy taken through Able Insurance will be honoured, and that existing customers will be invited to renew with the newly formed Admiral van insurance.

It’s good to know that Admiral are going to be looking after their current customers and not leaving them with any problems. Not only that, but I’m sure that many will continue with Admiral when it comes time to renew, although by law they must now tell you about the benefits of shopping around of course.

In other words, Admiral have to mention that visiting a site like this one, Cheap Van Insurance, could very well save you money, especially if you use the free online quote feature where you can compare quotes from many different companies in minutes.

Don’t get me wrong…I’m not saying that you shouldn’t go with Admiral or renew your van insurance with them, it’s just that you don’t really know if you are getting the best deal until you shop around, something which you can do right here.

You might very well get the best quote with Admiral, or it might be with a different company completely All you have to do is fill in the simple form and find out.

If you do decide to go with Admiral van insurance then make sure you ask them about a range of other features they could potentially have on offer.

For example, telematics is becoming very popular among van drivers, where their driving data is shared with the insurance company. If you drive well then expect your policy to get less expensive.

Another popular feature is fleet insurance, which is ideal for companies who have more than 1 van and want insure them all on one policy in a bid to save money. Make sure you ask Admiral about that.

Firstly though, start right here at the number 1 van insurance comparison website, where all it takes is 3 minutes of your time and some basic information.

Van insurance rate drops shape up to be short lived indeed

Posted on by News Desk

Van insurance news roundup: 7 days ending 24 Jan 2014:

I hate to be the bearer of bad news, but it looks like the latest round of car and van insurance rate drops are likely to be the last for quite some time.

Turns out that some research from a leading insurance comparison website discovered that the last quarter of 2013 saw year-on-year rate drops of 12.5 per cent. This is fantastic news of course – especially since now the average comprehensive car insurance policy is only £644 – but this could easily be the last large downward trend in insurance rates for the foreseeable future.

Now for some classes of motorists this isn’t necessarily anything new. Younger drivers are quite used to insurers taking the piss out of them whenever they can, especially since it’s easier to give up an arm and a leg than it is to secure cover at a reasonable price if you’re under the age of 25 or so. Still, there was some hope that rates would continue to decline, especially for any younger Brits that drove a van for a living, but these hopes have more or less been dashed all to pieces after an independent report revealed that the competition between insurers – which had been driving premiums down in a price war – has leveled off.

That’s right – insurers have called a truce on their price war, set aside their differences, and banded together against their real enemy: all of us. Now that prices won’t slide downwards any more, insurers are quite happy – and their investors are just chuffed to bits. In fact, once news broke about the end of the price wars, stock prices for the major British insurers all rose – some as high as 5.6 per cent!

So in the end what does this mean for you and me? Well I think that it’s a safe bet to say that prices are likely to remain flat for the time being, which is better than nothing – and certainly better than having rates climb higher again! Still it’s disappointing to see the downward slide come to an end, especially since rates were so close to being acceptable for the first time since the credit crisis and resultant economic downturn. We’ll all just have to grin and bear it, I suppose!

Drink driving raises everyone’s rates in more ways than one

Posted on by News Desk

Van insurance news roundup: 7 days ending 10 July 2013:

There’s nothing wrong with a few pints now and again, but if you get into your van afterwards and go plowing into an elderly couple you’re part of the problem.

In fact, you’re going to see your van insurance costs rise by an average of 121 per cent. Yes, that’s more than double – and that’s only if your car insurance provider doesn’t drop you like a hot stone!

An insurance comparison site recently uncovered this new information this week, publishing the figures in a fanfare of warnings such as ‘drink driving is bad.’ Listen, it doesn’t take a genius to know that, but it’s not just because you’re going to end up with a massive fine and heightened insurance costs – if you end up damaging someone’s property or heavens forbid cause a serious injury to someone else, you’re going to be responsible for a massive insurance claim, which raises rates for everyone else as well because we have to pay for your idiot mistake, so just don’t do it mate.

Of course things are most likely going to get worse before they get better on this front, as another news story I read this week detailed how the number of traffic police on duty in the UK have been slashed by 12 per cent over the past five years. This means that with fewer police on the roads watching for drink drivers, more people are slipping through the cracks and potentially causing life-threatening harm to others.

Road safety charity Brake said in a recent statement that some police forces have seen reductions as high as 30 per cent to 40 per cent, believe it or not! Welsh traffic police figures are down 31 per cent for example, while the English average was 13 per cent – yet somehow Scotland’s traffic police figures actually increased by 4 per cent. I’m not sure if there’s a culturally insensitive drunken Scotsman quip in there or not, though.

Brake is quite concerned at these cuts, especially in locales such as Dfed Powys and South Wales where the average cuts stood at around 40 per cent. It’s even worse in Bedfordshire where traffic police presence has been scaled back by 44 per cent, so use that information to your advantage if you’re going to be in those areas any time soon, either because you live nearby or you’re making a delivery there in your commercial van.

This is a serious problem if you ask me. We need more police on the roads checking for bad motorists, not less – I would brace yourself for another insurance rate hike if I was you, because if these figures are accurate it’s almost guaranteed that accident figures are going to jump.

Insurance: it’s not just a good idea – it’s the law

Posted on by News Desk

No one will ever argue against the benefits of making sure you have valid car insurance or van insurance, but don’t forget that it’s not just a good idea: it’s the law.

Yes, commercial car insurance currently costs an arm and a leg, even if you use an insurance comparison site to find the best deals. Still, it’s better to have the proper cover in place if you end up getting into a road traffic accident, because repair costs and medical bills can be incredibly expensive if you have to pay these costs out-of-pocket.

Not only can you not afford to get into an accident without valid insurance, you can’t afford to be caught out by the authorities either. It’s a legal requirement to have your van insured at all times, regardless of whether it’s currently being driven or not, and if the police find out you’ve been getting behind the wheel without proper cover, you could be in for some weighty penalties – up to and including having your licence taken away and your car destroyed!

Continuous enforcement rules are now in effect in the UK, which means that if you own a car or van, the vehicle needs to be insured at all times. The only way around this is to file a Statutory Off Road Notice with the government, which certifies that your vehicle is currently off-road.

If you’re caught violating these new rules, you’re in for a world of hurt if you don’t get cover for the vehicle. Sure, fixed penalties may start at £100, but if you simply refuse to insure a given vehicle, you could have it seized from you and crushed, in addition to ever-higher penalties while running the risk of an invalidated licence as well.

Break out from the crowd – don’t auto-renew

Posted on by News Desk

It can be incredibly expensive to secure insurance for either your personal vehicle or the lorry or van you use for work, but you’re only making it worse if you follow the crowd and auto-renew your current insurer’s latest insurance quote, industry experts recently said.

However, up to 23 per cent of motorists in the UK do just that when it comes time to renew, and don’t even shop around for the best deals in an effort to save money on their personal or commercial van insurance, according to a recent survey. A large number of research respondents said that they felt it was too difficult and time-consuming to hunt down quotes from a car or van insurance provider, instead taking the path of least resistance and simply auto-renewing to save time.

Saving time is one thing, but saving money is another – especially in the current economy – and if you’re trading financial savings for ease of use, experts say you probably need to have your head examined. If you’re looking to save both time and money, industry insiders recommend you make use of a car insurance comparison website, as these sites provide the valuable service of acting as an aggregator of insurance quotes: put your personal details in once, and you’ll get several quotes back at once so you can compare them to one another as well as what you’re currently paying.

However, you need to keep aware of a few things if you do use a comparison site: no two policies are exactly alike. Even if they’re both offering ‘comprehensive’ cover, some insurers will provide different services, such as breakdown cover, as standard, so make sure you read all the fine print before signing on the dotted line.

Handy guide launched for comparison site shoppers

Posted on by News Desk

One major comparison website has come forward with a handy guide chock-full of top tips for cutting down your van insurance costs in the current economy, it was recently revealed.

While it seems you can’t swing a cat without hitting a comparison site nowadays, it’s quite commonplace to find one that tries to distinguish itself from the rapidly growing pack by offering added value.  Many choose to diversify the options they offer consumers, such as allowing people to do all their home and life insurance shopping as they do their van and car insurance as well, while others offer tips and strategies for keeping your costs down – something that has become incredibly popular lately with the eye watering petrol prices a veritable plague upon us all.

One new guide has recently been put out there, free for everyone, and has been tooled to be of particular interest towards anyone shopping for commercial van insurance – especially those going into business for themselves for the first time.  The guide examines the several different use categories that you need to be aware of when taking out van insurance, since it’s one of the things that controls how much your policy is going to cost, and the list provided by the guide is exhaustive in the variegated factors that can cause a quote to go up and down like a funfair ride.

It can be incredibly frustrating, trying to find the best cover at the cheapest price, especially in a world that has so many variables to take into account.  Many people who have tried shopping for cover have begun to pull their hair out after trying to navigate the treacherous waters on their own, but now help is at hand for anyone who feels frustrated to tears, thanks to comparison sites that offer added-value guides.

Step 1

Complete your quick and easy quote

Step 2

Reveal your van insurance policies

Step 3

Pick your favourite and get instant cover