Tag: cheap van insurance

How to Get Cheap Van Insurance – 2017 Edition

Posted on by News Desk

We’ve been hearing a lot recently about how van drivers are causing havoc on the roads of the UK and getting their vans stolen while watching TV.

Is it really all doom and gloom? It doesn’t have to be, and in fact, if you get cheap van insurance then you might just save yourself a packet.

I’m sure that would put you in a better mood and less likely to go into a rage the next time a cyclist does something annoying.

Firstly, let me just say that insuring your van in 2017 is a requirement by law, and if you don’t get it then you are driving illegally.

This means when you get pulled over by the cops (and it will happen because they have the technology now to catch you) not only will they take your van away, but you will also get a fine and points on your licence.

So we know that you definitely need van insurance, but does that mean the cheapest van insurance is always the way to go? In my opinion, no, because while you might be able to find a really low quote, and there are plenty of those here at CHEAP VAN INSURANCE, it might not always be the best option for your own needs.

For example, if you just get third party van insurance cover, then you are only covered when you do damage to other vehicles on the road. If your own van gets written off or stolen, then you have to pay for it out of your own pocket, which isn’t always ideal.

That is why many van drivers opt for third party, fire and theft insurance, because if their van is damaged by fire or stolen, then at least they have some kind of coverage.

You must understand that although this does cover you for theft of a van, if your tools are stolen then you won’t receive a penny, and as we’ve been hearing a lot about recently, thieves are having a field day when getting into vans quickly and easily to steal tools. It’s all to do with these magic keys that are sold on the internet.

This means that if you do want to be covered for theft of tools then you need to opt for a fully comprehensive van insurance, although be aware that not every policy is the same.

Many times you will have to buy “goods in transit” cover as an extra to be covered for tool theft, so make sure you check that before handing over your cash to the insurance company.

Once you’ve chosen what type of cover to get, then how do you get cheap van insurance and not get left paying full price? Good question…here are a few ideas.

Ask about discounts

One way to get cheap van insurance in 2017 is to speak directly with insurance companies about any discounts that might be available

For example, a no-claims discount is something that is offered a lot, as well as special fleet discount insurance when you you want to cover more than 1 van.

Always tell the truth

I know there are some van drivers out there who might be tempted to lie a bit when trying to get cheap van insurance, and although it might work at first, if you ever need to make a claim then you might find yourself out of pocket.

A good example of this is van drivers who say they park their van in a garage overnight, even though it is parked on the street. You might get a cheaper quote by saying this, but if your van gets stolen then the insurance company will quickly rip up your policy and ignore your calls.

Use a comparison website

There are so many insurers out there in 2017, how do you know that your current provider is offering very cheap van insurance? The simple answer is…you don’t, and that is where a comparison website comes into the picture.

All you need to do is enter your details in the form once, and then all of that information is instantly sent to around 40 different companies. Getting cheap van insurance has never been so easy.

Summer of Rage, White Van Men Unleashed

Posted on by News Desk

Is the so called “white van man” out of control? My opinion has always been no, but recent reports might just suggest otherwise.

In fact, you might just want to call this the “summer of rage” when it comes to van drivers on UK roads, which really isn’t the kind of thing we want to be hearing about.

Take one van driver in Southsea, who got caught on camera spitting at a motorist while involved in a heated argument in a car park. After that, he proceeded to rip the door off the car while a terrified woman was still inside. “Just move the car” he could be heard shouting, so obviously he wanted the car to get out of the way.

If you thought that would be the end of this particular summer of rage then think again, because there are more stories involving white van men around the UK.

Take the moment a camera caught a van driver knocking down a cyclist as an example, and then instead of going back to see if the cyclist was okay, the driver went into a rage and blamed him for the accident and for hitting his wing mirror.

Now you might be thinking that the cyclist could have been to blame and the van driver had every right to get hot under the collar…until the video footage clearly shows the van was on the wrong side of the road.

No wonder the van driver was angry, his van insurance was no doubt about to get a lot more expensive, but there really is no excuse for this kind of behaviour.

Unfortunately, the summer of rage just seems to be getting even more extreme, with reports just in of a white van man who unleashed a karate kick on a man who tried to stop him from leaving a work site.

Who knows exactly what went on here, but there really is no excuse for showing off your karate skills unless it’s in self defence

Anyway, the incident was caught on camera in West Yorkshire and it appears the man who was initially attacked then went on to punch the van before it sped off.

So it looks like members of the public are now fighting back against the van drivers in this summer of rage. Maybe everybody just needs to cool off a bit.

One way van drivers can do that is by visiting a van insurance comparison site and getting some cheap quotes.

Someone who might just have done that is one white van man who tried to give his number to a woman while driving at 70mph down the motorway.

He was probably so happy at getting cheap van insurance that he thought it was time to try a bit of speed dating, although it didn’t seem to work as the woman wasn’t interested.

New Van Bundle Product Launched by Company

Posted on by News Desk

Regular readers of this blog will be only too aware of how van crime is a major problem in the UK right now. Enter a new van bundle product.

This is a product launched recently by a company called “Alps” and the bundle includes 3 different products…Auto Replace, Tools in Transit and Sole Trader Legal Expenses.

It’s known to the public as “Van Driver Plus” and will be sold at a discounted rate and offer flexible cover limits to suit your needs.

This seems to be a fully comprehensive insurance product to meet the requirements of tradespeople such as builders, roofers, delivery drivers, and the self employed in general.

Should you go directly to Alps and get a quote though? In my opinion no, for the simple reason that many traditional van insurance companies also cover you for the same kind of things if you request it, and these are many of the companies you can compare right here at Cheap Van Insurance in under 3 minutes.

For example, one of the features of joining Alps and their van bundle product is a GRV, also known as guaranteed replacement vehicle, which means if something happens to your van and it is off the road, then they give you a VW Caddy equivalent to use for up to 14 days.

Sounds good doesn’t it, especially when you need a van to continue making a living…but did you know that most of the van insurance companies out there also offer the same kind of deal if you want it? Yes they do, and that is why I advise you to start comparing quotes and speak to different van insurance providers.

Another feature offered by Alps is their overnight cover for tools that are in transit. This actually appears to be something that many tradespeople could benefit from, as it allows you to keep tools in the van overnight, and as long as the van is parked on a well lit street and is in sight of your house, then you are covered.

As we all know, stealing tools from vans is something that criminals have taken a liking to over the past few years. It has something to do with these magic keys you must understand, which can be purchased on the internet for £20.

You might not be able to stop them entering your van and stealing all your tools, but at least you will be covered if they do.

So you should speak to Alps and see what they can do for you, but first use the comparison service right here at this website.

ALERT: Van Insurance Scam – Ghost Broking

Posted on by News Desk

All van drivers are being warned about a new van insurance scam that has been sweeping the nation. It’s called ghost broking.

Car owners have mostly been targeted so far, although van drivers are expected to be hit by criminals so it’s important that you know about it.

Basically, what seems to be happening here is that these scammers are using details of innocent UK citizens to setup “ghost van insurance policies” and then selling them on to members of the public at reduced prices.

That means there are two potential ways you could end up getting scammed here, whether it is with the criminals using your details or if you buy a dodgy policy from a ghost broking van insurance site.

One van driver who wishes to remain nameless became a victim to ghost broking, and he had hundreds of letters sent to his house, each addressed to a different person and all with the usual van insurance documents inside.

That is why van owners are being told: if you start getting strange letters addressed to other people and inside there are insurance documents…don’t ignore it, tell the Police.

Not only that, but when shopping around for van insurance make sure you use a trusted site with a good reputation.

If you buy a policy from one of these ghost broking sites then you are breaking the law even if you don’t realise it.

Also, the van insurance policy will not be worth the paper it is printed on, and you won’t be able to make a claim if you need to. In other words, it’s a complete waste of time.

Instead, just stick with a site like this one, Cheap Van Insurance, where you can be 100% confident that every quote is legitimate and from recognised companies.

Anyone caught with a ghost broking policy could even have their van taken away by Police, as well as facing a potential fine of £300 and having to buy new insurance for the time you didn’t have any.

Listen, I know that van insurance is really expensive right now and some van owners are looking to save some money, but purchasing fake policies is definitely NOT the way to go.

You are much better off buying a real policy through a van insurance comparison website, and then at least you have peace of mind.

So always look for the “Cheap Van Insurance” logo when comparing quotes, and if you can’t see it then you are on the wrong site…and potentially on a ghost broking site. Click away and come back here.

Van Driver Takes on a Lamborghini…And Wins!

Posted on by News Desk

Typically you will find van drivers going about their everyday business and obeying the speed limits…not racing a Lamborghini. Well, it happened.

The moment a wannabe Lewis Hamilton (in a van) decided to go up against the £150,000 Lamborghini sports car was actually caught on video by a passer-by with his mobile phone in Altrincham, Manchester.

It appears the transit van went up against the luxury sports car through 3 sets of traffic lights, before finally coming out as victorious. I’m sure this is a video the Lamborghini owner doesn’t want to be seen.

However, it has quickly become a hit on the internet, with thousands of views and hundreds of comments so far about the incident.

What seems to have happened is that at first, the sports car took the lead with an initial burst of power and acceleration you would expect from such a machine.

The traffic lights put a limit on how far the car could go though, which no doubt frustrated the driver because he couldn’t get out of second gear and also got stuck in a bit of traffic.

The van driver had no such problems. He kept his cool and used all of his van drivers knowledge about road driving and dealing with traffic lights to come out as the winner.

So that is 1 – 0 to the van driver, although I don’t think that would be the case if they took to a race track or had a clear stretch of road. I reckon the Lamborghini might just get ahead if they had those kind of conditions.

Let’s just hope that this particular van driver had the appropriate van insurance and that he didn’t break any speed limits or laws of the road.

I’m sure a Police officer wouldn’t be too impressed if he saw a van and Lamborghini racing down the street, even if it was only from traffic light to traffic light without any real dangerous manoeuvrers

For any one thinking about getting into transit van racing just be aware that van insurance companies don’t like this kind of activity either, and if something happens while you are racing then don’t be surprised if you can’t make a claim.

Not only that, but if you decide to install telematics in a bid to get cheaper van insurance, then your driving style will be monitored, and if you come across as a bit of wannabe racing driver in the data, then you could just find yourself with even more expensive insurance.

Delivery Drivers Tell All in Anonymous Survey

Posted on by News Desk

Every day vans are driving around the country making important deliveries, but what about the delivery drivers themselves? A new survey tells us more.

No names were taken when conducting the survey, which means the drivers could relax and open up about what really goes on when they deliver goods and packages to homes in the UK.

One driver told the survey that it often never occurs to customers who have just moved in to tell them where white goods such as cookers and washing machines are going in the house, expecting him to instantly know where to put such items.

“We’ll turn up and they’ve just moved in, with boxes everywhere, and they’re expecting us to navigate this huge oven down to the basement kitchen.”

Another driver, who will remain nameless, mentioned how a woman screamed and swore at him because an expensive brand name stove wouldn’t go around the bend of her very narrow stairs. Apparently, she just couldn’t comprehend how the stove could not be taken to the kitchen, and ended up blaming the delivery drivers.

Of course, a simple 2 minute job with a tape measure would have told her that a designer stove was not getting around the stairs. Not surprisingly the delivery driver had to take the stove away and the woman was refunded.

That same driver also told a funny story about how he once delivered a washing machine to a student house, only to be asked “so can we, like, use it now?” He had to explain that it needed to be plumbed in first.

What almost all delivery drivers agree on in the survey is they just can’t stand the guy who stands around like a gaffer ordering them about and giving instructions while trying to deliver white goods and other large items.

“Mind the walls” and “bend your knees, up a bit,” these people will say, but at the end of the day delivery drivers know their job and are better off left alone to do it after getting some simple instructions.

“I’m often tempted to drop their new fridge on their feet,” said one driver when asked about the home owners who try to order him about.

It’s not all doom and gloom though, with the majority of delivery drivers agreeing that many customers are very nice, and the best ones are those who offer a cup of tea.

If there is one thing that all delivery drivers like it’s a good cup of tea…and cheap van insurance as well.

Insuring your van is getting more expensive, but you can save money by using a comparison website.

24% of Van Drivers Lie On Their Insurance Application

Posted on by News Desk

A new study looking at the habits of van drivers found that nearly a quarter lie about various things on their van insurance application form.

I must admit, I’m shocked to find out that so many van drivers would actively lie when applying for van insurance, it was always my opinion that most, if not all, were an honest bunch who wanted to tell the truth.

Well, I suppose that approximately 75% do tell the truth, or they just didn’t admit to lying when asked about it in the study, but I would like to think that most van drivers are honest and tell the truth…especially when using a comparison website.

Let’s say that you fill in the form on this website, which should take you no more than about 3 minutes.

It’s very important that you tell the truth and nothing but the truth, because when we send off your details to around 40 van insurance companies they really need to know the facts about your situation so they are able to give you an accurate quote.

Do you know why you should always be completely honest when filling in any kind of van insurance form? Quite simply, because if you withhold details or bend the truth slightly, then when it comes take to make a claim you might not be able to.

That’s right, when you lie there is a risk you could invalidate your policy completely, to the point where your van insurance is not even worth the paper it is printed on.

You end up losing out twice, because you are essentially paying for a policy that isn’t even active and then if you need to make a claim for damage to your van or something like that you won’t get a penny.

Not only that, but most van drivers are not aware that it’s against the law to lie on your insurance application. Don’t believe me? Then you should refer to the Road Traffic Act, van insurance section, where it quite clearly states that it is an offence to withhold information when applying to an insurer for cover.

According to the study one of the main areas where van drivers bend the truth is about penalty points on their license. Most of the time they “forget” to mention they have 3 or 6 points in the hope that they will get a cheaper quote.

As you are no doubt aware, insurers look at your complete driving profile when coming up with a quote and if you have points on your license then it does typically make it a bit more expensive.

It seems that nearly a quarter of van drivers think they are being clever by lying about penalty points, because they do get a cheaper quote initially, but of course, if they need to make a claim then any insurer will look more closely at the details provided, and if it doesn’t match up then forget about any kind of payout.

The message here is clear if you ask me. Don’t lie on your van insurance application. Just tell the truth, even if it means you pay a bit extra.

5 Van Insurance Companies Join Forces = 1 Super Company!

Posted on by News Desk

In a deal that has been the talk of the van insurance world, it has just been announced that 5 companies are to join forces.

Autonet, Towergate, Chase Templeton, Ryan Direct, and Price Forbes are the van insurance companies who have come together, in a move that many industry insiders are calling “monumental.”

It is thought that this super company will now focus all of their attention on offering van insurance for the “man on the street” or the “white van man” as some people might say.

There has also been talk that during top secret meetings and calls, the 5 companies referred to the deal as “Project Kairos,” which is a Greek work that simply means…the right moment.

Let’s hope that it is the right moment for these van insurance companies and their newly formed super company, although they are certainly entering a competitive market where things are not easy.

This is good for the consumer though, where they now have many different insurance companies all vying for their business.

If you are the “man on the street” or “white van man” and you want van insurance at a fair price, then what better place to start than right here? Sure, you could go directly to this newly formed company for a quote, or even to one of the other well known insurers, but it’s much better idea to start at a van insurance comparison website.

The reason? Because you get a much better sense of what is out there, as you are able to instantly compare quotes and deals from over 100 insurance companies.

Yes, you very well might get a better quote elsewhere by going directly to a company, but you don’t know until you compare online first. It gives you a better idea of the market and what is out there.

Back to the newly formed van insurance super company, and if reports are to be trusted then it’s understood that they will now attempt to raise £800 million worth of capital.

This will involve US private equity groups apparently, although it does make you wonder what they need all this cash for…maybe to make some TV adverts? Hopefully not.

The new company is temporarily named Kris, although if you ask me, they might want to get back to the drawing board on that one. I’m sure some of that £800 million can go towards hiring someone to come up with a decent name.

They currently have 5000 staff across the 5 companies who will now all come under the one company, and estimated revenue for this year will be around £500 million.

You might very well find the cheapest van insurance with Kris, but you should start here first where you can compare over 100 companies.

Driving at 31mph Could Mean Very Expensive Van Insurance

Posted on by News Desk

As the Police are getting tougher on motorists who speed on the roads, van drivers are being warned about the potential expense of being pulled over.

This comes after reports of a van driver who was stopped by the cops for speeding at 31mph in a 20mph zone, and after a good telling off they decided to slap 6 points onto his license. Not exactly something you want to happen is it, but Police now have orders to be tougher on anyone caught speeding.

If 6 points on your license isn’t enough punishment, van drivers are being made aware of the potential expense it could mean for their wallet…when it comes to van insurance that is.

The amount of points you have on your license is taken into consideration by the van insurance companies when you send in your application, and when they see a recent 6 points, and for speeding as well…then don’t be surprised if you find yourself paying hundreds of pounds more than you expect.

One site even did a calculation on exactly how much 6 points on your license could add to your insurance, and they came up with a number of £328, which on average, could very well be put on to a van insurance quote.

Let’s face it, van insurance is expensive enough right now as it is, do you really want to be paying more? Of course not, and that is why you should always watch your speed and keep it within the limits. Even going a few miles per hour above the speed limit can result in a fine and points. Don’t take the chance.

You might want to consider telematics insurance for your van, where all of the driving data is recorded and then sent off to the insurance company.

If you stay within the speed limits and drive safely, then not only will you keep out of trouble with the law, but your van insurer will also see what a good driver you are and hopefully reward you with a cheaper policy, not a more expensive one.

Another good way to make sure you get cheap van insurance is to visit a comparison website, where in only 3 minutes you can put in some basic details about yourself and your van, and then instantly get access to over 100 quotes.

Also, don’t forget that you can get a quote at anytime even if your renewal date is a few months away.

What a lot of drivers do is to start comparing quotes around 2 months before their renewal comes up, then if they find a really cheap deal they can simply pay a small cancellation fee with their current provider to end the coverage early and begin with the cheap van insurance right away.

Drivers “Optimistic” About New Van Technology

Posted on by News Desk

New van technology is here, and it is here to stay. Drivers have not always embraced this kind of technology..until now? A new survey reveals all.

This survey was actually conducted by a van insurance comparison website, a bit like this one, although we think our site is much easier to use. Straight to the point and no-nonsense.

Out of all the people asked in the survey, more than 50% said they were concerned about safety when it came to new technology in their vans.

I can see where they are coming from with that one, because at the end of the day, when you have all these new gadgets installed in your van it often takes your attention away from the road.

Just under 50% of those surveyed admitted that new van technology could very well make them too reliant on gadgets, to the point where it would diminish the actual skill of the worker.

I agree with that one. Yes technology is good, but I think we could soon get to a point where the reliance on technology is just too much, and the skill level of van drivers is not what it was.

Not surprisingly, only 1.5% of van drivers said they wanted technology that allowed them to run apps in their vans. I’m sure that most drivers still struggle to operate the apps on their phone, never mind starting to integrate it into the vehicle. Too confusing.

Automatic parking fared a bit better in the survey, with many van drivers admitting they prefer to let the vehicle do the work rather than having to park themselves.

However, when it came to the subject of driverless vans many people were not so keen, obviously because if a van doesn’t need a driver then many of those who were surveyed would be out of a job.

Drivers also didn’t like the idea of telematics that is designed to monitor driving style in a bid to get cheap van insurance. Although they like the idea of paying less, the “big brother” nature of telematics is a bit off putting for many of those surveyed.

In my opinion I don’t think they have anything to be concerned about when it comes to telelmatics, as long as they are obeying the laws of the road of course.

Cheap van insurance is difficult enough to find, so anything that can be done to gain trust of the insurance companies should be applauded and not ignored.

Just like a van insurance comparison website. Every van driver should use one if you ask me, mainly because you can find many different quotes and then instantly compare them.

Overall, the survey found that many drivers were “optimistic” about new van technology, with 82% being interested in some form of technology that is on offer right now.

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