Author: News Desk

Road Rage Incident On M6 Goes Viral And Sparks Criticism

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One driver’s actions often trigger road rage incidents.

A road rage incident on the M6 motorway in Cheshire has gone viral on social media after a video was captured of a van driver threatening another driver with a steering wheel lock.

A Tense Scene Of Road Rage Unfolds

The road rage incident took place on March 31st.

It was on the M6 motorway when traffic was preparing to leave the slip road, and a large queue of vehicles was trailing behind the van.

A man in a fluorescent jacket with the words ‘gas’ on the back approached the van and seemingly attempted to unlock the door.

As a result, the van driver brandished a bright yellow steering wheel lock..

Viral Video Sparks Criticism

Critics slammed both drivers for their behavior

The video, which people widely shared on TikTok, Twitter, and YouTube, has drawn criticism as many have slammed both drivers for their behavior.

It remains unclear what occurred between the pair that made them so irate.

However, the incident lasted just 30 seconds, and both drivers then returned to their vehicles and drove off.

The use of violence in this incident is concerning, as it could have escalated into a more serious situation.

Road rage incidents are not uncommon, and they can be dangerous and even deadly.

In 2019, the UK government introduced new legislation that increased the penalties for dangerous driving.

This includes road rage incidents, which can result in fines and even imprisonment.

The Dangers Of Road Rage And The Need For Calm And Patience On The Road

It is important for drivers to remain calm and patient on the road, especially during traffic jams or other stressful situations.

If you feel threatened by another driver, avoid confrontation and report the incident to the police.

It is also important to ensure that your own behavior is responsible and considerate of other drivers,.

One driver’s actions often trigger road rage incidents.

Conclusion

This incident serves as a reminder of the importance of responsible driving and the potential dangers of road rage.

It is essential for all drivers to remain calm and patient on the road.

Avoid engaging in confrontations that could lead to violence or other dangerous situations.

Essential Van Insurance Tips Every Tradesman Should Know

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Introduction

Van Insurance…

Tradesmen rely on their vans to transport their tools and equipment, and to travel to different job sites.

This makes van insurance an essential requirement for anyone running a business where their van plays a crucial role.

Protect Your Business

Van insurance is a type of commercial vehicle insurance that covers vehicles operating for business purposes.

It protects the policyholder in the event of an emergency or damages caused to their vehicle.

In addition, typical van insurance covers a range of risks.

For example, these include collisions, third-party liability, medical payments, rental reimbursements, and roadside assistance.

Furthermore, coverage extends to customized equipment, uninsured motorist protection, and business use.

Why Tradesmen Need Van Insurance

There are several reasons why having van insurance is essential for tradesmen.

Firstly, your van may meet with an accident on the road or catch fire due to internal machinery problems or some other external events.

In such cases, your insurance company will provide you with the required safety and security and cover all the losses or damages.

Another prime importance of van insurance is that it covers the loss or damage of your vehicle while in transit by air, roads, railways, or inland waterways.

Understanding The Coverage Of Van Insurance

Your car may get involved in an accident where it has caused damage to any third parties.

Under these circumstances, the third party will claim the money from the tradesman, which can be a significant amount.

Having van insurance protects you in case a car accident involving your vehicle results in the injury or death of a third party.

With a personal insurance cover, you get compensation with a predetermined amount.

The personal cover protects you from the loss of your life or bodily insurance.

In case you receive a fatal accident with great damage to your body, personal insurance can provide you with protection.

Insurance can help the family fight out the loss with fiscal stimulus.

Hassle-Free Coverage For Busy Tradesmen

Many insurance companies offer online customer service to service holders.

They provide live chat and email support, allowing you to get answers to your queries and confusions regarding the insurance policy without problems.

Assurance comes with quality, and insurance provides you with it.

Van insurance is easy to access and provides automated renewal.

You don’t have to worry about policy expiry as it automatically renews.

This is particularly helpful for busy tradesmen who may forget to renew their policy on time.

Get cheap van insurance from cheapvaninsurance.co.uk and save yourself from the odds in life.

Conclusion

Small businesses are crucial to a country’s economy, and tradesmen play a significant role in developing it.

Therefore, it is important for tradesmen to keep themselves and their assets secure for sustenance.

Van insurance provides a shield against any mishaps, ensuring that you can focus on growing your business without worrying about any unforeseen events.

So, if you are a tradesman, get yourself insured and enjoy the peace of mind that comes with knowing that your van is protected.

White Van Driver Dangerously Undertakes At 90mph On M4

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The incident of a white van driver dangerously undertaking at 90mph on the M4.

This is just one example of the dangers of reckless driving on motorways.

The Dangers Of Reckless Driving On Motorways

Video footage captured by an unmarked police car shows the van driver swinging from the outside lane to the inside lane.

Overtaking several vehicles on the way, and then moving back into the middle lane.

This is a clear violation of traffic rules and puts the lives of other drivers at risk.

Speeding And Undertaking: A Lethal Combination

Speeding on motorways is a common problem.

But, when combined with reckless overtaking, it can lead to serious accidents and injuries.

Drivers who undertake and exceed the speed limit reduce their reaction time.

This increases the force of impact in case of a collision.

According to road safety experts, the risk of death or serious injury doubles for every 10 mph over the speed limit.

Undertaking, which involves overtaking another vehicle on the inside lane, is illegal in many countries including the UK.

It is an extremely dangerous behaviour, especially when the driver being overtaken is unaware of the other driver’s presence.

The video footage of the white van driver on the M4 is a stark reminder of the importance of following traffic rules on motorways.

The police officers in the unmarked car were able to witness the dangerous driving and take appropriate action.

The Importance Of Following Traffic Rules On Motorways

However, not all reckless drivers are caught, and many accidents go unreported.

It is important for all drivers to be responsible and avoid behaviours that put their lives and the lives of others at risk.

There are several steps that drivers can take to ensure their safety on motorways.

First and foremost, it is important to obey the speed limit and avoid overtaking on the inside lane.

Drivers should also maintain a safe distance from other vehicles and be aware of their surroundings at all times.

It is also important to avoid distractions, such as mobile phones or eating while driving.

These can lead to loss of concentration and delayed reactions.

Steps To Ensure Safety On Motorways

In addition to being responsible on the road, drivers can also take advantage of technology to enhance their safety.

Many modern vehicles come equipped with features such as automatic emergency braking and lane departure warnings, which can help prevent accidents.

GPS navigation systems can also provide real-time traffic information, helping drivers avoid congestion and potentially dangerous situations.

Conclusion

The incident of the white van driver dangerously undertaking at 90mph on the M4 is a clear example of the dangers of reckless driving on motorways.

It’s important for all drivers to be responsible and avoid behaviours that put their lives and the lives of others at risk.

Follow traffic rules by maintaining a safe distance from other vehicles.

By being aware of their surroundings, drivers can help ensure their safety on the road.

Urgent Warning Issued To Van Drivers As Tool Theft Soars

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Van drivers across the UK should implement extra security measures because tool theft rates have soared by 57 percent.

Van Drivers Tackling The Rising Cases Of Tool Theft In The UK

New research shows that only 10 percent of vans in the UK stay in a garage overnight

This according to experts, is a significant concern as tool theft has increased.

Thieves target vans for expensive tools kept inside.

The Metropolitan Police data reported 13,677 cases of tool theft from vehicles between March 2021 and March 2022.

This equates to 37 cases of theft per day.

This article discusses the importance of increasing security measures and some precautionary steps to protect your van and its contents.

The Importance For Van Drivers Of Additional Safety Features

The research carried out on 100,000 van insurance policies revealed the importance of additional safety features to deter thieves and improve security.

Even if your vehicle comes with basic security systems, factory-fitted immobilisers, and alarms, they may not be enough.

Modern thieves can evade them with key fob cloning and blocking.

It is crucial to implement additional safety features such as GPS tracking, reinforced locks, and secure shelving to protect your van’s contents.

Installing CCTV cameras and motion sensors can also help prevent theft and provide evidence in case of a break-in.

Precautionary Steps To Protect Your Van And Its Contents

The experts stress that van drivers need to take precautionary steps to keep thieves away.

This would include things such as not leaving valuables in plain sight or in the van overnight.

It is essential to park in a well-lit location and avoid drawing attention to the fact that there may be tools inside the vehicle by not displaying external branding and logos.

Adding decals and signage to a van can increase your insurance premium for that reason.

Thus, it’s better to avoid displaying your van’s content and make sure it looks like an ordinary van.

Checking Insurance Policy Coverage

It is also essential to double-check that your tools are covered by your van insurance policy.

They are not always included as standard, so it is essential to ensure that you have comprehensive coverage for your van and its contents.

In the event of a theft, having the right insurance policy can help keep your business running and minimize financial loss.

Conclusion

In conclusion, the rising tool theft rates across the UK should be a significant concern for van drivers.

Implementing additional safety features such as GPS tracking, reinforced locks, and secure shelving can help deter thieves and improve security.

Furthermore, taking precautionary steps such as parking in a well-lit location, not leaving valuables in plain sight, and avoiding external branding and logos can help prevent theft.

Finally, it is crucial to double-check that your tools are covered by your van insurance policy, as they are not always included as standard.

Banned Delivery Driver Used A Fake Licence To Keep Working

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A delivery driver used a fake licence to continue working despite being disqualified from driving.

This case highlights the serious consequences of non-compliance with legal obligations as a driver.

Moreover, this case has far-reaching implications for the insurance industry.

Additionally, it raises questions about the potential risks and liabilities involved in hiring drivers with false documents.

Risks And Liabilities Involved In Hiring Drivers With False Documents

Consequently, employers who hire drivers with false documents can face legal penalties and reputational damage.

If an accident occurs involving a driver with a fake licence, the employer might face liability for any damages or injuries caused.

Employers must conduct proper background checks.

If they knowingly hire a driver with a fake licence, they could face criminal charges.

Undermining Public Safety On The Roads

Furthermore, the use of fake documents undermines the integrity of the licensing and identification system, which aims to ensure public safety on the roads.

Insurance companies rely on accurate and truthful information when assessing risks and setting premiums.

The use of fake licences or identity documents can lead to incorrect risk assessments.

This would result in higher premiums for all policyholders.

Implications For The Insurance Industry

Insurance fraud represents a significant problem in the industry.

Specifically, the use of fake licenses is just one example of the many ways in which fraud can occur.

Insurance companies are increasingly investing in technology and data analytics to detect and prevent fraud, but it remains a significant challenge.

The delivery driver’s case highlights the need for stronger enforcement measures to prevent the use of fake documents and ensure that drivers comply with legal obligations.

It also underscores the importance of employers conducting proper background checks and verifying the authenticity of documents before hiring drivers.

Conclusion

Consequently, employers who hire drivers with false documents can face legal penalties and reputational damage.

As a result, insurance companies may be forced to raise premiums to cover the increased risk of fraud.

Therefore, it is essential that all drivers understand the importance of complying with the law and taking responsibility for their actions on the road.

Similarly, employers must ensure they conduct thorough background checks.

This would avoid hiring drivers with false documents, which could put their business and the public at risk.

Save Money On Van Insurance With Telematics

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Introduction

Telematics…

If you own a van or run a business that relies on a van fleet,

then you will know how expensive insurance can be.

With the cost of van insurance continuing to rise,

it’s no surprise that many van owners are looking for ways to reduce their premiums.

One of the most effective ways of doing this is by installing a telematics device in your van.

What Is Telematics And How Does It Work?

Telematics is a technology that uses GPS to track the location, speed, and driving habits of a vehicle.

Insurance companies can then calculate premiums based on how the van is being driven using this information.

By installing a telematics device in your van, you can demonstrate that you are a responsible driver.

It will reduce the risk of accidents, which in turn, can lead to lower insurance premiums.

The Benefits Of Installing A Telematics Device In Your Van

You can easily and quickly install telematics devices.

Once installed, they provide real-time information about your driving habits.

This information can include how fast you are driving, how hard you are braking, and how smoothly you are driving.

Insurance companies can use this information to calculate how much risk you represent

and offer you a policy tailored to your driving habits.

Using Telematics To Improve Your Driving Habits

In addition to reducing insurance premiums, there are other benefits to installing a telematics device in your van.

For example, it can help you to identify areas where you can improve your driving habits.

This can make you a safer and more responsible driver.

It can also help you to manage your fleet more effectively by providing you with real-time data.

It can provide the location of your vans and the performance of your drivers.

The Positive Impact Of Telematics

The use of telematics technology has been shown to reduce the number of accidents on the road.

This is because drivers are more aware of their driving habits.

Drivers are more likely to adopt safer driving practices when they know someone is monitoring their driving.

As a result, reducing the risk of accidents can lead to lower insurance premiums.

Conclusion

Telematics technology can be a valuable tool for van owners and businesses that rely on a van fleet.

By installing a telematics device in your van, you can demonstrate that you are a responsible driver,

reduce the risk of accidents, and potentially save money on your insurance premiums.

With the cost of van insurance continuing to rise, it’s important to explore all the options available to you to keep your costs down.

Telematics is a proven and effective way of doing this.

If you haven’t already done so, consider installing a telematics device in your van today and start reaping the benefits.

Van Insurance Rates Soar by 15.5% – What’s Behind the Spike?

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Introduction

Van insurance has become significantly more expensive in the past year.

With an increase of 15.5% for new business customers, according to the latest Consumer Intelligence Van Insurance Price Index.

Why does this matter?

Rising Costs And Regulations Drive Up Van Insurance Prices

The average quoted cost for van insurance in the UK is now £1,129.

But wait, there’s more…

Prices have dropped 3.3% in the past three months and are below the record high hit in September 2022.

A Recent Dip In Van Insurance Prices

So, what’s the catch?

Despite this recent dip in prices, the overall trend remains upward.

Being driven by rising claims costs and new pricing regulations by the Financial Conduct Authority.

You’re probably wondering why…

The cost of claims is increasing due to the impact of inflation on parts, labour, and replacement vehicles,

as well as the increase in traffic on the roads after the pandemic lull.

What does this mean for you?

In response, insurers are raising premiums to cover these costs, with overall market premiums up 30.8% year-on-year.

Older Van Drivers Pay Significantly Less Than Their Younger Counterparts

Here’s a shocking truth:

The ban on “price walking” was introduced by the FCA a year ago.

It prevents insurers from quoting higher renewal prices to existing customers than new customers.

How does this affect you?

This has led to higher renewal prices for all van drivers.

However, older van drivers aged 50 and over are still paying significantly less than their younger counterparts.

With an annual policy costing just £691 compared to a prohibitively high £3,153 for drivers under 25.

Business Users Paying Higher Premiums

Wondering if this applies to business van users?

Average premiums have now increased 52.4% since April 2014 when Consumer Intelligence first started collecting data.

With prices peaking in September 2022 and now sitting just 5% below the all-time high.

But here’s the kicker…

Business users are now paying slightly higher annual premiums than those who use their vehicles as a car substitute under ‘social, domestic,

and pleasure’ policies, likely due to spending more time on the road and their vehicles being more technologically advanced.

So, what can you do about it?

Despite rising prices, van insurance remains a necessary expense for many drivers, particularly those who use their vans for business purposes.

However, it is worth shopping around to find the best deal and considering ways to reduce the cost of premiums,

such as increasing the voluntary excess, improving security measures, and building a no-claims bonus.

Conclusion

Van insurance prices have increased significantly in the past year due to rising claims costs and new pricing regulations by the FCA,

But don’t lose hope!

There are some signs of improvement with a recent drop in prices.

The bottom line?

Older drivers are paying significantly less than younger drivers.

It is important for all drivers to shop around for the best deal and consider ways to reduce their premiums.

Drink-Driving: A Sobering Warning As Van Driver Caught with Child On Toolbox

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Introduction

The consequences of drink-driving can be severe 

A recent case in Shrewsbury is a stark reminder of the dangers it poses.

Police caught a van driver with a child sitting on a toolbox in the back of his van.

The driver was more than twice the legal limit for alcohol consumption.

Drink-Driving: Caught In The Act

Police stopped the van driver on Hereford Road in Shrewsbury on January 14th while he was driving a Vauxhall Vivaro.

Upon inspection, officers found there were no seats or seat belts in the back of the van where a child was sitting on a toolbox.

The lack of proper seating and the driver’s alcohol impairment endangered the child’s safety.

A Reminder Of The Dangers Of Drink-Driving

A breath test showed that the van driver had 71 microgrammes of alcohol in 100 milliliters of breath.

This is more than twice the legal limit of 35 microgrammes.

This alcohol level could have caused blurred vision, slower reactions, and impaired judgment, all critical for driving.

At Telford Magistrates’ Court, the van driver pleaded guilty to two charges.

Namely drink-driving and using a motor vehicle in a manner that could cause danger to passengers.

As a result, he received an 18-month driving ban, which he can reduce by 18 weeks if he completes a course by February 2024.

The court fined him £120, ordered him to pay £135 in costs, and imposed a £48 surcharge.

The incident highlights the dangers of drink-driving and the importance of adhering to safety regulations and standards while driving.

The presence of a child in the back of the van further compounds the risk posed by the driver’s irresponsible behaviour.

The lack of seats and seat belts in the van made the child more vulnerable to injury or harm in the event of an accident.

Drink-Driving Putting Passengers At Risk

This case serves as a reminder of the importance of adhering to safety regulations and standards while driving.

Drivers must prioritise their safety and their passengers’ safety and avoid taking unnecessary risks,

such as drunk driving, which could result in severe consequences.

Additionally, drivers must ensure that their vehicles are appropriately equipped with necessary safety measures,

such as seats and seat belts, to protect their passengers in case of an accident.

Conclusion

Drink-driving is a reckless behaviour that poses a significant risk to road users.

The case of this van driver highlights the dangers of drink-driving,

especially when children are involved.

It is essential to prioritise the safety of all road users by avoiding reckless behaviour.

Adhering to safety regulations and standards,

and ensuring that vehicles are appropriately equipped with necessary safety measures.

And remember, drink driving can affect your insurance policy.

Van Drivers “Twice As Likely” To Use A Mobile While Driving

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Introduction

The use of mobile phones while driving is a growing concern.

Recent studies have shown that van drivers are “twice as likely” to use their phones while behind the wheel compared to car drivers.

This dangerous behaviour puts the lives of drivers and other road users at risk.

It could also have significant consequences for van drivers’ insurance policies.

Demands Of The Job Versus The Dangers Of Distracted Driving

One of the main reasons for the high rate of mobile phone use among van drivers is the demanding nature of their job.

Van drivers often need to make calls, send text messages, or use GPS navigation while on the road.

They may feel that they need to be constantly connected to perform their job effectively.

However, the use of a mobile phone while driving is dangerous and illegal, and it increases the risk of accidents on the road.

The High Cost Of Mobile Phone Use For Van Drivers

The dangers of using a mobile phone while driving are well documented.

Distracted driving is a leading cause of accidents on the road.

Using a mobile phone takes a driver’s attention away from the road, even for just a few seconds.

This can result in a crash, and it can also result in a fine or loss of points on a driver’s licence.

Furthermore, using a mobile phone while driving can also be a criminal offence.

This can carry a jail sentence and also have an impact on a van driver’s insurance policy.

Insurance companies consider a driver’s behavior when setting policy prices.

They view using a mobile phone while driving as high-risk behavior.

Insurance companies can void a policy if they find the driver at fault.

This might make the driver liable for paying for the damages and injuries from an accident, which could be financially devastating.

How To Reduce The Use Of Mobile Phones While Driving Among Van Driver In the UK

One solution is to increase enforcement of the law through increased police presence on the road.

And the use of technology such as cameras that can detect mobile phone use while driving.

Employers can also play a role in reducing mobile phone use among their employees by setting clear policies, providing training,

and ensuring that employees have the tools and resources they need to perform their job without using their mobile phones while driving.

Another solution is to encourage the use of hands-free technology while driving.

This can include hands-free headsets, voice-activated controls, and dashboard-mounted devices.

These tools can help drivers keep their hands on the wheel and their eyes on the road.

Thus reducing the risk of a crash and improving their insurance situation.

Conclusion

The trend of van drivers using mobile phones while driving in the UK is a concerning issue that needs to be addressed by increasing enforcement,

encouraging the use of hands-free technology, and raising awareness.

Electric Van Production On The Rise: Time To Make The Switch

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The Ramp-Up In Electric Van Production Offers An Opportunity For Fleets

The Association of Fleet Professionals (AFP) believes that the ramp-up in electric van production presents an opportunity for fleets to make the switch from diesel vehicles.

The chair of the industry body says some members report shorter lead times for electric vans compared to diesel equivalents.

Shorter Lead Times For Electric Vans Prompt Fleets To Place Orders

Electric van production is starting to pick up pace.

Although the numbers remain small in the overall industry, lead times for electric vans take several months.

This makes it an opportune time for fleets to place orders.

The increase in production is a result of manufacturers putting greater resources into electric van production to meet corporate emissions targets.

AFP Believes Electric Vans Are The Future Of Light Commercial Vehicles

The AFP views that although there are concerns about the operational and technical barriers associated with electric vans, most fleets can start using them relatively easily in certain applications.

Electric vans are the future for light commercial vehicles and the industry needs to work towards resolving any operational problems.

Now is a good time for fleets to place orders, given the current supply situation.

Need For Government Support To Speed Up The Adoption Of Electric Vans

The AFP believes the government must provide more support to speed up adoption and overcome objections.

Incentives, like benefit-in-kind used to boost car electrification, would greatly help fleets acquire electric vans.

Investing in electric vans

The switch to electric vans has the potential to significantly reduce emissions, improve air quality, and save on fuel costs.

Electric vans have lower maintenance costs due to fewer moving parts than diesel vehicles.

The technology behind electric vans is improving, offering longer ranges and faster charging times.

The upfront cost of electric vans is higher than diesel vehicles.

However, savings in fuel, maintenance, and government incentives can offset the cost over time.

Furthermore, the long-term benefits of reduced emissions and improved air quality make electric vans an attractive option for fleets.

Conclusion

In conclusion, the ramp-up in electric van production presents a great opportunity for fleets to make the switch to electric vehicles.

The AFP believes that with proper consideration and government support, electric vans can become a viable solution for many fleets.

The benefits of reduced emissions, improved air quality, and cost savings make it a smart investment for the future.

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